Rewards

• Note: Use the card at least five times in each statement period to earn points and keep your rewards active.
• 1x Points on Rent: Earn points on your rent payments with no transaction fee, up to 100,000 points per year. If your rent is less than $250, you’ll still get 250 points for that payment. You can make rent payments to one rental property each month.
• 2x Points on Travel.
• 5x+ Points on Bilt Neighborhood Dining Partners.
• 3x Points on on Other Dining.
• 1x Points on All Other Purchases.
• Double Points: Enjoy double points on the 1st of each month and earn 6x points on dining, 4x points on travel, and 2x points on other purchases (except rent), up to 1,000 points per month.

Partner Benefits

• Lyft Credits: Receive a $5 Lyft credit after paying for 3 Lyft rides in a calendar month with your card.
• 5x Points on Lift Rideshare.
• 2x+ Points on Walgreens spend.

Bilt Elite Status

• Bilt Rewards Status: Points earned with the Bilt Mastercard will count towards your Bilt Rewards status.

Redemption Options

• Redeem Bilt points to cover your next month rent payment or save your points and put them towards a down payment. You also can redeem your points for travel and fitness, or shop at the Bilt Collection and Amazon.com, and more. Redemption rates may vary.
• 1:1 Point Transfer: Transfer your points to top airline and hotel loyalty programs at a 1:1 value.

Fees and APR

• Annual Fee: $0.
• Regular APR: 20.24% - 28.24% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Trip Cancellation & Interruption Insurance: Get reimbursed up to $5,000 per trip for the nonrefundable cost of your ticket if your trip is canceled or cut short for a covered reason.
• Trip Delay Reimbursement: If your trip is delayed by more than six hours, you can get reimbursed for eligible expenses like meals or lodging, up to $200 per day per traveler, with a maximum of $1,800 for all covered travelers.
• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is primary and provides reimbursement up to $50,000.
• Concierge Service: Get a personal assistant available 24/7 to help with travel, dining, gifts, and special plans. From reservations to trip prep, experts take care of the details so you can save time and enjoy more.
• Other Travel Benefits: : Includes Mastercard Global Service™, Mastercard Travel and Lifestyle Services, and Mastercard Golf.

Purchase Protections

• Purchase Protection: Covers new purchases for 90 days against damage or theft, up to $10,000 per claim and $50,000 per calendar year per account.
• Cell Phone Protection: Get up to $800 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).

Exclusive Offers

• The Bilt Collection: Get exclusive access to a hand-curated catalog of art, decor, and apparel, all inspired by each month’s featured artist.

Additional Features

• Mastercard® ID Theft Protection™: Get help detecting and resolving identity theft with 24/7 monitoring and expert support.
• BiltProtect: Pay rent without using your credit limit by pulling the payment directly from your linked bank account. You’ll still earn 1X points on rent, up to 100,000 points per year. Just use your card five times per statement period to earn points. Terms apply.

Terms and Conditions

Click Apply Now to see the terms and conditions.