Welcome Offer
- Earn 60,000 bonus points after spending $1,000 in the first 3 months, which is enough to redeem for up to 7 nights at Choice Hotels®.
Rewards
- Up to 16x Points on stays at participating Choice Hotels® properties and on Choice Privileges point purchases: Earn 5x points with the Choice Privileges Mastercard + up to 10x points for being a Choice Privileges member + 10% bonus points from Choice Privileges with Gold Status.
- 3x Points Categories:
- 3x Points at Gas Stations.
- 3x Points on Grocery Stores.
- 3x Points on Home Improvement Stores.
- 3x Points on Phone Plan Services.
- 1x Points on All Other Purchases.
- Fast-Track Your Status and Rewards: Earn points on everyday purchases to upgrade to higher elite status faster and accelerate your rewards earning.
- Milestone Rewards: Earn rewards more frequently throughout the year, including bonus points, gift cards, and other valuable perks.
Elite Hotel Status
- Automatic Gold Elite Status: Receive 10 elite night credits each year, which qualifies you for Choice Privileges® Gold Elite status. Enjoy the the perks of Elite Gold Status and earn 10% bonus points every time you book a qualifying stay with Choice® hotels.
Redemption Options
- Redeem points for hotel stays, gift cards, and more.
Fees and APR
- Annual Fee: $0.
- Regular APR: 19.74% - 28.49% Variable APR.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Foreign Transaction Fee: None.
Travel Benefits
- Mastercard Travel and Lifestyle Services: Get access to premium travel and lifestyle benefits, including special offers, upgrades, and preferred treatment with top hotels, airlines, cruises, tours, and car rental companies. You’ll also have access to a 24/7 complimentary lifestyle concierge to help plan trips and experiences, plus added peace of mind with the Mastercard Lowest Hotel Rate Guarantee and Hotel Stay Guarantee. Services provided are billed to your card.
- Mastercard Golf: Enjoy access to a global network of TPC Clubs, domestic and international golf travel packages, golf schools, and exclusive experiences.
- Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary and provides reimbursement up to $50,000.
- Trip Cancellation & Interruption Insurance: Get reimbursed up to $5,000 per person per trip and up to $20,000 per account within 12-month period for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
- Lost Luggage Reimbursement: Get up to $3,000 for all covered travelers to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
- $1,000,000 Worldwide Automatic Common Carrier Travel Accident Insurance: Receive coverage of up to $1,000,000 for a covered loss resulting from an accident while traveling on a common carrier when you pay for the trip with your card.
Purchase Protections
- Cell Phone Protection: Get up to $800 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Exclusive Offers
- World Elite Concierge: Complimentary 24/7 concierge service to help with dining reservations, finding hard-to-get items, travel planning, and more.
Additional Features
- Mastercard® ID Theft Protection™: Get help detecting and resolving identity theft with 24/7 monitoring and expert support.
- Mastercard Global Service™: Get 24/7 worldwide assistance with lost or stolen card reporting and emergency card replacement, helping you stay protected wherever you travel.
Terms and Conditions
Click Apply Now to see the terms and conditions.