Welcome Offer

Earn $400 in OneKeyCash™ after spending $1,000 in the first three months.

Rewards

• Up to 9% in OneKeyCash™ on Expedia and Hotels.com: 3% in OneKeyCash™ with the One Key™ Card + up to 6% in OneKeyCash™ as a One Key member.
• Up to 5% in OneKeyCash™ on Vrbo: 3% in OneKeyCash™ with the One Key™ Card + 2% in OneKeyCash™ as a One Key member.
• 3% in OneKeyCash™ on Select Categories:
  • 3% in OneKeyCash™ at Gas Stations.
  • 3% in OneKeyCash™ on Grocery Stores.
  • 3% in OneKeyCash™ on Dining and Food Delivery.
• 1.5% in OneKeyCash™ on All Other Purchases.

Elite Status

• Automatic Silver Tier in the One Key Travel Rewards Program: Enjoy automatic Silver Status with savings of 15% or more on over 10,000 hotels worldwide with Silver Member Prices.
• Unlock Gold Tier when you spend $15,000 per calendar year.

Redemption Options

• OneKeyCash™ is your rewards currency to use on Expedia. $1 in OneKeyCash is $1 to use on eligible hotels, car rentals, flights and more.

Fees and APR

• Annual Fee: $0.
• Regular APR: 19.24% - 29.24% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Travel Benefits: Includes Auto Rental Collision Damage Waiver (Primary Coverage), Mastercard Travel and Lifestyle Services, $1,000,000 Worldwide Automatic Common Carrier Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Mastercard Global Service™, Concierge Service, and Mastercard Golf.

Purchase Protections

• Cell Phone Protection: Get up to $1,000 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).

Additional Features

• Mastercard ID Theft Protection™

Terms and Conditions

Click Apply Now to see the terms and conditions.