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One Key™

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One Key™
4.3

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.74% - 29.74% Variable APR

Buy Now, Pay Later N/A

N/A

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo. Earn 3% at gas stations, grocery stores, and on dining. Earn 1.5% on all other purchases.

1.5% - 3% OneKeyCash

Welcome Offer Earn a $400 in OneKeyCash™ after spending $1,000 in the first 3 months.

$400 in OneKeyCash™

  • Welcome Offer: Earn a $400 in OneKeyCash™ after spending $1,000 in the first 3 months.
  • Up to 9% OneKeyCash on Expedia and Hotels.com: Earn 3% in OneKeyCash on Expedia and Hotels.com from this card. Plus, when booking VIP Access properties on Expedia or Hotels.com: Silver members earn 3%, Gold members earn 4%, and Platinum members earn 6%.
  • Up to 5% OneKeyCash on Vrbo: Earn 3% in OneKeyCash on Vrbo. Plus, when booking US properties on Vrbo, members of all tiers earn 2%.
  • 3% OneKeyCash: Earn 3% at gas stations, grocery stores, and on dining.
  • 1.5% OneKeyCash: Earn 1.5% on all other purchases.
  • Annual fee: None.
  • Foreign Transaction Fee: None.
  • Redeem OneKeyCash: Use OneKeyCash for flights, hotels, short-term rentals, car rentals, or to pay for the partial or full cost of a ‘Pay Now’ activity and insurance.
  • Automatic Silver Status: With Silver Member Prices, get savings of 15% or more on over 10,000 hotels worldwide. Unlock Gold when you spend $15,000 per calendar year.
  • Cell Phone Protection: Get up to $1,000 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Travel Benefits: Include Trip Cancellation and Interruption Protection, Auto Rental Collision Damage Waiver, Travel Accident Insurance, Mastercard Global Service™, Mastercard Travel and Lifestyle Services, Mastercard Airport Concierge™, Concierge Service, and Mastercard Golf.
  • Additional Features: Include Mastercard ID Theft Protection™.
  • Regular APR: 19.74% - 29.74% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
This new credit card from Wells Fargo is a great choice for earning bonus rewards on Expedia, Hotels.com, and Vrbo, as well as on everyday expenses. It offers a generous welcome bonus, cell phone protection, and a range of travel benefits and perks, all with no annual fee. This card is ideal for those who frequently book travel accommodations online and want to earn rewards while enjoying valuable protection and perks without an annual fee.