Welcome Offer

Earn $600 in OneKeyCash™ after spending $3,000 in the first three months.

Rewards

• Up to 9% in OneKeyCash™ on Expedia and Hotels.com: 3% in OneKeyCash™ with the One Key™ Card + up to 6% in OneKeyCash™ as a One Key member.
• Up to 5% in OneKeyCash™ on Vrbo: 3% in OneKeyCash™ with the One Key™ Card + 2% in OneKeyCash™ as a One Key member.
• 3% in OneKeyCash™ on Select Categories:
  • 3% in OneKeyCash™ at Gas Stations.
  • 3% in OneKeyCash™ on Grocery Stores.
  • 3% in OneKeyCash™ on Dining and Food Delivery.
• 2% in OneKeyCash™ on All Other Purchases.

Elite Status

• Automatic Gold Tier in the One Key Travel Rewards Program: Enjoy automatic Gold Status with savings of 20% or more on over 10,000 hotels worldwide with Gold Member Prices.
• Unlock Platinum Tier when you spend $30,000 per calendar year.

Redemption Options

• OneKeyCash™ is your rewards currency to use on Expedia. $1 in OneKeyCash is $1 to use on eligible hotels, car rentals, flights and more.

Fees and APR

• Annual Fee: $99.
• Regular APR: 19.24% - 29.24% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Anniversary Bonus: Receive $100 in OneKeyCash annually on your account anniversary.
• Global Entry/TSA PreCheck® Fee Reimbursement: Get up to $120 every four years for the application fee.
• Travel Benefits: Includes Auto Rental Collision Damage Waiver (Primary Coverage), Mastercard Travel and Lifestyle Services, $1,000,000 Worldwide Automatic Common Carrier Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Mastercard Global Service™, Concierge Service, and Mastercard Golf.

Purchase Protections

• Cell Phone Protection: Get up to $1,000 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).

Additional Features

• Mastercard ID Theft Protection™

Terms and Conditions

Click Apply Now to see the terms and conditions.