Reflect®
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On Wells Fargo's Secure Website
4.0
Annual fee:
$0
Intro APR
Purchases: 0%, 21 months
Balance Transfers: 0%, 21 months
Regular APR
17.74% - 29.49% Variable APR
Buy Now, Pay Later N/A
N/A
Credit Score
670-850 (Good/Excellent)
Rewards N/A
N/A
Welcome Offer N/A
N/A
- Annual fee: None.
- Foreign transaction fees: 3% of each transaction converted to U.S. dollars.
- 0% Intro APR on Purchases: For 21 months from account opening.
- 0% Intro APR on Balance Transfers: For 21 months from account opening. To qualify, you must make balance transfer within the first 120 days.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Regular APR: After the introductory period, a variable APR of 17.74% - 29.49% applies to purchases and balance transfers.
- My Wells Fargo Deals: Access personalized deals from a variety of merchants. It’s an easy way to earn cashback for your purchases. Once activated, you can view the terms of the deal, then shop at that merchant using your eligible card. Cashback credit will be applied to your statement or account.
- Cell phone protection: Get up to $600 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
- Travel benefits: Includes Roadside Dispatch® and Auto Rental Collision Damage Waiver.
- Additional features: Includes emergency cash disbursement and card replacement, zero liability protection, and Credit Close-up℠.
- Click ‘Apply Now’ to see the full terms and conditions.
Wells Fargo Reflect® card is a leader in offering long 0% APR intro periods for purchases and balance transfers.