Credit Cards for Balance Transfers

Welcome Offer

Earn a $250 bonus after spending $500 in the first 3 months.

Rewards

• 5% Cashback on Travel purchased through Chase Travel℠.
• 3% Cashback on Select Categories:
  • 3% Cashback on Drugstore Purchases.
  • 3% Cashback on Dining, including takeout and eligible delivery services.
• 1.5% Cashback on All Other Purchases.

Partner Benefits

• DoorDash: Get a complimentary 3 months of DashPass. Afterward, enjoy 50% off DashPass for the next 9 months. Activate by January 31, 2025.
• Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders.
• Lyft: Earn 5% cashback on Lyft rides through March 2025.

Redemption Options

Redeem rewards for cash, gift cards, travel, or purchases at Amazon.com.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
• Regular APR: After the introductory period, a variable APR of 19.74% - 28.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days.
• Regular Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Travel Benefits

Includes Auto Rental Coverage, Travel and Emergency Assistance Services, and Trip Cancellation/Interruption Insurance.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Additional Features

Zero liability protection, 24/7 fraud monitoring, contactless checkout, free credit score and identity monitoring with Credit Journey®, and compatibility with digital wallets.

Terms and Conditions

Click Apply Now to see the terms and conditions.

• Annual fee: None.
• Foreign transaction fees: 3% of each transaction converted to U.S. dollars.
• 0% Intro APR on Purchases: For 21 months from account opening.
• 0% Intro APR on Balance Transfers: For 21 months from account opening. To qualify, you must make balance transfer within the first 120 days.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Regular APR: After the introductory period, a variable APR of 17.49% - 29.24% applies to purchases and balance transfers.
• My Wells Fargo Deals: Access personalized deals from a variety of merchants. It’s an easy way to earn cashback for your purchases. Once activated, you can view the terms of the deal, then shop at that merchant using your eligible card. Cashback credit will be applied to your statement or account.
• Cell phone protection: Get up to $600 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
• Travel benefits: Includes Roadside Dispatch® and Auto Rental Collision Damage Waiver.
• Additional features: Includes emergency cash disbursement and card replacement, zero liability protection, and Credit Close-up℠.
• Click ‘Apply Now’ to see the full terms and conditions.

• Annual Fee: None.
• Foreign Transaction Fees: 3% of each purchase transaction in U.S. dollars.
• 0% Intro APR on Purchases: For 12 months from account opening.
• 0% Intro APR on Balance Transfers: For 21 months from account opening. To qualify, you must make balance transfer within the first 120 days.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Regular APR: After the introductory period, a variable APR of 17.49% - 28.24% applies to purchases and balance transfers.
• Choose Your Payment Due Date: Select your bill payment date at the beginning, middle, or end of the month for flexibility in managing your payments.
• Citi Entertainment®: Access tickets to thousands of events, including presale tickets and exclusive experiences for concerts, sports events, dining, and more.
• Additional Features: Include 24/7 customer service, automatic account alerts, digital wallets, contactless pay, Mastercard® ID Theft Protection™, free access to your FICO score, and $0 liability on unauthorized charges.
• Click ‘Apply Now’ to see the full terms and conditions.

• Annual Fee: None.
• Foreign Transaction Fees: 3% of each purchase transaction in U.S. dollars.
• 0% Intro APR on Purchases: For 12 months from account opening.
• 0% Intro APR on Balance Transfers: For 21 months from account opening. To qualify, you must make balance transfer within the first 120 days.
• Balance Transfer Fees: Introductory period: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 120 days. Regular: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
• Regular APR: After the introductory period, a variable APR of 18.49% - 29.24% applies to purchases and balance transfers.
• No Penalty APR and No Late Fees: Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply.
• Choose Your Payment Due Date: Choose to pay your bill on any available due date in the beginning, middle, or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
• Additional Features: Include automatic account alerts, contactless pay, Digital Wallets, 24/7 customer service, ID Theft Protection, and $0 liability on unauthorized charges.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome Offer: Earn a $200 cashback bonus when you spend $1,500 on purchases in the first 6 months from account opening.
• Unlimited 2% Cashback on Purchases: Earn 1% when you buy and 1% as you pay, with no categories to track or quarterly activations. Simply use your card anywhere, and when you pay the minimum due on time, you’ll earn cashback twice on each purchase.
• Limited Time Offer: Earn 5% total cashback on hotel, car rentals, and attractions booked on the Citi Travel℠ portal through 12/31/24.
• Foreign Transaction Fees: 3% of each purchase transaction in U.S. dollars.
• 0% Intro APR on Balance Transfers: For 18 months from account opening. To qualify, you must make balance transfer within the first 120 days.
• Balance Transfer Fees: Introductory period: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 120 days. Regular: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
• Regular APR: After the introductory period, a variable APR of 18.49% - 28.49% applies to purchases and balance transfers.
• Redeem Rewards: Redeem points for cashback, gift cards, travel, purchases, and more.
• Citi Entertainment®: Access tickets to thousands of events, including presale tickets and exclusive experiences for the year’s most anticipated concerts, sporting events, dining experiences, and more.
• Additional Features: Include 24/7 customer service, contactless pay, digital wallets, zero liability protection, 24-hour fraud protection, and the ID theft protection program.
• Click ‘Apply Now’ to see the full terms and conditions.

• Annual fee: None.
• Foreign transaction fees: 3% of the amount of each transaction in U.S. dollars.
• 0% Intro APR on Purchases and Balance Transfers: For 18 months from account opening.
• Balance Transfer Fees: Introductory period: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days. Regular: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
• Regular APR: After the introductory period, a variable APR of 19.74% - 28.49% applies to purchases and balance transfers.
• Lower your interest rate: You will be automatically considered for an APR reduction by 2% when you pay on time and spend at least $1,000 on your card each year until your APR reaches the Prime Rate plus 9.74%.
• Raise your credit limit: Get an automatic, one-time review for a higher credit limit when you pay on time and spend $500 in your first six months.
• DoorDash: Get a complimentary three months of DashPass. After that, you are automatically enrolled in DashPass at 50% off for the next nine months. Activate by January 31, 2025. Plus, get up to $10 off quarterly on non-restaurant DoorDash orders.
• Chase Offers: Access great deals in the Chase Mobile app and at chase.com. No coupons, codes, or vouchers needed. Just choose an offer, add it to your card, and then use it to pay in stores, online, or through mobile apps and wallets.
• Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended warranty protection: Extends the warranty period by one additional year on eligible warranties of 3 years or less.
• Travel benefits: Includes Roadside Dispatch® and Auto Rental Collision Damage Waiver.
• Additional features: Includes Chase Credit Journey, zero liability protection, 24/7 fraud monitoring, embedded chip for enhanced security, contactless checkout, digital wallet, automatic accounts alerts, card replacement, and 24/7 customer service.
• Click ‘Apply Now’ to see the full terms and conditions.

Welcome Offer

Earn a $200 bonus after spending $500 in the first 3 months.

• 5% Cashback on Quarterly Bonus Categories: Earn 5% cashback on purchases in quarterly bonus categories such as gas stations, grocery stores (excluding Target® and Walmart®), car rental agencies, movie theaters, purchases made using PayPal, and select online merchants, up to $1,500 in total combined purchases. You must activate your 5% bonus cash back each quarter by the activation deadline.
• Earn 5% cashback on travel purchased through Chase Travel.
• Earn 3% cashback on dining and drugstore purchases.
• Earn 1% cashback on all other purchases.
• Lyft: 5% on qualifying Lyft rides through 03/31/2025.
• Annual Fee: None.
• Foreign Transaction Fees: 3% of each transaction in U.S. dollars.
• 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
• Balance Transfer Fees: Introductory period: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days. Regular: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
• Regular APR: After the introductory period, a variable APR of 19.74% - 28.49% applies to purchases and balance transfers.
• Redeem Your Rewards: For cash, travel, gift cards, products, services, and more. Cashback rewards do not expire.
• DoorDash: Get a complimentary three-months DashPass membership. After that, you’ll be automatically enrolled in DashPass at 50% discount for the next 9 months. Activate by January 31, 2024. Plus, get up to $10 off quarterly on non-restaurant DoorDash orders.
• Cell phone protection: Receive up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when paid with your eligible credit card. Maximum of 2 claims in a 12-month period with a $50 deductible per claim.
• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of 3 years or less.
• Travel benefits: Include Travel and Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Trip Cancellation and Interruption Insurance.
• Additional Features: Include free credit score and identity restoration services with Chase Credit Journey, 24/7 fraud monitoring, and zero liability protection.
• Click ‘Apply Now’ to see the full terms and conditions.

• 0% Intro APR on Purchases: For 18 months from account opening.
• 0% Intro APR on Balance Transfers: For 18 months from account opening. To qualify, you must make balance transfer within the first 60 days.
• Balance Transfer Fees: Introductory period: 3% of the transfer amount for balance transfers made within the first 60 days. Regular: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Regular APR: After the introductory period, a variable APR of 15.49% - 25.49% applies to purchases and balance transfers.
• Annual fee: None.
• No penalty APR: Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply.
• Foreign transaction fees: 3% of the U.S. dollar amount of each transaction made in a foreign currency or U.S. dollars if the transaction is processed outside the United States. This fee will be in addition to any other applicable fee.
• Additional features: Includes 24-hour fraud protection, $0 liability guarantee, contactless chip technology, Balance Connect® for overdraft protection, Digital Wallet technology, account alerts, free access to FICO® Score, and access to credit education.
• Click ‘Apply Now’ to see the full terms and conditions.

• 0% Intro APR on Purchases: For 18 months from account opening.
• 0% Intro APR on Balance Transfers: For 18 months from account opening. To qualify, you must make balance transfer within the first 60 days.
• Balance Transfer Fees: Introductory period: 3% of the transfer amount for balance transfers made within the first 60 days. 4% of each transfer amount for balance transfers made after the introductory period ends.
• Regular APR: After the introductory period, a variable APR of 15.49% - 25.49% applies to purchases and balance transfers.
• Annual fee: None.
• Foreign transaction fees: 3% of the U.S. dollar amount of each transaction made in a foreign currency, in addition to any other applicable fee.
• No penalty APR: Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply.
• Better Money Habits®: Learn how to responsibly handle your credit.
• Additional features: Includes fraud protection, $0 liability guarantee, contactless chip technology, Balance Connect® for overdraft protection, Digital Wallet technology, account alerts, and free access to FICO® Score.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome Offer: Earn 25,000 bonus points after you spend $1,000 in purchases within the first 90 days of account opening.
• Unlimited Points: Earn 1.5x points per $1 spent on all purchases.
• Annual Fee: None.
• Foreign Transaction Fees: None.
• 0% Intro APR on Purchases: For 15 months from account opening.
• 0% Intro APR on Balance Transfers: For 15 months from account opening. To qualify, you must make balance transfer within the first 60 days.
• Balance Transfer Fees: Introductory period: 3% of the transfer amount for balance transfers made within the first 60 days. Regular: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Regular APR: After the introductory period, a variable APR of 18.49% - 28.49% applies to purchases and balance transfers.
• Redeem Rewards: Redeem points for a statement credit to pay for travel and dining purchases or book your next trip.
• Better Money Habits®: Learn how responsibly handle your credit.
• Additional Features: Include 24-hour fraud protection, $0 liability guarantee, contactless chip technology, Balance Connect® for overdraft protection, Digital Wallet technology, account alerts, and free access to FICO® Score.
• Click ‘Apply Now’ to see the full terms and conditions.