Credit cards with Buy Now, Pay Later plans

Welcome Offer

Earn a $50 Amazon gift card instantly upon approval.

Rewards

• 3% Cashback at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases.
• 2% Cashback at restaurants, gas stations, and on local transit and commuting.
• 1% Cashback on all other purchases.

• No annual fee.
• No foreign transaction fees.
• Interest-free payments: Choose 3% cashback or 0% intro APR for 6-12 months on purchases $50 or more at Amazon.com or eligible retailers with Amazon Pay.
• Redeem your points: For cashback, gift cards, travel, or purchases at Amazon.com. Points can be redeemed the next day.
• Chase offers: Access great deals without needing coupons, codes, or registration. Just add the offer to your card and use it.
• Authorized users: Add users for free and share your credit line while earning rewards on their purchases.
• Extended Warranty Protection: Adds one year to the manufacturer’s U.S. warranty on eligible warranties of three years or less.
• Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Travel benefits: Includes Auto Rental Collision Damage Waiver, Baggage Delay Insurance, Lost Luggage Reimbursement, Roadside Dispatch®, Travel Accident Insurance, and Travel and Emergency Assistance Services.
• Visa Signature® Experiences: Access to Luxury Hotel Collection and Concierge Services.
• Additional features: Digital Wallet, fraud protection, zero liability protection, 24/7 customer service, automatic accounts alerts, Chase Credit Journey, chip-enabled for enhanced security, and contactless checkout.
• Regular APR: 19.99% - 28.74% Variable APR.
• Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

Welcome Offer

Earn 75,000 bonus miles after spending $5,000 in the first three months.

Rewards

• Up to 7x Miles on United Purchases:
  • 7x Miles on United Flights: 5x miles as a MileagePlus member + 2x miles with the United Business Card.
  • 3x Miles on Hotel Stays Booked Through United Hotels: 2x miles as a MileagePlus member + 1x mile with the United Business Card.
  • 2x Miles on Other United Purchases.
• 2x Miles on Select Categories:
  • 2x Miles at Gas Stations.
  • 2x Miles on Dining, including eligible delivery services.
  • 2x Miles at Office Supply Stores.
  • 2x Miles on Local Transit, including rideshares, taxicabs, train tickets, tolls, and mass transit.
• 1x Miles on All Other Purchases.

Partner Benefits

DoorDash: Enjoy a free year of DashPass. Activate by January 31, 2025. Afterward, enrollment continues at the standard rate.

Lounge Access

United Club℠ Access: Receive 2 one-time passes per year (worth over $100), with free drinks, snacks, and high-speed Wi-Fi.

Redemption Options

Redeem your miles for flights, hotel stays, car rentals, shopping, and more.

Fees and APR

• Annual Fee: $99 (waived for the first 12 months).
• Regular APR: 21.49% - 28.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Business Perks

Employee cards at no additional cost.

Travel Benefits

• Free Checked Bags: The Primary Cardmember and one companion receive their first checked bag free, saving up to $160 per round trip.
• Annual United Travel Credit: Receive a $100 United travel credit each account anniversary year after making seven United flight purchases of $100 or more.
• Priority Boarding: The Primary Cardmember and their companions can board United-operated flights before general boarding.
• Better-Together Anniversary Bonus: Receive 5,000 bonus miles each year when you hold both the United Business Card and a personal United credit card.
• Premier Qualifying Points (PQP): Earn 25 PQP for every $500 spent, up to 1,000 PQP toward your MileagePlus Premier status per year.
• In-Flight and Lounge Discounts: Receive 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United-operated flights and Club premium drinks.
• Other Travel Benefits: Includes Auto Rental Collision Damage Waiver, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, and Trip Delay Reimbursement.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Exclusive Cardmember Events: Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.

Additional Features

Emergency card replacement, zero liability protection, fraud protection, 24/7 customer service, contactless checkout, and Visa Signature® concierge service.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn 100,000 bonus points after spending $2,000 in the first three months. That’s up to 2 nights at IHG Hotels & Resorts.

• Up to 17x Points at IHG® Hotels and Resorts: Get 5x points for every $1 spent with this card, plus up to 10x points for being an IHG One Rewards member, and up to 2x points for Silver Elite Status, a benefit of being an IHG One Rewards Traveler cardmember.
• 3x Points: On dining, gas, utilities, internet, cable, phone services, and select streaming services.
• 2x Points: On all other purchases.
• Automatic Silver Elite status: Enjoy Silver Elite Status as long as you remain an IHG One Rewards Traveler Cardmember.
• Annual bonus: Earn 10,000 bonus points after you spend $10,000 each calendar year.
• Discount on Points Purchases: Save 20% when you purchase points with your IHG One Rewards Traveler credit card.
• Annual Fee: None.
• Authorized Users: Add authorized users at no cost.
• Foreign Transaction Fees: None.
• Redeem Rewards: For free nights at IHG® Hotels and Resorts, travel, and more. Points will not expire as long as there is IHG One Rewards program activity for 12 consecutive months.
• Redeem 3 Nights, Get 4th Night Free: Redeem points for a consecutive four-night stay at the same IHG® hotel and get the 4th night free.
• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends the manufacturer’s U.S. warranty period by one additional year on eligible warranties of three years or less.
• Travel Benefits: Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Cancellation/Trip Interruption Insurance, Travel Accident Insurance, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.
• Additional Benefits: Fraud protection.
• Regular APR: 20.99% - 27.99% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

Welcome Offer

Earn a $200 bonus after spending $500 in the first 3 months.

• Cashback: Earn 5% cashback on travel purchased through Chase Travel℠, 3% cashback on drugstore purchases and dining at restaurants, 1.5% cashback on all other purchases.
• Lyft: Earn 5% on qualifying Lyft rides through March 31, 2025.
• Annual Fee: None.
• Foreign Transaction Fees: 3% of the amount of each transaction in U.S. dollars.
• 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
• Balance Transfer Fees: Introductory period: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days. Regular: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
• Regular APR: After the introductory period, a variable APR of 19.99% – 28.74% applies to purchases and balance transfers.
• Redeem Your Rewards: For cash, travel, gift cards, purchases, and more. Cashback rewards do not expire.
• DoorDash: Get a complimentary three-months DashPass membership. After that, you’ll be automatically enrolled in DashPass at 50% discount for the next 9 months. Activate by January 31, 2024. Plus, get up to $10 off quarterly on non-restaurant DoorDash orders.
• Travel Benefits: Includes Auto Rental Collision Damage Waiver, Trip Cancellation and Interruption Insurance, and Travel and Emergency Assistance Services.
• Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended warranty protection: Extends the warranty period by one additional year on eligible warranties of three years or less.
• Additional features: Zero liability protection, 24/7 fraud monitoring, free credit score and identity restoration with Chase Credit Journey, digital wallet technology, and contactless checkout.
• Click ‘Apply Now’ to see the full terms and conditions.

Welcome Offer

Earn 60,000 bonus points + 1 free night award (valued up to 50,000 points) after spending $2,000 in the first three months.

Rewards

• Up to 14x Points on Marriott Stays: 3x points for every $1 spent with the Marriott Bonvoy Bold® Card + up to 10x points as a Marriott Bonvoy® member + 1x point with Silver Elite Status, a benefit of being a Marriott Bonvoy Bold® cardmember.
• 2x Points on Select Categories:
  • 2x Points on Grocery Stores.
  • 2x Points on Rideshare and Select Food Delivery.
  • 2x Points on Select Streaming Services.
  • 2x Points on Internet, Cable, and Phone Services.
• 1x Points on All Other Purchases.

Partner Benefits

DoorDash: Enjoy a free year of DashPass. Activate by December 31, 2024. Afterward, enrollment continues at the standard rate.

Elite Hotel Status

• Automatic Silver Elite Status with Marriott Bonvoy®: Enjoy automatic Silver Elite Status with benefits like priority late checkout (where available) and 10% more points on stays at participating Marriott Bonvoy® hotels. Status renews every account anniversary year.
• Elite Night Credits: Receive 5 elite night credits every calendar year, helping you work toward higher status tiers.

Redemption Options

Redeem points for free nights at Marriott hotels, flights, experiences and more.

Fees and APR

• Annual Fee: $0.
• Regular APR: 20.99% - 27.99% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Hertz Car Rental: Rent a car through Marriott’s travel partner, Hertz, and earn up to 20,000 points along with special savings using your Marriott Bonvoy Credit card.
• Other Travel Benefits: Includes Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, Travel Accident Insurance, Travel and Emergency Assistance, Roadside Dispatch, and Auto Rental Collision Damage Waiver.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Additional Features

• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Zero liability protection, 24/7 customer service, emergency cash replacement, lost/stolen card reporting, personalized account alerts, Credit Journey, embedded chip for enhanced security, digital wallet, contactless checkout, and Visa Signature® concierge service.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn a $900 cashback bonus after spending $6,000 in the first three months.

Rewards

Earn unlimited 1.5% cashback on all purchases.

Partner Benefits

Lyft: Earn 5% cashback on Lyft rides through March 2025.

Redemption Options

Redeem rewards for cash, gift cards, travel, and more through Chase Ultimate Rewards®.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases: For 12 months from account opening.
• Regular APR: After the introductory period, a variable APR of 17.99% - 23.99% applies to purchases and balance transfers.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars.

Business Perks

Separate business and personal expenses, cash flow management tools, credit limit increases as your business grows, employee cards at no additional cost, and 24/7 access to account details.

Travel Benefits

Roadside Dispatch®, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.

Purchase Protections

• Purchase Protection: Covers your new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended Warranty Protection: Extends the warranty coverage by one additional year on original eligible warranties of three years or less.

Additional Features

Contactless payments, fraud protection, and zero liability protection.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn 50,000 bonus miles + 1,000 Premier Qualifying Points (PQP) after spending $5,000 in the first three months.

Rewards

• 7x Miles on United Flights: 5x miles as a MileagePlus member + 2x miles with the United Club Business Card.
• 2x Miles on Other United Purchases.
• 3.5x Miles on Hotel Stays booked through United Hotels: 2x miles as a MileagePlus member + 1.5x miles with the card.
• 1.5x Miles on All Other Purchases.

Partner Benefits

DoorDash: Enjoy a free year of DashPass. Activate by December 31, 2024. Afterward, enrollment continues at the standard rate.

Lounge Access

Complimentary United Club membership (worth up to $650/year) with access to all United Club locations and participating Star Alliance™ lounges with free drinks and snacks.

Redemption Options

Redeem miles for flights, hotel stays, car rentals, shopping, and more.

Fees and APR

• Annual Fee: $450.
• Regular APR: 21.49% - 28.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Business Perks

Employee cards at no additional cost.

Travel Benefits

• Free Checked Bags: The Primary Cardmember and one companion receive the first and second checked bags free, saving up to $360 per round trip.
• Premier Access® Travel Services: Enjoy priority check-in, security screening, boarding, and baggage handling privileges where available.
• Premier Qualifying Points (PQP): Earn 25 PQP for every $500 spent, up to 1,000 PQP toward your MileagePlus Premier status per year.
• Premier Upgrades on Award Tickets: The Primary Cardmember with MileagePlus® Premier status and one companion on the same reservation are eligible for complimentary upgrades on select United- and United Express-operated flights.
• In-Flight and Lounge Discounts: Receive 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United-operated flights and Club premium drinks.
• Avis President’s Club: Complimentary enrollment offering benefits such as two-car class upgrades, guaranteed availability, expedited rental service, and more.
• Other Travel Benefits: Includes Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, and Emergency Evacuation and Transportation.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
• Return Protection: Reimburses for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item and $1,000 per year.

Exclusive Offers

Exclusive Cardmember Events: Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.

Additional Features

Emergency card replacement, zero liability protection, fraud protection, 24/7 customer service, contactless checkout, and Visa Signature® concierge service.

Terms and Conditions

Click Apply Now to see the terms and conditions.

• Welcome offer: Earn $350 when you spend $3,000 in the first 3 months and another $400 when you spend $6,000 in the first 6 months after account opening.
• 10% Business Relationship Bonus: If you have the Ink Business Cash card plus a Chase Business Checking, you’ll get a 10% bonus on all cashback you earn in the first year. For example, if you earn $2,500 in cashback, you’ll get an extra $250. This offer is only for cards opened between March and November 2024.
• Earn 5% cashback on the first $25,000 spent at office supply stores and on internet, cable and phone services each year.
• Earn 2% cashback on the first $25,000 spent at gas stations and restaurants each year.
• Earn 1% cashback on everything else, with no limit.
• Earn 5% cashback on Lyft Rides through March 2025.
• No annual fee.
• Foreign transactions: 3% fee of the amount of each transaction in U.S. dollars.
• 0% Intro APR on Purchases: For 12 months from account opening.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Regular APR: After the introductory period, a variable APR of 17.99% - 23.99% applies to purchases and balance transfers.
• Redeem your rewards: For cash, gift cards, travel, and more through Chase Ultimate Rewards®.
• Business Perks: Include tools to manage cash flow, credit limit increases as your business grows, and 24/7 access to account details.
• Employee cards at no additional cost.
• Purchase protection: Covers new purchases against damage or theft for 120 days, up to $10,000 per claim and $50,000 per account.
• Extended warranty protection: Adds an extra year to U.S. manufacturer’s warranty of 3 years or less.
• Travel benefits: Include Roadside Dispatch®, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.
• Additional features: Include automatic account alerts, contactless payments, 24/7 fraud monitoring, and zero liability protection.
• Click ‘Apply Now’ to see the full terms and conditions.

Welcome Offer

Get a $150 Amazon gift card instantly upon approval.

• Earn 5% cashback at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership.
• Earn 2% cashback at restaurants, gas stations, and on local transit and commuting.
• Earn 1% cashback on all other purchases.
• Annual Fee: None.
• Foreign Transaction Fees: None.
• Prime Membership Required: You must have an Amazon Prime membership to apply.
• Redeem Rewards: Redeem for purchases at Amazon.com, cashback, gift cards, or travel. Points post and can be redeemed as soon as the next day.
• Prime Exclusive Offers: Earn 10% or more on a rotating selection of items and categories at Amazon with an eligible Prime membership.
• Get it Now, Pay over Time: Enjoy 0% intro APR for 6-12 months on eligible Amazon purchases of $50 or more or at eligible retailers with Amazon Pay. Note: you won’t earn rewards if you choose equal monthly payments at checkout.
• Chase Offers: Access deals in the Chase Mobile app and at chase.com. No coupons, codes, or vouchers are needed.
• Free Authorized Users: Add authorized users at no cost to maximize your reward-earning potential.
• Extended Warranty Protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of 3 years or less.
• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Travel benefits: Includes Auto Rental Collision Damage Waiver, Baggage Delay Insurance, Lost Luggage Reimbursement, Roadside Dispatch®, Travel Accident Insurance, and Travel and Emergency Assistance Services.
• Visa Signature® Experiences: Enjoy Luxury Hotel Collection and Concierge Services.
• Additional features: Digital wallets, fraud protection, zero liability protection, 24/7 customer service, automatic accounts alerts, Chase Credit Journey, chip-enabled for enhanced security, and contactless checkout.
• Regular APR: 19.99% - 28.74% Variable APR.
• Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

• Earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. These points are worth $900 for travel through Chase Travel or $600 for cash.
• Earn 10x points on hotels (excluding The Edit℠) and car rentals purchased through Chase Travel after spending $300 on travel annually.
• Earn 5x points on flights purchased through Chase Travel after spending $300 on travel annually.
• Earn 3x points on other travel purchases after spending $300 on travel annually.
• Earn 10x points on Chase Dining purchases and 3x points on other dining purchases.
• Earn 1x points on all other purchases.
• Annual fee is $550. Adding an authorized user costs $75.
• No foreign transaction fees: Enjoy purchases abroad without extra charges.
• Redeem your rewards: For cash, gift cards, travel, products, services, and more. Get 50% more value when redeemed for travel booked through Chase Travel.
• Complimentary Airport Lounge Access: Unlimited access to over 1,300 lounges worldwide with up to two guests. Plus, enjoy access to every Chase Sapphire Lounge by The Club location after a one-time enrollment in your complimentary Priority Pass™ Select membership.
• Sapphire Lounge by The Club: Refresh with locally inspired menus in a memorable atmosphere.
• Annual travel credit: Receive a $300 credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Global Entry/TSA PreCheck®/NEXUS fee reimbursement: Receive up to $100 every four years for the application fee.
• Private Dining Series: Enjoy memorable meal at sought-after restaurants in the country.
• Reserved by Sapphire℠: Get VIP access to sports, festivals, dining and entertainment with exclusive lounges, early ticket sales, premium seating, and more.
• DashPass membership: Get a one-year complimentary DashPass. After that, auto-enrolls at the current rate. Activate by December 31, 2024. Earn $5 in monthly DoorDash Credits through December 31, 2024.
• Lyft Pink Membership: Get two years of complimentary Lyft Pink All Access, a value of $199/year. Activate by December 31, 2024. Includes 10% off Lux rides, free Priority Pickup upgrades, bikeshare discounts, and more. Auto-renews annually. Earn 10x points on Lyft rides through March 2025.
• Instacart+ membership: Get a one-year complimentary Instacart+ membership. After that, auto-enrolls at the current rate. Activate by July 31, 2024. Receive up to $15 in statement credits each month through July 31, 2024.
• The Edit℠: Book through The Edit℠ and explore a curated selection of exceptional accommodations, featuring exclusive benefits such as daily breakfast for two, a $100 property credit, room upgrades (subject to availability), and more.
• 10x on Peloton purchases: Earn 10x on Peloton equipment and accessory purchases over $150. Maximum earning limit of 50,000 total points through March 31, 2025.
• Visa Infinite Experiences: Include Concierge Service, the Luxury Hotel and Resort Collection℠, exclusive reservations, the Hit List dinner series, VIP access to events, special car rental privileges, and more.
• Travel benefits: 1:1 point transfer, Trip Cancellation and Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Reimbursement, Trip Delay Reimbursement, Emergency Evacuation and Transportation Coverage, Baggage Delay Insurance, Travel Accident Insurance, Roadside Assistance, Travel and Emergency Assistance Services, and Emergency Medical and Dental Benefits.
• Purchase protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Return protection: Reimburses for eligible items the store won’t accept back within 90 days of purchase. Up to $500 per item, $1,000 per year.
• Extended warranty protection: Extends the duration of the U.S. manufacturer’s warranty by one additional year for eligible warranties of three years or less.
• Additional card features: 24/7 customer service, digital wallets, zero liability protection, fraud protection and fraud alerts, chip-enabled for enhanced security, and contactless checkout.
• Regular APR: 21.99% - 28.99% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the terms and conditions.