Credit Cards for Sign-up Bonuses

Many reward credit cards offer a welcome bonus as an incentive to attract new cardholders and reward them for starting to use the new card. The welcome bonus is also known by the name of a sign-up bonus or introductory offer and can be in the form of cash, points, miles, or extra cash-back rewards during the introductory period. It is one of the special credit card perks you may not want to miss when shopping for a new credit card!

Typically, to earn a welcome bonus, you need to spend a certain amount of money using your new card within the first few months after opening the account. To benefit from the introductory offer, make sure you carefully read the welcome bonus requirements and understand them. If you don’t meet the spending amount within the required time frame, you will not be qualified and will not earn the offer.

To get most of the sign-up bonus, take into account your lifestyle and living preferences, as different credit cards may offer substantially different bonuses. If you are a shopper, then the cash-back welcome offer might be the best option for you. If you are a frequent traveler, then consider welcome offers that come in the form of airline miles or hotel points. Usually, miles and points can be redeemed toward travel-related expenses such as a plane ticket or a hotel stay.

Before opening the credit card with the welcome bonus, you absolutely need to consider your budget, the credit card’s introductory and regular APR, as well as your expected debt payoff time. If you cannot afford to meet the spending amount or pay the debt reasonably fast, you might not fully benefit from the introductory offer or will not earn the bonus at all.

Here’s our list of the top credit cards with the best welcome bonuses to help you maximize the rewards.

Best Credit Cards

  • Quicksilver: best for simple, unlimited rewards, offers 1.5% cashback on every purchase, with no annual fee, a sign-up bonus, and a 0% intro APR offer.
  • Savor Rewards: best for food and fun lovers, offes unlimited 3% cashback on dining, entertainment, streaming, and grocery stores + sign-up bonus and 0% intro APR.
  • AAdvantage® Executive World Elite Mastercard: Best for frequent American Airlines travelers, Admirals Club® membership, 4x miles on AA purchases
  • Marriott Bonvoy Bold®: no-annual-fee card for frequent Marriott guests, offering up to 14x total point at Marriott properties, a sign-up bonus, and strong travel protections.
  • Ink Business Unlimited®: best rated overall business card for earning unlimited flat-rate cashback + sign-up bonus, simplicity, no annual fee, and 0% Intro APR on purchases for 12 months

Quicksilver

Apply now

On Capital One's Secure Website

Quicksilver
4.7

Annual fee:
$0

Intro APR

Purchases: 0%, 15 months

Balance Transfers: 0%, 15 months

Regular APR

19.24% - 29.24% Variable APR

Buy Now, Pay Later N/A

N/A

Credit Score

740-850 (Excellent)

Rewards Earn 5% cashback when you book hotels and rental cars through Capital One Travel. Earn 5% cashback on Capital One entertainment purchases through December 31, 2025. Plus, earn 1.5% unlimited cashback on all other purchases.

1.5% - 5% Cashback

Welcome Offer Earn a $200 bonus after spending $500 in the first 3 months.

$200

Welcome Offer

Earn a $200 bonus after spending $500 in the first 3 months.

Rewards

  • 5% Cashback on Hotels and Rental Cars: Earn 5% cashback when you book hotels and rental cars through Capital One Travel.
  • 5% Cashback on Capital One Entertainment purchases through December 31, 2025.
  • 1.5% Unlimited Cashback on All Other Purchases.

Redemption Options

  • Flexible Redemption Options: Redeem rewards for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.

Fees and APR

  • Annual Fee: $0.
  • 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
  • Regular APR: After the introductory period, a variable APR of 19.24% - 29.24% applies to purchases and balance transfers.
  • Intro Balance Transfer Fees: $3% of each transferred amount that posts to your account within the first 15 months of account opening.
  • Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
  • Foreign Transaction Fee: None.

Exclusive Offers

  • Capital One Entertainment: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
  • Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
  • 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
  • Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.
  • Complimentary Concierge Service: Get 24/7 personalized assistance with dining, entertainment, and travel—available every day of the year.

Travel Benefits

  • Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
  • Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.
  • Travel Benefits: Includes Auto Rental Coverage, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Lost Luggage Reimbursement, Mastercard Airport Concierge, Mastercard Travel and Lifestyle Services, and Mastercard Golf.

Purchase Protections

  • Extended Warranty Protection: Doubles the original manufacturer’s or store warranty on eligible purchases, up to an additional two years.

Additional Features

  • Authorized Users: Add authorized users at no cost to maximize your earning potential.
  • Flexible Payment Options: Choose a payment due date that works for you — whether it’s at the beginning, middle, or end of the month.
  • Emergency card replacement, zero liability protection, automatic account alerts, 24/7 customer service, free credit score monitoring with CreditWise, and Card Lock to quickly lock your card if ever misplaced, lost, or stolen. Benefit from Mastercard ID Theft Protection for added peace of mind.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The Capital One Quicksilver® Rewards Credit Card is a straightforward, no-annual-fee card perfect for people who want simple, unlimited cashback without tracking categories. It offers 1.5% cashback on all purchases, a generous welcome bonus, and 0% intro APR on purchases and balance transfers for 15 months. With no foreign transaction fees and easy-to-redeem rewards, this card is ideal for everyday spenders who value consistency and convenience in their cashback earnings.

Savor Rewards

Apply now

On Capital One's Secure Website

Savor Rewards
4.7

Annual fee:
$0

Intro APR

Purchases: 0%, 15 months

Balance Transfers: 0%, 15 months

Regular APR

19.24% - 29.24% Variable APR

Buy Now, Pay Later N/A

N/A

Credit Score

740-850 (Excellent)

Rewards Earn 3% cashback on grocery stores, dining, entertainment, and select streaming services. Earn 8% cashback on Capital One entertainment purchases and 5% cashback when you book hotels and rental cars through Capital One Travel. Plus, 1% cashback on all other purchases.

1% - 8% Cashback

Welcome Offer Earn a $200 bonus after spending $500 in the first 3 months.

$200

Welcome Offer

Earn a $200 bonus after spending $500 in the first 3 months.

Rewards

  • 3% Cashback on Select Categories:
    • 3% Cashback on Grocery Stores.
    • 3% Cashback on Dining.
    • 3% Cashback on Entertainment.
    • 3% Cashback on Select Streaming Services.
  • 8% Cashback on Capital One Entertainment purchases.
  • 5% Cashback on Hotels and Rental Cars: Earn 5% cashback when you book hotels and rental cars through Capital One Travel.
  • 1% Cashback on All Other Purchases.

Redemption Options

  • Flexible Redemption Options: Redeem rewards for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.

Fees and APR

  • Annual Fee: $0.
  • 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
  • Regular APR: After the introductory period, a variable APR of 19.24% - 29.24% applies to purchases and balance transfers.
  • Intro Balance Transfer Fees: $3% of each transferred amount that posts to your account within the first 15 months of account opening.
  • Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
  • Foreign Transaction Fee: None.

Exclusive Offers

  • Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
  • 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
  • Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.
  • Complimentary Concierge Service: Get 24/7 personalized assistance with dining, entertainment, and travel—available every day of the year.

Travel Benefits

  • Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
  • Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.
  • Travel Benefits: Includes Auto Rental Coverage, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Lost Luggage Reimbursement, Mastercard Airport Concierge, Mastercard Travel and Lifestyle Services, and Mastercard Golf.

Purchase Protections

  • Extended Warranty Protection: Doubles the original manufacturer’s or store warranty on eligible purchases, up to an additional two years.

Additional Features

  • Authorized Users: Add authorized users at no cost to maximize your earning potential.
  • Flexible Payment Options: Choose a payment due date that works for you — whether it’s at the beginning, middle, or end of the month.
  • Emergency card replacement, zero liability protection, automatic account alerts, 24/7 customer service, free credit score monitoring with CreditWise, and Card Lock to quickly lock your card if ever misplaced, lost, or stolen. Benefit from Mastercard ID Theft Protection for added peace of mind.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The Capital One Savor Rewards Credit Card is a great pick for people who want to earn strong rewards on everyday spending without paying an annual fee. It offers unlimited 3% cashback on dining, entertainment, popular streaming services, and grocery store purchases (excluding superstores), plus 1% on all other purchases. New cardholders can also enjoy a $200 welcome bonus after spending $500 in the first 3 months, along with a 0% intro APR on purchases and balance transfers for 15 months. With no foreign transaction fees and well-rounded benefits, this card is ideal for social spenders who want to earn meaningful rewards while keeping costs low.

AAdvantage® Executive World Elite Mastercard

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On Citi's Secure Website

AAdvantage® Executive World Elite Mastercard
4.4

Annual fee:
$595

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.24% - 29.24% Variable APR

Buy Now, Pay Later Make equal monthly payments on purchases of $75 or more. No interest, just a fixed monthly fee. The plan availability is up to the bank's discretion.

Citi Flex Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 5x miles on American Airlines purchases: Earn 4x miles per $1 spent on eligible American Airlines purchases, and boost to 5x after spending $150,000 in a calendar year. Earn 10x miles on hotels and car rentals: earn 10x miles per $1 spent on eligible hotel bookings at aa.com/hotels and car rentals at aa.com/cars. Earn 1x mile on all other purchases.

1x - 10x Miles

Welcome Offer Earn 100,000 bonus miles after spending $7,000 in the first three months.

100,000 Miles

Welcome Offer

Earn 100,000 bonus miles after spending $10,000 in the first three months.

Rewards

  • Up to 5x Miles on American Airlines Purchases: Earn 4x miles per $1 spent on eligible American Airlines Purchases, and boost to 5x after spending $150,000 in a calendar year.
  • 10x Miles on Hotels and Car Rentals: Earn 10x miles per $1 spent on eligible hotel bookings at aa.com/hotels and car rentals at aa.com/cars.
  • 1x Mile on All Other Purchases.

Partner Benefits

  • Up to $120 in Lyft Credits: Earn a $10 credit each month after 3 eligible Lyft rides, for up to $120 in credits per year.
  • Up to $120 Back on Grubhub Purchases: Get up to $10 back each monthly billing cycle on eligible Grubhub purchases, for a total of up to $120 annually.

Lounge Access

  • Admirals Club® Membership: Enjoy complimentary membership (valued up to $850), with access for immediate family or up to two guests.

Redemption Options

  • Redeem AAdvantage® miles for flights, seat upgrades, car rentals, hotels, vacations, Admirals Club® access, and more.

Fees and APR

  • Annual Fee: $595 for the primary Cardmember. $175 for up to 3 authorized users; $175 for each additional authorized user thereafter.
  • Regular APR: 20.24% - 29.24% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: None.

Travel Benefits

  • Free Checked Bags: The primary Cardmember and up to 8 companions get their first checked bag free on domestic American Airlines flights.
  • Global Entry/TSA PreCheck® Fee Reimbursement: Get up to $120 every four years for the application fee.
  • Priority Airport Experience: Priority check-in, screening (where available), and boarding for you and up to 8 companions.
  • Loyalty Points: Earn 1 Loyalty Point for every eligible AAdvantage® mile earned on purchases.
  • Loyalty Points Bonuses: Earn 10,000 bonus Loyalty Points after reaching 50,000 points, and another 10,000 after reaching 90,000 points within a status year.
  • Up to $120 Back on Prepaid Car Rentals: Earn up to $120 in statement credits per year on eligible prepaid Avis® and Budget rentals booked directly at avis.com or budget.com.
  • 25% Savings on Inflight Purchases: Get 25% back on inflight food and beverage purchases on American Airlines flights when you pay with your card.
  • Save 10% on Vacation Packages: Get 10% off eligible American Airlines vacation packages when booking through AAVacations.com.
  • Other Travel Benefits: Includes Auto Rental Coverage, Trip Cancellation/Interruption Insurance, Lost Luggage Reimbursement, and Trip Delay Reimbursement.

Exclusive Offers

  • Citi Entertainment®: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
  • Dedicated Concierge Service: Get personalized assistance with travel, shopping, entertainment, and dining arrangements.
  • World Elite Mastercard® Benefits: Access exclusive offers on rideshares, food delivery, and online shopping, plus enjoy Priceless® experiences and events with your Mastercard®.

Additional Features

  • Mastercard ID Theft Protection, Citi® Quick Lock, $0 Liability on Unauthorized Charges, Fraud Early Warning, Account Alerts, FICO® Score, Digital Wallets, and Contactless Pay.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The AAdvantage® Executive World Elite Mastercard® is best suited for loyal American Airlines travelers who prioritize lounge access and elite-style perks. With a high annual fee, the card justifies its cost by offering Admirals Club® membership (valued at up to $850), priority check-in and boarding, first checked bag free, and the ability to earn toward AAdvantage® status through spending. Cardholders also earn 4x miles on eligible American Airlines purchases, making it a rewarding option for frequent flyers. This card is ideal for those who regularly travel with American and want a more comfortable and efficient airport experience.

Prime Visa

Apply now

On Chase's Secure Website

Prime Visa
4.8

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.49% - 28.24% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership. Earn 2% cashback at restaurants, gas stations, and on local transit and commuting. Earn 1% cashback on all other purchases.

1% - 5% Cashback

Welcome Offer Get a $200 Amazon gift card instantly upon approval.

$200 Amazon Gift Card

Prime Membership Required: You must have an Amazon Prime membership to apply.

Welcome Offer

Get a $200 Amazon gift card instantly upon approval.

Rewards

  • 5% Cashback on Select Categories (with an eligible Prime membership):
    • 5% Cashback at Amazon.com and Amazon Fresh.
    • 5% Cashback at Whole Foods Market.
    • 5% Cashback at Audible.com.
    • 5% Cashback on Chase Travel purchases.
  • 2% Cashback on Select Categories:
    • 2% Cashback at Restaurants.
    • 2% Cashback at Gas Stations.
    • 2% Cashback on Local Transit and Commuting.
  • 1% Cashback on All Other Purchases.

Redemption Options

  • Redeem rewards for cash, gift cards, travel, or purchases at Amazon.com.
  • Points post and can be redeemed as soon as the next day.

Fees and APR

  • Annual Fee: $0.
  • Regular APR: 19.49% - 28.24% Variable APR.
  • Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: None.

Travel Benefits

  • Visa Signature® Experiences: Enjoy Luxury Hotel Collection and Concierge Services.
  • Travel benefits: Includes Auto Rental Collision Damage Waiver, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Baggage Delay Insurance, and Lost Luggage Reimbursement.

Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

  • Prime Exclusive Offers: Earn 10% or more on a rotating selection of items and categories at Amazon with an eligible Prime membership.
  • Chase Offers: Access great deals in the Chase Mobile app and at chase.com with no coupons, codes, or vouchers required.

Additional Features

  • Get it Now, Pay over Time: Enjoy 0% intro APR for 6-12 months on eligible Amazon purchases of $50 or more or at eligible retailers with Amazon Pay. Note: you won’t earn rewards if you choose equal monthly payments at checkout.
  • Authorized Users: Add authorized users at no cost to maximize your earning potential.
  • Zero liability protection, fraud protection, automatic account alerts, 24/7 customer service, contactless checkout, compatibility with digital wallets, free credit score and identity monitoring with Credit Journey®, and chip-enabled for enhanced security.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The Prime Visa is a great choice for Amazon Prime members who want to earn rewards on their everyday purchases. With 5% cash back on Amazon and Whole Foods, plus 2% back at gas stations, restaurants, and on transit, it’s a solid card for those who shop regularly at Amazon. There's also a nice welcome gift card offer for new cardholders. While it’s designed for frequent Amazon shoppers, the card also provides useful travel protections and has no foreign transaction fees, making it a practical option for people looking to earn cash back on both online and in-person purchases.

Marriott Bonvoy Bold®

Apply now

On Chase's Secure Website

Marriott Bonvoy Bold®
4.8

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.49% - 27.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 14x total points at Marriott: 3x points for every $1 spent with the Marriott Bonvoy Bold® Card + up to 10x points as a Marriott Bonvoy® member + 1x point with Silver Elite Status, a benefit of being a Marriott Bonvoy Bold® cardmember. Earn 2x points on grocery stores, rideshares and select food delivery, select streaming services, and internet, cable, and phone services. Earn 1x points on all other purchases.

1x - 3x Points

Welcome Offer Earn 60,000 bonus points + 1 Free Night Award after spending $2,000 n the first three months.

60,000 Points + 1 Free Night Award

Welcome Offer

Earn 60,000 bonus points + 1 Free Night Award after spending $1,000 in the first three months.

Rewards

  • Up to 14x Points on Marriott Stays: 3x points for every $1 spent with the Marriott Bonvoy Bold® Card + up to 10x points as a Marriott Bonvoy® member + 1x point with Silver Elite Status, a benefit of being a Marriott Bonvoy Bold® cardmember.
  • 2x Points on Select Categories:
    • 2x Points on Grocery Stores.
    • 2x Points on Rideshare and Select Food Delivery.
    • 2x Points on Select Streaming Services.
    • 2x Points on Internet, Cable, and Phone Services.
  • 1x Points on All Other Purchases.

Partner Benefits

  • DashPass Membership (DoorDash & Caviar): Get complimentary DashPass membership (a $120 value for 12 months), which gives you $0 delivery fees and lower service fees on eligible orders. Activate by December 31, 2027 to enjoy at least one year of benefits.
  • Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.

Elite Hotel Status

  • Automatic Silver Elite Status with Marriott Bonvoy®: Enjoy automatic Silver Elite Status with benefits like priority late checkout (where available) and 10% more points on stays at participating Marriott Bonvoy® hotels. Status renews every account anniversary year.
  • Elite Night Credits: Receive 5 elite night credits every calendar year, helping you work toward higher status tiers.

Redemption Options

Redeem points for free nights at Marriott hotels, flights, experiences and more.

Fees and APR

  • Annual Fee: $0.
  • Regular APR: 20.49% - 27.49% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: None.

Travel Benefits

  • Travel Benefits: Includes Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, Travel Accident Insurance, Travel and Emergency Assistance, Roadside Dispatch, and Auto Rental Collision Damage Waiver.

Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Additional Features

  • Authorized Users: Add authorized users at no cost to maximize your earning potential.
  • Zero liability protection, 24/7 customer service, emergency cash replacement, lost/stolen card reporting, personalized account alerts, Credit Journey, embedded chip for enhanced security, digital wallet, contactless checkout, and Visa Signature® concierge service.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The Marriott Bonvoy Bold® card is a great option for people who travel occasionally or stay at Marriott hotels. With no annual fee, it offers solid rewards, especially for Marriott guests, earning 14 points per dollar at Marriott properties and 2 points on things like grocery stores and rideshares. The card also gives you automatic Silver Elite status, which means perks like late checkout and better Wi-Fi, making it a good pick for those who travel often and want a little extra comfort. While it has decent travel protections, such as trip delay reimbursement, its benefits really shine for people who are loyal to Marriott hotels. If you don't stay at Marriott often, though, you might not get the most out of this card. It’s a good fit for travelers who want to earn points for their stays without paying an annual fee, but not the best choice if you're looking for more extensive travel perks.

Ink Business Unlimited®

Apply now

On Chase's Secure Website

Ink Business Unlimited®
4.8

Annual fee:
$0

Intro APR

Purchases: 0%, 12 months

Balance Transfers: N/A

Regular APR

17.49% - 23.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Earn unlimited 1.5% cashback on all purchases.

1.5% Cashback

Welcome Offer Earn a $750 cashback bonus after spending $6,000 on purchases in the first three months after account opening.

$750

Welcome Offer

Earn a $750 cashback bonus after spending $6,000 in the first three months.

Rewards

Earn unlimited 1.5% cashback on all purchases.

Redemption Options

Redeem rewards for cash, gift cards, travel, and more through Chase Ultimate Rewards®.

Fees and APR

  • Annual Fee: $0.
  • 0% Intro APR on Purchases: For 12 months from account opening.
  • Regular APR: After the introductory period, a variable APR of 17.49% - 23.49% applies to purchases and balance transfers.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars.

Business Perks

Separate business and personal expenses, cash flow management tools, credit limit increases as your business grows, employee cards at no additional cost, and 24/7 access to account details.

Travel Benefits

Roadside Dispatch®, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.

Purchase Protections

  • Purchase Protection: Covers your new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends the warranty coverage by one additional year on original eligible warranties of three years or less.

Additional Features

Contactless payments, fraud protection, and zero liability protection.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The Ink Business Unlimited® Credit Card is a straightforward option for small business owners who prefer flat-rate cash back without managing categories. It earns 1.5% cash back on all purchases, has no annual fee, and includes a 0% introductory APR on purchases for 12 months. A generous welcome bonus is available for new cardholders who meet the spending requirement. These features may appeal to businesses looking to simplify rewards and manage short-term expenses, with added value from built-in protections like purchase protection and extended warranty coverage.

IHG One Rewards Premier

Apply now

On Chase's Secure Website

IHG One Rewards Premier
4.5

Annual fee:
$99

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.99% - 28.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 26x points at IHG® Hotels and Resorts: 10x points per $1 spent with this card, up to 10x points for being an IHG One Rewards member, and up to 6x points for Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember. Earn 5x points on travel, dining, and gas. Earn 3x points on all other purchases.

3x - 10x Points

Welcome Offer Earn 5 Free Nights (each valued up to 60,000 points) after spending $5,000 in the first three months. That’s up to 300,000 total points.

5 Free Nights

Welcome offer

Earn 5 Free Nights (each valued up to 60,000 points) after spending $5,000 in the first three months. That’s up to 300,000 total points.

  • Earn up to 26x points at IHG® Hotels and Resorts: 10x points per $1 spent with this card, up to 10x points for being an IHG One Rewards member, and up to 6x points for Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember.
  • Earn 5x points on travel, dining, and gas.
  • Earn 3x points on all other purchases.
  • Discount on point purchases: Save 20% when purchasing points with your IHG One Rewards Premier credit card.
  • Annual fee: $99.
  • No foreign transaction fees.
  • Redeem your rewards: Use points for free nights at IHG® Hotels and Resorts, travel, and more. Get the fourth night free when redeeming points for a consecutive four-night stay at the same IHG® hotel. Points do not expire with IHG One Rewards program activity for 12 consecutive months.
  • Anniversary free night: Receive a free night at IHG® Hotels & Resorts (up to 40,000 points value) on each account anniversary.
  • $100 statement credit & 10,000 bonus points: Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year.
  • Global Entry, TSA PreCheck® or NEXUS statement credit: Receive up to $100 statement credit every four years for Global Entry, TSA PreCheck®, or NEXUS application fee when charged to your card.
  • Up to $50 United® Airlines TravelBank Cash each year: Earn up to $50 in United® TravelBank Cash annually after registering your IHG One Rewards Premier credit card with your MileagePlus® account.
  • Elite status: Enjoy Platinum Elite Status as long as you remain an IHG One Rewards Premier cardmember.
  • Chase offers: Access deals through the Chase Mobile app and at chase.com with no coupons or registration required. Simply select an offer, add it to your card, and use it for purchases.
  • Purchase protection: Covers new purchases against damage or theft for 120 days, up to $500 per claim and $50,000 per account.
  • Extended warranty protection: Extends eligible U.S. manufacturer warranties of three years or less by one additional year.

Partner Benefits

  • DoorDash: Enjoy a free year of DashPass. Activate by January 31, 2025. Afterward, enrollment continues at the standard rate.
  • Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders.
  • Add an authorized user at no cost.
  • Travel benefits: Include Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Cancellation/Trip Interruption Insurance, and Travel Accident Insurance.
  • Fraud protection: 24/7 fraud monitoring.
  • Regular APR: 19.99% - 28.49% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
The IHG One Rewards Premier card offers a generous welcome bonus, complimentary Platinum Elite Status, and enhanced rewards on IHG® Hotels and Resorts, travel, dining, and gas, with 3x points on all other purchases. It provides competitive purchase and travel benefits, making it an excellent option for frequent IHG® travelers.

United Gateway℠

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United Gateway℠
4.7

Annual fee:
$0

Intro APR

Purchases: 0%, 12 months

Balance Transfers: N/A

Regular APR

20.49% - 28.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 2x MileagePlus miles on United purchases, gas, local transit and commuting, plus 1x mile on all other purchases.

1x - 2x Miles

Welcome Offer Earn 30,000 bonus miles after you spend $1,000 on purchases within the first three months of account opening.

30,000 Miles

Welcome Offer

Earn 30,000 bonus miles after spending $1,000 in the first three months.

  • 5,000 Bonus Miles for an Authorized User: Earn 5,000 bonus miles after adding an authorized user to your account within the first three months of account opening.
  • 7x Miles on United Flights: Earn 5x miles as a MileagePlus member and 2x miles with the United Gateway Card.
  • 3x Miles on Hotel Stays Booked Through United Hotels: Earn 2x miles as a MileagePlus member and 1x mile with the United Gateway Card.
  • 2x Miles on All Other United Purchases.
  • 2x Miles at Gas Stations.
  • 2x Miles on Local Transit and Commuting.
  • 1x Mile on All Other Purchases.
  • Annual Fee: None.
  • Foreign Transaction Fees: None.
  • 0% Intro APR on Purchases: For 12 months from account opening.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Regular APR: After the introductory period, a variable APR of 20.49% - 28.99% applies to purchases and balance transfers.
  • Redeem Miles: Use your MileagePlus miles for travel on United or to enhance your travel with upgrades, inflight Wi-Fi, hotel stays, car rentals, and much more. MileagePlus miles do not expire.
  • 25% Back on United Inflight and Club Premium Drink Purchases: Receive 25% back as a statement credit on United inflight and Club premium drink purchases.
  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends the time period of the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
  • Travel Benefits: Include Auto Rental Collision Damage Waiver and Trip Cancellation and Interruption Insurance.
  • Luxury Hotel & Resort Collection: Receive complimentary Cardmember benefits at luxury hotels and resorts worldwide.
  • DoorDash: Get a one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After the first year, you will be automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
  • Exclusive Cardmember Events: Use miles or make purchases for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.
  • Visa Concierge: Enjoy complimentary Visa Signature® Concierge Service 24/7.
  • Additional Features: Include digital wallets and contactless checkout.
  • Click ‘Apply Now’ to see the full terms and conditions.
The United Gateway℠ Card is ideal for occasional United Airlines travelers or those seeking a straightforward card with no annual fee. It offers several attractive benefits, including no foreign transaction fees, 2x miles on United purchases, gas stations, local transit, and commuting, a generous sign-up bonus, and 0% intro APR for the first 12 months on purchases. The card also provides valuable perks such as complimentary DoorDash DashPass for a year, 25% back on United inflight and Club premium drink purchases, and various purchase and travel protections. It's a solid choice for those seeking entry-level rewards without a high annual fee or complex requirements.

Southwest Rapid Rewards® Performance Business

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Southwest Rapid Rewards® Performance Business
4.7

Annual fee:
$199

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.49% - 27.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 4x points per $1 spent on Southwest Airlines® purchases. Earn 3x points per $1 spent on Rapid Rewards hotel and car rental partner purchases. Earn 2x points per $1 spent on social media and search engine advertising, internet, cable, and phone services. Earn 2x points per $1 spent on local transit and commuting, including ride-share services. Earn 1x point per $1 spent on everyday purchases.

1x - 4x Points

Welcome Offer Earn 80,000 points after spending $5,000 in the first 3 months.

80,000 Points

  • Welcome offer: Earn 80,000 after spending $5,000 in the first 3 months.
  • Earn 4x points per $1 spent on Southwest Airlines® purchases.
  • Earn 3x points per $1 spent on Rapid Rewards hotel and car rental partner purchases.
  • Earn 2x points per $1 spent on social media and search engine advertising, internet, cable, and phone services.
  • Earn 2x points per $1 spent on local transit and commuting, including ride share services.
  • Earn 1x point per $1 spent on everyday purchases.
  • Annual fee: $199.
  • No foreign transaction fees.
  • Redeem points: For flights, hotel stays, car rentals, shopping, and more.
  • Anniversary points: Receive 9,000 bonus points each year after your cardmember anniversary.
  • Upgraded boardings: Get 4 upgraded boardings per year when available.
  • Inflight WiFi credits: Receive inflight WiFi credits as statement credits for WiFi purchases on Southwest® aircraft, up to 365 $8 credits per year.
  • Tier qualifying points (TQPs): Earn unlimited tier qualifying points (TQPs) with 1,500 TQPs for every $5,000 spent.
  • Fee credit for points transfers: $500 fee credit per year for points transfers.
  • Companion pass boost: Get a boost of 10,000 Companion Pass® qualifying points every year.
  • Global Entry/TSA PreCheck®/NEXUS fee credit: Receive a statement credit of up to $100 every four years for the application fee for Global Entry, TSA PreCheck® or NEXUS.
  • Employee cards: Get employee cards at no additional cost.
  • DoorDash: Enjoy a one-year complimentary DashPass. After that, you are automatically enrolled at the current monthly rate. Activate by December 31, 2024.
  • Purchase protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
  • Extended warranty protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
  • Travel benefits: Includes Auto Rental Collision Damage Waiver, Lost Luggage Reimbursement, Travel and Emergency Assistance Services, Roadside Dispatch, Baggage Delay Insurance, and Travel Accident Insurance.
  • Contactless checkout: Provides convenient and secure contactless checkout options.
  • Regular APR: 20.49% - 27.49% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
The Southwest Rapid Rewards® Performance Business Card is perfect for business owners with higher spending and frequent Southwest Airlines travelers who want to maximize their travel benefits and earn the highest possible rewards. This card offers high rewards on Southwest Airlines and other travel purchases, as well as select business expenses. With a generous welcome bonus and standout travel benefits and perks, this card is ideal for those who want to enhance their travel experience and earn valuable rewards.

Iberia Visa Signature®

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On Chase's Secure Website

Iberia Visa Signature®
4.2

Annual fee:
$95

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.99% - 28.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3 Avios per $1 spent on Iberia, British Airways, and Aer Lingus flight purchases. Earn 2 Avios per $1 spent on hotels. Earn 1 Avios per $1 spent on all other purchases.

1x - 3x Avios Points

Welcome Offer Earn 75,000 Avios points after spending $5,000 within the first 3 months of account opening.

75,000 Avios Points

  • Welcome Offer: Earn 75,000 Avios points after spending $5,000 within the first 3 months of account opening.
  • 3x Avios: Earn 3 Avios per $1 spent on Iberia, British Airways, and Aer Lingus flight purchases.
  • 2x Avios: Earn 2 Avios per $1 spent on hotels.
  • 1x Avios: Earn 1 Avios per $1 spent on all other purchases.
  • Annual Fee: $95.
  • Foreign Transaction Fee: None.
  • Redeem Avios: Use Avios for flights on Iberia and its airline partners, flight upgrades, hotel stays, car rental, and more. Avios will not expire as long as you remain an active member in the Iberia Plus Program for 36 consecutive months.
  • 10% Discount on Iberia Flights: Receive 10% off Iberia flights.
  • $1,000 Airfare Discount Voucher Each Calendar Year: Earn a $1,000 discount voucher each calendar year when you spend $30,000 on your card, which can be used toward two tickets on the same Iberia flight.
  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
  • Travel benefits: Includes Baggage Delay Insurance and Lost Luggage Reimbursement.
  • DoorDash: Enjoy complimentary DashPass membership from DoorDash for one year when you activate it by December 31, 2024.
  • Additional Features: Include digital wallets and contactless checkout.
  • Regular APR: 19.99% - 28.49% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
The Iberia Visa Signature® Card is an excellent choice for frequent Iberia travelers. It provides a substantial welcome bonus, offers 3 Avios per $1 spent on flights with Iberia, British Airways, and Aer Lingus, and includes exclusive benefits such as a 10% discount on airfare and a $1,000 airfare discount voucher. It’s particularly appealing for frequent Iberia fliers who want to maximize their travel rewards and enjoy valuable airline perks.




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