Credit Cards for Business

Welcome Offer

Earn 75,000 bonus miles after spending $5,000 in the first three months.

Rewards

• Up to 7x Miles on United Purchases:
  • 7x Miles on United Flights: 5x miles as a MileagePlus member + 2x miles with the United Business Card.
  • 3x Miles on Hotel Stays Booked Through United Hotels: 2x miles as a MileagePlus member + 1x mile with the United Business Card.
  • 2x Miles on Other United Purchases.
• 2x Miles on Select Categories:
  • 2x Miles at Gas Stations.
  • 2x Miles on Dining, including eligible delivery services.
  • 2x Miles at Office Supply Stores.
  • 2x Miles on Local Transit, including rideshares, taxicabs, train tickets, tolls, and mass transit.
• 1x Miles on All Other Purchases.

Partner Benefits

DoorDash: Enjoy a free year of DashPass. Activate by January 31, 2025. Afterward, enrollment continues at the standard rate.

Lounge Access

United Club℠ Access: Receive 2 one-time passes per year (worth over $100), with free drinks, snacks, and high-speed Wi-Fi.

Redemption Options

Redeem your miles for flights, hotel stays, car rentals, shopping, and more.

Fees and APR

• Annual Fee: $99 (waived for the first 12 months).
• Regular APR: 21.49% - 28.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Business Perks

Employee cards at no additional cost.

Travel Benefits

• Free Checked Bags: The Primary Cardmember and one companion receive their first checked bag free, saving up to $160 per round trip.
• Annual United Travel Credit: Receive a $100 United travel credit each account anniversary year after making seven United flight purchases of $100 or more.
• Priority Boarding: The Primary Cardmember and their companions can board United-operated flights before general boarding.
• Better-Together Anniversary Bonus: Receive 5,000 bonus miles each year when you hold both the United Business Card and a personal United credit card.
• Premier Qualifying Points (PQP): Earn 25 PQP for every $500 spent, up to 1,000 PQP toward your MileagePlus Premier status per year.
• In-Flight and Lounge Discounts: Receive 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United-operated flights and Club premium drinks.
• Other Travel Benefits: Includes Auto Rental Collision Damage Waiver, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, and Trip Delay Reimbursement.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Exclusive Cardmember Events: Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.

Additional Features

Emergency card replacement, zero liability protection, fraud protection, 24/7 customer service, contactless checkout, and Visa Signature® concierge service.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn a $900 cashback bonus after spending $6,000 in the first three months.

Rewards

Earn unlimited 1.5% cashback on all purchases.

Partner Benefits

Lyft: Earn 5% cashback on Lyft rides through March 2025.

Redemption Options

Redeem rewards for cash, gift cards, travel, and more through Chase Ultimate Rewards®.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases: For 12 months from account opening.
• Regular APR: After the introductory period, a variable APR of 17.99% - 23.99% applies to purchases and balance transfers.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars.

Business Perks

Separate business and personal expenses, cash flow management tools, credit limit increases as your business grows, employee cards at no additional cost, and 24/7 access to account details.

Travel Benefits

Roadside Dispatch®, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.

Purchase Protections

• Purchase Protection: Covers your new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended Warranty Protection: Extends the warranty coverage by one additional year on original eligible warranties of three years or less.

Additional Features

Contactless payments, fraud protection, and zero liability protection.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn 50,000 bonus miles + 1,000 Premier Qualifying Points (PQP) after spending $5,000 in the first three months.

Rewards

• 7x Miles on United Flights: 5x miles as a MileagePlus member + 2x miles with the United Club Business Card.
• 2x Miles on Other United Purchases.
• 3.5x Miles on Hotel Stays booked through United Hotels: 2x miles as a MileagePlus member + 1.5x miles with the card.
• 1.5x Miles on All Other Purchases.

Partner Benefits

DoorDash: Enjoy a free year of DashPass. Activate by December 31, 2024. Afterward, enrollment continues at the standard rate.

Lounge Access

Complimentary United Club membership (worth up to $650/year) with access to all United Club locations and participating Star Alliance™ lounges with free drinks and snacks.

Redemption Options

Redeem miles for flights, hotel stays, car rentals, shopping, and more.

Fees and APR

• Annual Fee: $450.
• Regular APR: 21.49% - 28.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Business Perks

Employee cards at no additional cost.

Travel Benefits

• Free Checked Bags: The Primary Cardmember and one companion receive the first and second checked bags free, saving up to $360 per round trip.
• Premier Access® Travel Services: Enjoy priority check-in, security screening, boarding, and baggage handling privileges where available.
• Premier Qualifying Points (PQP): Earn 25 PQP for every $500 spent, up to 1,000 PQP toward your MileagePlus Premier status per year.
• Premier Upgrades on Award Tickets: The Primary Cardmember with MileagePlus® Premier status and one companion on the same reservation are eligible for complimentary upgrades on select United- and United Express-operated flights.
• In-Flight and Lounge Discounts: Receive 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United-operated flights and Club premium drinks.
• Avis President’s Club: Complimentary enrollment offering benefits such as two-car class upgrades, guaranteed availability, expedited rental service, and more.
• Other Travel Benefits: Includes Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, and Emergency Evacuation and Transportation.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
• Return Protection: Reimburses for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item and $1,000 per year.

Exclusive Offers

Exclusive Cardmember Events: Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.

Additional Features

Emergency card replacement, zero liability protection, fraud protection, 24/7 customer service, contactless checkout, and Visa Signature® concierge service.

Terms and Conditions

Click Apply Now to see the terms and conditions.

• Welcome offer: Earn 60,000 bonus points after spending $5,000 in the first 3 months from account opening. That’s enough for 4 free nights at Category 4 hotels.
• Points at Hyatt Hotels: Earn up to 9x points per $1 spent at Hyatt Hotels: 4x points per $1 on qualifying purchases at Hyatt Hotels and 5x points from Hyatt per $1 spent as a World of Hyatt member.
• Points in top categories: Earn 2x points per $1 in your top three eligible spend categories each quarter through 12/31/24, then your top two categories each quarter. Eligible categories are dining, shipping, airline tickets (when purchased directly with the airline), local transit & commuting, social media & search engine advertising, car rental agencies, gas stations, and internet, cable & phone services.
• Points on fitness: Earn 2x points per $1 on fitness club and gym memberships.
• Points on other purchases: Earn 1x point per $1 on all other purchases.
• Annual fee: $199.
• Foreign transaction fees: None.
• Redeem your rewards: For hotels, resorts, and more.
• Elite status: Receive complimentary World of Hyatt Discoverist status for you and up to 5 employees as long as your account is open.
• Faster path to status: Earn 5 Tier-Qualifying night credits toward status for every $10,000 you spend in a calendar year.
• Hyatt statement credits: Up to $100 in Hyatt statement credits each anniversary year: Spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
• Redemption bonus: Spend $50,000 and receive 10% of the points you redeemed back for the rest of the year on up to 200,000 points redeemed.
• Hyatt Leverage membership: Discounts on standard room rates at all participating Hyatt hotels, with savings up to 15% off standard rates worldwide.
• Employee cards: Get employee cards at no additional cost and earn points on every purchase made by you or your employees.
• DoorDash: Get a one-year complimentary DashPass, providing unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
• Purchase protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended warranty protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
• Travel benefits: Includes Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel and Emergency Assistance Services, and Trip Cancellation and Trip Interruption Insurance.
• Additional features: Contactless checkout.
• Regular APR: 20.99% - 27.99% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome offer: Earn 60,000 points after spending $3,000 in the first 3 months.
• Earn 3x points per $1 spent on Southwest Airlines® purchases.
• Earn 2x points per $1 spent on Rapid Rewards hotel and car rental partner purchases.
• Earn 2x points per $1 spent on local transit and commuting, including ride share services.
• Earn 1x point per $1 spent on everyday purchases.
• Annual fee: $99.
• No foreign transaction fees.
• Redeem points: Use points for flights, hotel stays, car rentals, shopping, and more.
• Anniversary points: Receive 6,000 bonus points each year after your cardmember anniversary.
• In-flight discount: Receive 25% back on Southwest in-flights purchases.
• Tier qualifying points (TQPs): Earn unlimited TQPs with 1,500 TQPs for every $5,000 spent.
• Fee credit for points transfers: $500 fee credit per year for points transfers.
• Companion pass boost: Receive a boost of 10,000 Companion Pass® qualifying points every year.
• EarlyBird Check-In®: Get 2 EarlyBird Check-In® each year.
• Employee cards: Get employee cards at no additional cost.
• DoorDash: Enjoy a one-year complimentary DashPass. After that, you are automatically enrolled at the current monthly rate. Activate by December 31, 2024.
• Purchase protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended warranty protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
• Travel benefits: Includes Auto Rental Collision Damage Waiver, Lost Luggage Reimbursement, Travel and Emergency Assistance Services, Roadside Dispatch, Baggage Delay Insurance, and Travel Accident Insurance.
• Contactless checkout: Provides convenient and secure contactless checkout options.
• Regular APR: 20.99% - 27.99% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome offer: Earn 80,000 after spending $5,000 in the first 3 months.
• Earn 4x points per $1 spent on Southwest Airlines® purchases.
• Earn 3x points per $1 spent on Rapid Rewards hotel and car rental partner purchases.
• Earn 2x points per $1 spent on social media and search engine advertising, internet, cable, and phone services.
• Earn 2x points per $1 spent on local transit and commuting, including ride share services.
• Earn 1x point per $1 spent on everyday purchases.
• Annual fee: $199.
• No foreign transaction fees.
• Redeem points: For flights, hotel stays, car rentals, shopping, and more.
• Anniversary points: Receive 9,000 bonus points each year after your cardmember anniversary.
• Upgraded boardings: Get 4 upgraded boardings per year when available.
• Inflight WiFi credits: Receive inflight WiFi credits as statement credits for WiFi purchases on Southwest® aircraft, up to 365 $8 credits per year.
• Tier qualifying points (TQPs): Earn unlimited tier qualifying points (TQPs) with 1,500 TQPs for every $5,000 spent.
• Fee credit for points transfers: $500 fee credit per year for points transfers.
• Companion pass boost: Get a boost of 10,000 Companion Pass® qualifying points every year.
• Global Entry/TSA PreCheck®/NEXUS fee credit: Receive a statement credit of up to $100 every four years for the application fee for Global Entry, TSA PreCheck® or NEXUS.
• Employee cards: Get employee cards at no additional cost.
• DoorDash: Enjoy a one-year complimentary DashPass. After that, you are automatically enrolled at the current monthly rate. Activate by December 31, 2024.
• Purchase protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended warranty protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
• Travel benefits: Includes Auto Rental Collision Damage Waiver, Lost Luggage Reimbursement, Travel and Emergency Assistance Services, Roadside Dispatch, Baggage Delay Insurance, and Travel Accident Insurance.
• Contactless checkout: Provides convenient and secure contactless checkout options.
• Regular APR: 20.99% - 27.99% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome offer: Earn $350 when you spend $3,000 in the first 3 months and another $400 when you spend $6,000 in the first 6 months after account opening.
• 10% Business Relationship Bonus: If you have the Ink Business Cash card plus a Chase Business Checking, you’ll get a 10% bonus on all cashback you earn in the first year. For example, if you earn $2,500 in cashback, you’ll get an extra $250. This offer is only for cards opened between March and November 2024.
• Earn 5% cashback on the first $25,000 spent at office supply stores and on internet, cable and phone services each year.
• Earn 2% cashback on the first $25,000 spent at gas stations and restaurants each year.
• Earn 1% cashback on everything else, with no limit.
• Earn 5% cashback on Lyft Rides through March 2025.
• No annual fee.
• Foreign transactions: 3% fee of the amount of each transaction in U.S. dollars.
• 0% Intro APR on Purchases: For 12 months from account opening.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Regular APR: After the introductory period, a variable APR of 17.99% - 23.99% applies to purchases and balance transfers.
• Redeem your rewards: For cash, gift cards, travel, and more through Chase Ultimate Rewards®.
• Business Perks: Include tools to manage cash flow, credit limit increases as your business grows, and 24/7 access to account details.
• Employee cards at no additional cost.
• Purchase protection: Covers new purchases against damage or theft for 120 days, up to $10,000 per claim and $50,000 per account.
• Extended warranty protection: Adds an extra year to U.S. manufacturer’s warranty of 3 years or less.
• Travel benefits: Include Roadside Dispatch®, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.
• Additional features: Include automatic account alerts, contactless payments, 24/7 fraud monitoring, and zero liability protection.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome bonus: Earn 30,000 bonus points after spending $3,000 in the first 90 days from your account opening.
• Unlimited points: Earn unlimited 1.5x points per $1 spent on all purchases.
• Preferred Rewards: Eligible cardholders can earn up to 75% more points if they have a business checking account with Bank of America and qualify for the highest tier in the Preferred Rewards for Business program. This can increase the points rate to up to 2.62x points per $1 spent on every purchase.
• No annual fee.
• No foreign transaction fees.
• 0% Intro APR on Purchases: For 9 months from account opening.
• Balance Transfer Fees: 4% of each transfer amount.
• Regular APR: After the introductory period, a variable APR of 17.99% - 27.99% applies to purchases and balance transfers.
• Travel and emergency benefits: Includes travel accident insurance, lost luggage reimbursement, trip cancellation coverage, and trip delay reimbursement.
• Purchase protections: Provides coverage against loss, damage, theft, or fire, and includes extended warranty coverage.
• Business Perks: Cash flow management tools and free access to business credit scores.
• Redeem your rewards: Use points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America Travel Center, cash back, or gift cards.
• Additional features: Zero liability protection, fraud monitoring, overdraft protection, 24/7 customer service, and contactless checkout.
• Click ‘Apply Now’ to see the full terms and conditions.

• Cashback rewards: Earn unlimited 1.5% cashback on all purchases.
• Welcome bonus: Earn a $300 bonus after spending $3,000 in the first 90 days from your account opening.
• Preferred Rewards: Eligible cardholders can earn up to 75% more cashback if they have a business checking account with Bank of America and qualify for the highest tier in the Preferred Rewards for Business program. This can increase the cashback rate to up to 2.62% cashback on every purchase.
• No annual fee.
• 0% Intro APR on Purchases: For 9 months from account opening.
• Balance Transfer Fees: 4% of each transfer amount.
• Regular APR: After the introductory period, a variable APR of 17.99% - 27.99% applies to purchases and balance transfers.
• Travel and emergency benefits: Includes travel accident insurance, auto rental insurance, emergency ticket replacement, lost-luggage assistance, and legal and medical referrals.
• Purchase protections: Provides coverage against loss, damage, theft, or fire, and includes extended warranty coverage.
• Business Perks: Cash flow management tools and free access to business credit scores.
• Foreign transaction fee: 3% of the U.S. dollar amount of each transaction.
• Redeem your rewards: As a statement credit, a direct deposit into an eligible Bank of America® account, or a check mailed to you.
• Additional features: Zero liability protection, fraud monitoring, and overdraft protection.
• Click ‘Apply Now’ to see the terms and conditions.

• Welcome offer: Earn a $500 cash rewards bonus when you spend $5,000 on purchases in the first 3 months.
• Earn 2% unlimited cashback on purchases made for your business, with no categories to track or quarterly activations.
• No annual fee.
• Foreign transaction fees: 3% of each transaction converted to U.S. dollars.
• 0% Intro APR on Purchases: For 12 months from account opening.
• Regular APR: After the introductory period, a variable APR of 17.99% – 25.99% applies to purchases.
• Priority Pass™: Complimentary membership access to more than 1,300 participating airport lounges worldwide with “pay as you go” lounge visit fees.
• Travel benefits: Mastercard Travel and Lifestyle Services, Mastercard Global Services, Mastercard Airport Concierge™, MasterRental Insurance Coverage, Baggage Delay Reimbursement, and $250,000 Worldwide Automatic Common Carrier Travel Accident Insurance.
• Business Services: Mastercard Merchant Offers, Mastercard Business Assistant, and Mastercard Receipt Management.
• Employee cards at no additional cost.
• Flexibility to redeem your rewards: For a statement credit, gift cards, travel, and more.
• Additional features: Zero liability protection, Mastercard ID Theft Protection™, account alerts, and digital wallets.
• Click ‘Apply Now’ to see the full terms and conditions.