Credit Cards for Gas

• Welcome Offer: Earn 60,000 bonus points after spending $3,000 in the first 3 months, which is enough to redeem for up to 7 reward nights at Choice Hotels®.
• 10x Points: On stays at participating Choice Hotels® properties and on Choice Privileges point purchases.
• 5x Points: At gas stations, grocery stores, home improvement stores and phone plan services.
• 1x Points: On all other purchases.
• Anniversary Bonus: Earn 30,000 bonus points every account anniversary, enough for at least one night at any eligible Choice Hotels property.
• Automatic Platinum Elite Membership: Receive 20 Elite night credits each year, which qualifies you for Choice Platinum Elite status. Enjoy the perks of Elite Platinum Status and earn 25% bonus points every time you book a qualifying stay with Choice® hotels.
• Annual Fee: $95.
• Foreign Transaction Fees: None.
• Redeem Points at Choice Privileges.
• Global Entry®/TSA PreCheck®: Get up to $100 in Airport Security Statement Credits towards TSA PreCheck® or Global Entry Application fees every four years.
• Cell Phone Protection: Get up to $800 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
• Travel Benefits: Include Global Service™, Concierge Service, Mastercard Travel and Lifestyle Services, Mastercard Airport Concierge™, Mastercard Golf, Auto Rental Collision Damage Waiver, Trip Cancellation and Interruption Protection, Lost Baggage Reimbursement, and $1,000,000 Worldwide Automatic Common Carrier Travel Accident Insurance.
• Protection Benefits: Include Mastercard ID Theft Protection.
• Regular APR: 20.24% - 29.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

• Earn up to $225 in statement credits: Earn a $75 statement credit for every $500 spent, up to $225, on eligible purchases in the first 90 days after you are approved for a new Shop Your Way Mastercard®. Valid for new accounts opened 10/1/24 - 3/31/25.
• 5x Points: Earn 5% in points on eligible purchases at gas stations.
• 3x Points: Earn 3% in points on eligible purchases at grocery stores and restaurants.
• Limit on 5x and 3x Points: Earn 5% and 3% in points on the first $10,000 of combined gas, grocery and restaurant purchases per calendar year.
• 2x Points: Earn 2% in points on eligible purchases at Shop Your Way merchants.
• 1x Point: Earn 1% in points on all other eligible purchases.
• Annual Fee: None.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.
• Redeem Rewards: Use points for gift cards, selected services and items sold by Shop Your Way merchants in stores or online.
• Price Protection: refunds the difference if you find a lower price on a purchased.
• Extended Warranty: Extends the manufacturer’s U.S. warranty by up to an additional year on eligible purchases.
• Shop Your Way Program: You will automatically become a member of Shop Your Way program.
• Other Benefits: Includes $0 liability on unauthorized charges, contactless payments, and identity theft protection.
• Regular APR: 33.49% Variable APR.
• Balance Transfer Fees: $10 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

• Costco Membership: A Costco membership is required to apply.
• 4% Cashback: On eligible gas and EV charging worldwide, including gas and EV charging at Costco, for the first $7,000 per year.
• 3% Cashback: On restaurants and eligible travel purchases worldwide.
• 2% Cashback: On all other purchases from Costco and Costco.com.
• 1% Cashback: On all other purchases.
• Annual Fee: None.
• Foreign Transaction Fees: None.
• Redeem Rewards: Cashback will be provided as an annual credit card reward certificate once your February billing statement closes and is redeemable for cash or merchandise in a single transaction at any U.S. Costco Warehouses, including Puerto Rico. Certificates are redeemable through December 31 of each year.
• Citi Entertainment®: Purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year’s most anticipated concerts, sporting events, dining experiences, and more.
• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $1,000 per claim and $50,000 per account.
• Travel Benefits: Include Roadside Dispatch®, Travel and Emergency Assistance Services, Worldwide Car Rental Insurance, and Worldwide Travel Accident Insurance.
• Other benefits: Include digital wallets and contactless pay.
• Regular APR: 19.74% - 27.74% Variable APR.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome Offer: Earn a $200 cash bonus after spending $1,500 in the first six months of account opening.
• 5% Cashback on Top Eligible Category: Earn 5% cashback on purchases in your top eligible spend category each billing cycle, up to the first $500 spent each billing cycle. The eligible categories are Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs, and Live Entertainment.
• 1% Cashback on All Other Purchases.
• 4% Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2025.
• Annual Fee: None.
• Foreign Transaction Fees: 3% of each purchase transaction in U.S. dollars.
• 0% Intro APR on Purchases: For 15 months from account opening.
• 0% Intro APR on Balance Transfers: For 15 months from account opening. To qualify, you must make balance transfer within the first 120 days.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Regular APR: After the introductory period, a variable APR of 18.49% - 28.49% applies to purchases and balance transfers.
• Redeem Points: For cashback (100 ThankYou® Points = $1) as a statement credit, direct deposit, or mailed check. You can also use them for gift cards and travel, or shop with points at Amazon.com and PayPal, and more. Redemption rates may vary. Cash rewards do not expire.
• Choose Your Payment Due Date: Choose to pay your bill on any available due date in the beginning, middle, or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
• Authorized Users: Add authorized users at no cost and earn points on purchases they make.
• Citi Entertainment®: Purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year’s most anticipated concerts, sporting events, dining experiences, and more.
• Additional Features: Include automatic account alerts, contactless pay, Digital Wallets, the ID theft protection, zero liability protection, free access to your FICO® Score, 24-hour fraud protection, Citi® Quick Lock, and 24/7 customer service.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome Offer: Earn 140,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That’s up to 4 nights at IHG Hotels & Resorts.
• Earn up to 26x total points at IHG® Hotels and Resorts: 10X with this card, plus up to 10x for being an IHG One Rewards member, and up to 6x for Platinum Elite Status, a benefit of this card.
• Earn 5x points on travel, dining, select business purchases, and gas.
• Earn 3x points on all other purchases.
• Complimentary Free Night Award (valued up to 40,000 points) every year on your account anniversary.
• Redeem 3 nights, get 4th night free: Enjoy a reward night when you redeem points for a consecutive four-night stay at an IHG® hotel. You will receive the fourth night free, redeemable at the same hotel during that stay.
• Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.
• Automatic Platinum Elite Status for as long as you have the IHG One Rewards Premier Business Credit Card.
• Save 20% when you purchase points with your IHG One Rewards Premier Business card.
• No foreign transaction fee.
• Redeem your rewards for free nights at IHG® Hotels and Resorts, travel, and more.
• Receive a credit of up to $100 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck®, or NEXUS when charged to your card.
• Earn an additional free night (up to 40,000 points) after spending $60,000 on your IHG One Rewards Credit Card each calendar year.
• Get up to $50 in United® TravelBank Cash each calendar year after registering your IHG One Rewards Premier Credit Card with your MileagePlus® account.
• Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
• Travel benefits include Trip Cancellation and Trip Interruption Insurance.
• Regular APR: 20.74% - 27.74% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the terms and conditions.

• Welcome offer: Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. That’s up to 4 nights at IHG Hotels & Resorts.
• Earn up to 26x points at IHG® Hotels and Resorts: 10x points per $1 spent with this card, up to 10x points for being an IHG One Rewards member, and up to 6x points for Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember.
• Earn 5x points on travel, dining, and gas.
• Earn 3x points on all other purchases.
• Discount on point purchases: Save 20% when purchasing points with your IHG One Rewards Premier credit card.
• Annual fee: $99.
• No foreign transaction fees.
• Redeem your rewards: Use points for free nights at IHG® Hotels and Resorts, travel, and more. Get the fourth night free when redeeming points for a consecutive four-night stay at the same IHG® hotel. Points do not expire with IHG One Rewards program activity for 12 consecutive months.
• Anniversary free night: Receive a free night at IHG® Hotels & Resorts (up to 40,000 points value) on each account anniversary.
• $100 statement credit & 10,000 bonus points: Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year.
• Global Entry, TSA PreCheck® or NEXUS statement credit: Receive up to $100 statement credit every four years for Global Entry, TSA PreCheck®, or NEXUS application fee when charged to your card.
• Up to $50 United® Airlines TravelBank Cash each year: Earn up to $50 in United® TravelBank Cash annually after registering your IHG One Rewards Premier credit card with your MileagePlus® account.
• Elite status: Enjoy Platinum Elite Status as long as you remain an IHG One Rewards Premier cardmember.
• Chase offers: Access deals through the Chase Mobile app and at chase.com with no coupons or registration required. Simply select an offer, add it to your card, and use it for purchases.
• Purchase protection: Covers new purchases against damage or theft for 120 days, up to $500 per claim and $50,000 per account.
• Extended warranty protection: Extends eligible U.S. manufacturer warranties of three years or less by one additional year.

Partner Benefits

• DoorDash: Enjoy a free year of DashPass. Activate by January 31, 2025. Afterward, enrollment continues at the standard rate.
• Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders.

• Add an authorized user at no cost.
• Travel benefits: Include Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Cancellation/Trip Interruption Insurance, and Travel Accident Insurance.
• Fraud protection: 24/7 fraud monitoring.
• Regular APR: 20.74% - 27.74% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

Welcome Offer

Earn a $200 bonus after spending $500 in the first 3 months.

• 5% Cashback on Quarterly Bonus Categories: Earn 5% cashback on purchases in quarterly bonus categories such as gas stations, grocery stores (excluding Target® and Walmart®), car rental agencies, movie theaters, purchases made using PayPal, and select online merchants, up to $1,500 in total combined purchases. You must activate your 5% bonus cash back each quarter by the activation deadline.
• Earn 5% cashback on travel purchased through Chase Travel.
• Earn 3% cashback on dining and drugstore purchases.
• Earn 1% cashback on all other purchases.
• Lyft: 5% on qualifying Lyft rides through 03/31/2025.
• Annual Fee: None.
• Foreign Transaction Fees: 3% of each transaction in U.S. dollars.
• 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
• Balance Transfer Fees: Introductory period: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days. Regular: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
• Regular APR: After the introductory period, a variable APR of 19.74% - 28.49% applies to purchases and balance transfers.
• Redeem Your Rewards: For cash, travel, gift cards, products, services, and more. Cashback rewards do not expire.
• DoorDash: Get a complimentary three-months DashPass membership. After that, you’ll be automatically enrolled in DashPass at 50% discount for the next 9 months. Activate by January 31, 2024. Plus, get up to $10 off quarterly on non-restaurant DoorDash orders.
• Cell phone protection: Receive up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when paid with your eligible credit card. Maximum of 2 claims in a 12-month period with a $50 deductible per claim.
• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of 3 years or less.
• Travel benefits: Include Travel and Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Trip Cancellation and Interruption Insurance.
• Additional Features: Include free credit score and identity restoration services with Chase Credit Journey, 24/7 fraud monitoring, and zero liability protection.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome bonus: Earn a $300 bonus after spending $3,000 in the first 90 days from your account opening.
• 3% Cashback in The Category of Your Choice: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services.
• 2% Cashback on Dining.
• Limit on 2% and 3% Cashback: Earn 3% and 2% cashback on the first $50,000 in combined choice category/dining purchases each year.
• 1% Cashback on All Other Purchases.
• Preferred Rewards: Eligible cardholders can earn up to 75% more cashback if they have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honor tier. This can increase the cashback rate to up to 5.25% cashback in your selected choice category, 3.5% cashback on dining, and 1.75% on all other purchases.
• Annual Fee: None.
• Foreign Transaction Fees: 3% of the U.S. dollar amount of each transaction.
• 0% Intro APR on Purchases: For 9 months from account opening.
• Balance Transfer Fees: 4% of each transfer amount.
• Regular APR: After the introductory period, a variable APR of 17.74% - 27.74% applies to purchases and balance transfers.
• Travel Benefits: Include $100,000 in travel accident insurance, auto rental insurance, emergency ticket replacement, lost-luggage assistance, and legal and medical referrals.
• Purchase Protection: Provides coverage against loss, damage, theft, or fire, and includes extended warranty coverage.
• Business Perks: Cash flow management tools and free access to business credit scores.
• Redeem Rewards: As a statement credit, a direct deposit into an eligible Bank of America® account, or a check mailed to you.
• Additional Features: Zero liability protection, fraud monitoring, and Balance Connect® for overdraft protection.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome Offer: Earn a $200 bonus after spending $1,000 in the first 90 days of account opening.
• 3% Cashback in The Category of Your Choice: Gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement/furnishings. You can change the choice category once every calendar month.
• 2% Cashback at Grocery Stores and Wholesale Clubs.
• Limit on 3% and 2% Cashback: You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
• 1% Cashback on all other purchases.
• Annual Fee: None.
• 0% Intro APR on Purchases: For 15 months from account opening.
• 0% Intro APR on Balance Transfers: For 15 months from account opening. To qualify, you must make balance transfer within the first 60 days.
• Balance Transfer Fees: Introductory period: 3% of the transfer amount for balance transfers made within the first 60 days. Regular: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Regular APR: After the introductory period, a variable APR of 18.49% - 28.49% applies to purchases and balance transfers.
• Redeem Rewards: As a statement credit or direct deposit into an eligible Bank of America® or Merrill® account.
• Preferred Rewards Program: Earn 25% - 75% more cashback on every purchase if you are a member of the Preferred Rewards® program. That means you could earn 3.75% to 5.25% cashback on the choice category, 2.50% to 3.50% cashback on grocery and wholesale clubs, and 1.25% to 1.75% cashback on all other purchases.
• Additional Features: Include 24-hour fraud protection, $0 liability guarantee, contactless pay, Balance Connect® for overdraft protection, Digital Wallet technology, account alerts, and free access to FICO® Score.
• Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee.
• Click ‘Apply Now’ to see the full terms and conditions.

• Help Fight Breast Cancer: For each new Susan G. Komen Customized Cash Rewards credit card from Bank of America used to make a transaction within and remain open the first 90 days of account opening, Komen receives $3 and 0.08% of all retail purchases made with the card. Komen also receives $3 for each renewal of a card in good standing during the 12 months and does not have a zero balance at the time of renewal.
• Welcome Offer: Earn a $200 bonus after spending $1,000 in the first 90 days of account opening.
• 3% Cashback in The Category of Your Choice: Gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement/furnishings. You can change the choice category once every calendar month.
• 2% Cashback at Grocery Stores and Wholesale Clubs.
• Limit on 3% and 2% Cashback: Earn 3% and 2% on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
• 1% Cashback on All Other Purchases.
• Annual Fee: None.
• Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee.
• 0% Intro APR on Purchases: For 15 months from account opening.
• 0% Intro APR on Balance Transfers: For 15 months from account opening. To qualify, you must make balance transfer within the first 60 days.
• Balance Transfer Fees: Introductory period: 3% of the transfer amount for balance transfers made within the first 60 days. Regular: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Regular APR: After the introductory period, a variable APR of 18.49% - 28.49% applies to purchases and balance transfers.
• Redeem Rewards: As a statement credit or direct deposit into an eligible Bank of America® or Merrill® account.
• Preferred Rewards Program: Earn 25% - 75% more cashback on every purchase after you become a Preferred Rewards member. That means you could earn 3.75% to 5.25% cashback on the choice category, 2.50% to 3.50% on grocery and wholesale clubs, and 1.25% to 1.75% on all other purchases.
• Additional Features: Include 24-hour fraud protection, $0 liability guarantee, contactless pay, overdraft protection, Digital Wallet technology, account alerts, and free access to FICO® Score.
• Click ‘Apply Now’ to see the full terms and conditions.