Credit Cards for Housing

Prime Membership Required: You must have an Amazon Prime membership to apply.

Welcome Offer

Get a $150 Amazon gift card instantly upon approval.

Rewards

• 5% Cashback on Select Categories (with an eligible Prime membership):
  • 5% Cashback at Amazon.com and Amazon Fresh.
  • 5% Cashback at Whole Foods Market.
  • 5% Cashback at Audible.com.
  • 5% Cashback on Chase Travel purchases.
• 2% Cashback on Select Categories:
  • 2% Cashback at Restaurants.
  • 2% Cashback at Gas Stations.
  • 2% Cashback on Local Transit and Commuting.
• 1% Cashback on All Other Purchases.

Redemption Options

• Redeem rewards for cash, gift cards, travel, or purchases at Amazon.com.
• Points post and can be redeemed as soon as the next day.

Fees and APR

• Annual Fee: $0.
• Regular APR: 19.74% - 28.49% Variable APR.
• Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Visa Signature® Experiences: Enjoy Luxury Hotel Collection and Concierge Services.
• Travel benefits: Includes Auto Rental Collision Damage Waiver, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Baggage Delay Insurance, and Lost Luggage Reimbursement.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Prime Exclusive Offers: Earn 10% or more on a rotating selection of items and categories at Amazon with an eligible Prime membership.
• Chase Offers: Access great deals in the Chase Mobile app and at chase.com with no coupons, codes, or vouchers required.

Additional Features

• Get it Now, Pay over Time: Enjoy 0% intro APR for 6-12 months on eligible Amazon purchases of $50 or more or at eligible retailers with Amazon Pay. Note: you won’t earn rewards if you choose equal monthly payments at checkout.
• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Zero liability protection, fraud protection, automatic account alerts, 24/7 customer service, contactless checkout, compatibility with digital wallets, free credit score and identity monitoring with Credit Journey®, and chip-enabled for enhanced security.

Terms and Conditions

Click Apply Now to see the terms and conditions.

• Welcome Offer: Earn 60,000 bonus points after spending $3,000 in the first 3 months, which is enough to redeem for up to 7 reward nights at Choice Hotels®.
• 10x Points: On stays at participating Choice Hotels® properties and on Choice Privileges point purchases.
• 5x Points: At gas stations, grocery stores, home improvement stores and phone plan services.
• 1x Points: On all other purchases.
• Anniversary Bonus: Earn 30,000 bonus points every account anniversary, enough for at least one night at any eligible Choice Hotels property.
• Automatic Platinum Elite Membership: Receive 20 Elite night credits each year, which qualifies you for Choice Platinum Elite status. Enjoy the perks of Elite Platinum Status and earn 25% bonus points every time you book a qualifying stay with Choice® hotels.
• Annual Fee: $95.
• Foreign Transaction Fees: None.
• Redeem Points at Choice Privileges.
• Global Entry®/TSA PreCheck®: Get up to $100 in Airport Security Statement Credits towards TSA PreCheck® or Global Entry Application fees every four years.
• Cell Phone Protection: Get up to $800 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
• Travel Benefits: Include Global Service™, Concierge Service, Mastercard Travel and Lifestyle Services, Mastercard Airport Concierge™, Mastercard Golf, Auto Rental Collision Damage Waiver, Trip Cancellation and Interruption Protection, Lost Baggage Reimbursement, and $1,000,000 Worldwide Automatic Common Carrier Travel Accident Insurance.
• Protection Benefits: Include Mastercard ID Theft Protection.
• Regular APR: 20.24% - 29.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome Offer: Earn 40,000 bonus points after spending $1,000 in the first 3 months, which is enough to redeem for up to 5 nights at Choice Hotels®.
• 5x Points: On stays at participating Choice Hotels® properties and on Choice Privileges point purchases.
• 3x Points: On gas stations, grocery stores, home improvement stores, and phone plan services.
• 1x Points: On all other purchases.
• Automatic Gold Elite Membership: Receive 10 elite night credits each year, which qualifies you for Choice Gold Elite status. Enjoy the perks of Elite Gold Status and earn 10% bonus points every time you book a qualifying stay with Choice® hotels.
• Annual Fee: None.
• Foreign Transaction Fees: None.
• Redeem Points: You can only redeem your points at Choice Privileges. Point redemptions may not be refundable.
• Cell Phone Protection: Get up to $800 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
• Travel Benefits: Include Mastercard Global Service™, Concierge Service, Mastercard Travel and Lifestyle Services, Mastercard Airport Concierge™, Mastercard Golf Travel Packages, Auto Rental Collision Damage Waiver, Trip Cancellation and Interruption Protection, Lost Baggage Reimbursement, and $1,000,000 Worldwide Automatic Common Carrier Travel Accident Insurance.
• Additional Benefits: Include the ID theft protection program.
• Regular APR: 20.24% - 29.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

• 3x Points: On dining.
• 2x Points: On travel.
• 1x Points: On rent payments without the transaction fee, up to 100,000 points each calendar year.
• 1x Points: On all other purchases.
• Double Points: Enjoy double points on the 1st of each month and earn 6x points on dining, 4x points on travel, and 2x points on other purchases (except rent), up to 10,000 points per month.
• Note: You will earn points and also double points on the 1st of each month when you make 5 transactions that post each statement period. If you do not make at least 5 transactions that post to your account in a statement period, you’ll earn a flat 250 points when you use your Bilt Mastercard to pay rent through the Bilt App.
• Annual Fee: None.
• Foreign Transaction Fees: None.
• Redeem Points: Use your Bilt points to cover your next month rent payment or save your points and put them towards a down payment. You also can redeem your points for travel and fitness, or shop at the Bilt Collection and Amazon.com, and more. Redemption rates may vary.
• Transfer Your Points: 1:1 to Bilt partners.
• Bilt Rewards Status: Points earned with the Bilt Mastercard will count towards your Bilt Rewards status.
• Cell Phone Protection: Get up to $800 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
• Purchase Protection: Covers new purchases for 90 days against damage or theft, up to $10,000 per claim and $50,000 per calendar year per account.
• Lyft (Offer ends on 9/30/25): pay for three eligible Lyft Rides in a calendar month to receive a $5 Lyft credit.
• Travel Benefits: Include Trip Cancellation and Interruption Protection, Trip Delay Reimbursement, Auto Rental Collision Damage Waiver, World Elite Mastercard Concierge, Travel and Lifestyle Services, Hotel Stay Guarantee, Airport Concierge™, and Golf Travel Packages.
• Additional Features: Include BiltProtect, the ID theft protection program, purchase security, and Global Service™.
• Regular APR: 20.74% - 28.74% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome Offer: Earn a $200 cash bonus after spending $1,500 in the first six months of account opening.
• 5% Cashback on Top Eligible Category: Earn 5% cashback on purchases in your top eligible spend category each billing cycle, up to the first $500 spent each billing cycle. The eligible categories are Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs, and Live Entertainment.
• 1% Cashback on All Other Purchases.
• 4% Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2025.
• Annual Fee: None.
• Foreign Transaction Fees: 3% of each purchase transaction in U.S. dollars.
• 0% Intro APR on Purchases: For 15 months from account opening.
• 0% Intro APR on Balance Transfers: For 15 months from account opening. To qualify, you must make balance transfer within the first 120 days.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Regular APR: After the introductory period, a variable APR of 18.49% - 28.49% applies to purchases and balance transfers.
• Redeem Points: For cashback (100 ThankYou® Points = $1) as a statement credit, direct deposit, or mailed check. You can also use them for gift cards and travel, or shop with points at Amazon.com and PayPal, and more. Redemption rates may vary. Cash rewards do not expire.
• Choose Your Payment Due Date: Choose to pay your bill on any available due date in the beginning, middle, or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
• Authorized Users: Add authorized users at no cost and earn points on purchases they make.
• Citi Entertainment®: Purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year’s most anticipated concerts, sporting events, dining experiences, and more.
• Additional Features: Include automatic account alerts, contactless pay, Digital Wallets, the ID theft protection, zero liability protection, free access to your FICO® Score, 24-hour fraud protection, Citi® Quick Lock, and 24/7 customer service.
• Click ‘Apply Now’ to see the full terms and conditions.

Welcome Offer

Earn a $60 Amazon gift card instantly upon approval.

Rewards

• 3% Cashback at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases.
• 2% Cashback at restaurants, gas stations, and on local transit and commuting.
• 1% Cashback on all other purchases.

• No annual fee.
• No foreign transaction fees.
• Interest-free payments: Choose 3% cashback or 0% intro APR for 6-12 months on purchases $50 or more at Amazon.com or eligible retailers with Amazon Pay.
• Redeem your points: For cashback, gift cards, travel, or purchases at Amazon.com. Points can be redeemed the next day.
• Chase offers: Access great deals without needing coupons, codes, or registration. Just add the offer to your card and use it.
• Authorized users: Add users for free and share your credit line while earning rewards on their purchases.
• Extended Warranty Protection: Adds one year to the manufacturer’s U.S. warranty on eligible warranties of three years or less.
• Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Travel benefits: Includes Auto Rental Collision Damage Waiver, Baggage Delay Insurance, Lost Luggage Reimbursement, Roadside Dispatch®, Travel Accident Insurance, and Travel and Emergency Assistance Services.
• Visa Signature® Experiences: Access to Luxury Hotel Collection and Concierge Services.
• Additional features: Digital Wallet, fraud protection, zero liability protection, 24/7 customer service, automatic accounts alerts, Chase Credit Journey, chip-enabled for enhanced security, and contactless checkout.
• Regular APR: 19.74% - 28.49% Variable APR.
• Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome Offer: Earn a $200 bonus after spending $1,000 in the first 90 days of account opening.
• 3% Cashback in The Category of Your Choice: Gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement/furnishings. You can change the choice category once every calendar month.
• 2% Cashback at Grocery Stores and Wholesale Clubs.
• Limit on 3% and 2% Cashback: You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
• 1% Cashback on all other purchases.
• Annual Fee: None.
• 0% Intro APR on Purchases: For 15 months from account opening.
• 0% Intro APR on Balance Transfers: For 15 months from account opening. To qualify, you must make balance transfer within the first 60 days.
• Balance Transfer Fees: Introductory period: 3% of the transfer amount for balance transfers made within the first 60 days. Regular: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Regular APR: After the introductory period, a variable APR of 18.49% - 28.49% applies to purchases and balance transfers.
• Redeem Rewards: As a statement credit or direct deposit into an eligible Bank of America® or Merrill® account.
• Preferred Rewards Program: Earn 25% - 75% more cashback on every purchase if you are a member of the Preferred Rewards® program. That means you could earn 3.75% to 5.25% cashback on the choice category, 2.50% to 3.50% cashback on grocery and wholesale clubs, and 1.25% to 1.75% cashback on all other purchases.
• Additional Features: Include 24-hour fraud protection, $0 liability guarantee, contactless pay, Balance Connect® for overdraft protection, Digital Wallet technology, account alerts, and free access to FICO® Score.
• Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome Offer: Earn a $200 bonus after spending $1,000 in the first 90 days of account opening.
• 3% Cashback in the Category of Your Choice: Gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement/furnishings. You can change the choice category once every calendar month.
• 2% Cashback at Grocery Stores and Wholesale Clubs: Up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
• 1% Cashback on All Other Purchases.
• Annual Fee: None.
• Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee.
• 0% Intro APR on Purchases: For 15 months from account opening.
• 0% Intro APR on Balance Transfers: For 15 months from account opening. To qualify, you must make balance transfer within the first 60 days.
• Balance Transfer Fees: Introductory period: 3% of the transfer amount for balance transfers made within the first 60 days. Regular: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Regular APR: After the introductory period, a variable APR of 18.49% - 28.49% applies to purchases and balance transfers.
• Redeem Rewards: As a statement credit or direct deposit into an eligible Bank of America® or Merrill® account.
• Better Money Habits®: Learn how responsibly handle your credit.
• Additional Features: Include 24-hour fraud protection, $0 liability guarantee, contactless pay, Balance Connect® for overdraft protection, Digital Wallet technology, account alerts, and free access to FICO® Score.
• Click ‘Apply Now’ to see the full terms and conditions.

• Minimum Security Deposit: A minimum security deposit of $200 (maximum of $5,000) is required to open this account.
• 3% Cashback in the Category of Your Choice: Gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement/furnishings. You can change the choice category once every calendar month.
• 2% Cashback at Grocery Stores and Wholesale Clubs: Up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
• 1% Cashback on All Other Purchases.
• Annual Fee: None.
• Foreign Transaction Fees: 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee.
• Redeem Rewards: As a statement credit or direct deposit into an eligible Bank of America® or Merrill® account.
• Additional Features: Include access to credit education, financial help support, 24-hour fraud protection, $0 liability guarantee, contactless pay, Balance Connect® for overdraft protection, Digital Wallet technology, account alerts, and free access to FICO® Score.
• Regular APR: 28.49% Variable APR.
• Balance Transfer Fees: 4% of each transfer amount.
• Click ‘Apply Now’ to see the full terms and conditions.

• Help Fight Breast Cancer: For each new Susan G. Komen Customized Cash Rewards credit card from Bank of America used to make a transaction within and remain open the first 90 days of account opening, Komen receives $3 and 0.08% of all retail purchases made with the card. Komen also receives $3 for each renewal of a card in good standing during the 12 months and does not have a zero balance at the time of renewal.
• Welcome Offer: Earn a $200 bonus after spending $1,000 in the first 90 days of account opening.
• 3% Cashback in The Category of Your Choice: Gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement/furnishings. You can change the choice category once every calendar month.
• 2% Cashback at Grocery Stores and Wholesale Clubs.
• Limit on 3% and 2% Cashback: Earn 3% and 2% on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
• 1% Cashback on All Other Purchases.
• Annual Fee: None.
• Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee.
• 0% Intro APR on Purchases: For 15 months from account opening.
• 0% Intro APR on Balance Transfers: For 15 months from account opening. To qualify, you must make balance transfer within the first 60 days.
• Balance Transfer Fees: Introductory period: 3% of the transfer amount for balance transfers made within the first 60 days. Regular: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Regular APR: After the introductory period, a variable APR of 18.49% - 28.49% applies to purchases and balance transfers.
• Redeem Rewards: As a statement credit or direct deposit into an eligible Bank of America® or Merrill® account.
• Preferred Rewards Program: Earn 25% - 75% more cashback on every purchase after you become a Preferred Rewards member. That means you could earn 3.75% to 5.25% cashback on the choice category, 2.50% to 3.50% on grocery and wholesale clubs, and 1.25% to 1.75% on all other purchases.
• Additional Features: Include 24-hour fraud protection, $0 liability guarantee, contactless pay, overdraft protection, Digital Wallet technology, account alerts, and free access to FICO® Score.
• Click ‘Apply Now’ to see the full terms and conditions.