Best Travel Credit Cards in July 2026

Intro APR

Regular APR

19.24% - 27.74% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 26X points at IHG® Hotels & Resorts: 10X points with the IHG One Rewards Premier Card + up to 10X points as an IHG One Rewards member + up to 6X point with Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember. Earn 5X points on travel, dining, and gas, plus 3X points on all other purchases.

3x - 10x Points

Welcome Offer Earn 140,000 bonus points after spending $3,000 in the first three months.

140,000 Points

Intro APR

Regular APR

19.49% - 27.99% Variable APR

Credit Score

740-850 (Excellent)

Rewards Earn 8x points on Chase Travel, 4x on flights and hotels, 3x on dining, and 1x on all other purchases.

1x - 8x Points

Welcome Offer Earn 100,000 bonus points after spending $6,000 in the first three months.

100,000 Points

Intro APR

Regular APR

18.49% - 28.49% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback when you book hotels, vacation rentals, and rental cars through Capital One Travel. Additionally, earn 5% cashback on Capital One Entertainment purchases, plus 1.5% cashback on all other purchases.

1.5% - 5% Cashback

Welcome Offer Earn a $200 bonus after spending $500 in the first 3 months.

$200

Intro APR

Regular APR

17.49% - 27.49% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5x points on prepaid hotels and car rentals booked through the travel portal. Additionally, earn 4x points on other travel, 4x points at gas/EV charging stations on up to $1,000 each quarter, 2x points on dining, select streaming, and groceries, plus 1x on all other eligible purchases.

1x - 5x Points

Welcome Offer Earn 20,000 bonus points after spending $1,000 in the first three months.

20,000 Points

Intro APR

Regular APR

25.74% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel. Plus, earn 2x miles on all other purchases.

2x - 10x Miles

Welcome Offer Earn 150,000 bonus miles after spending $30,000 in the first 3 months.

150,000 Miles

Intro APR

Regular APR

18.49% - 28.49% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3% cashback on grocery stores, dining, entertainment, and select streaming services. Additionally, earn 8% cashback on Capital One entertainment purchases and 5% cashback when you book hotels, vacation rentals, and rental cars through Capital One Travel. Plus, 1% cashback on all other purchases.

1% - 8% Cashback

Welcome Offer Limited-time offer: Earn a $250 bonus after spending $500 in the first 3 months.

$250

Intro APR

Regular APR

19.24% - 27.74% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Up to 26X Points at IHG® Hotels and Resorts: 10X points with the card + up to 10X points as an IHG One Rewards member + up to 6X point with Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember. Additionally, earn 5X points on travel, dining, select business purchases, and gas stations, plus 3X points on all other purchases.

3x - 10x Points

Welcome Offer Earn 140,000 bonus points after spending $4,000 in the first 3 months. That's up to 4 nights at IHG Hotels & Resorts.

140,000 Points

Intro APR

Regular APR

19.49% - 29.49% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 5X miles on American Airlines purchases: 4X miles on eligible American Airlines purchases, increasing to 5X after spending $150,000 in a calendar year for the remainder of that year. Additionally, earn 10X miles on eligible AAdvantage Hotels™ and AAdvantage Cars™ bookings, plus 1X mile on all other purchases.

1x - 10x Miles

Welcome Offer Earn 70,000 bonus miles after spending $7,000 in the first three months.

70,000 Miles

Intro APR

Regular APR

19.24% - 27.74% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 17X total points at IHG® Hotels and Resorts: 5X points with this card, up to 10X points as an IHG One Rewards member, and up to 2X points with automatic Silver Elite status. Earn 3X points on dining, gas, utilities, internet, cable, phone services, and select streaming, plus, 2x points on all other purchases.

2x - 5x Points

Welcome Offer Earn 80,000 bonus points after spending $2,000 in the first 3 months.

80,000 Points

Intro APR

Regular APR

19.24% - 27.74% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 18.5X total points at Marriott: Earn 6X points with the Marriott Bonvoy Bountiful® Card + up to 10X points as a Marriott Bonvoy® member + up to 2.5X points with Gold Elite Status, a benefit of being a Marriott Bonvoy Bountiful® cardmember. Additionally, earn 4X points on up to $15,000 in combined purchases each year at grocery stores and restaurants, plus, 2X points on all other purchases.

2x - 6x Points

Welcome Offer Earn 85,000 bonus points after spending $4,000 in the first three months.

85,000 Points

Intro APR

Regular APR

19.24% - 27.74% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 17X points at Marriott: 6X points for every $1 spent with the Marriott Bonvoy Boundless® Card, up to 10X points as a Marriott Bonvoy® member, 1X point with Silver Elite Status, a benefit of being a Marriott Bonvoy Boundless® cardmember. Additionally, earn 3X points on up to $6,000 in combined purchases each year on groceries, gas, and dining. Plus, earn 2X points on all other purchases.

2x - 6x Points

Welcome Offer For a limited time, earn 125,000 bonus points and 1 Free Night Award (night valued up to 50,000 points) after spending $3,000 in the first three months.

125,000 Points +1 Free Night Award

Intro APR

Regular APR

19.74% - 28.24% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 5X miles on United flights: 3X miles as a MileagePlus® member plus 2x miles with the United Gateway℠ Card. You’ll also earn 2X miles on all other eligible United purchases, gas stations, local transit, and commuting, and 1X mile on all other purchases.

1x - 2x Miles

Welcome Offer Earn 30,000 bonus miles after spending $1,000 in the first three months, plus an additional 10,000 bonus miles when you add an authorized user within the same three-month period.

40,000 Miles

Intro APR

Regular APR

19.74% - 28.49% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn 10x points on Choice Hotels® stays and on Choice Privileges® point purchases. Earn 5x points at gas stations, grocery stores, home improvement stores, and phone plan services, plus 1x on all other purchases.

1x - 10x Points

Welcome Offer Earn 60,000 bonus points after spending $3,000 in the first 3 months - enough to redeem for up to 7 reward nights at Choice Hotels®.

60,000 Points