Credit Cards for Travel

Welcome Offer

Earn 70,000 bonus miles after spending $7,000 in the first three months.

Rewards

• Up to 5x Miles on American Airlines Purchases: Earn 4x miles per $1 spent on eligible American Airlines Purchases, and boost to 5x after spending $150,000 in a calendar year.
• 10x Miles on Hotels and Car Rentals: Earn 10x miles per $1 spent on eligible hotel bookings at aa.com/hotels and car rentals at aa.com/cars.
• 1x Mile on All Other Purchases.

Partner Benefits

• Up to $120 in Lyft Credits: Earn a $10 credit each month after 3 eligible Lyft rides, for up to $120 in credits per year.
• Up to $120 Back on Grubhub Purchases: Get up to $10 back each monthly billing cycle on eligible Grubhub purchases, for a total of up to $120 annually.

Lounge Access

• Admirals Club® Membership: Enjoy complimentary membership (valued up to $850), with access for immediate family or up to two guests.

Redemption Options

• Redeem AAdvantage® miles for flights, seat upgrades, car rentals, hotels, vacations, Admirals Club® access, and more.

Fees and APR

• Annual Fee: $595 for the primary Cardmember. $175 for up to 3 authorized users; $175 for each additional authorized user thereafter.
• Regular APR: 20.24% - 29.24% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Free Checked Bags: The primary Cardmember and up to 8 companions get their first checked bag free on domestic American Airlines flights.
• Global Entry/TSA PreCheck® Fee Reimbursement: Get up to $120 every four years for the application fee.
• Priority Airport Experience: Priority check-in, screening (where available), and boarding for you and up to 8 companions.
• Loyalty Points: Earn 1 Loyalty Point for every eligible AAdvantage® mile earned on purchases.
• Loyalty Points Bonuses: Earn 10,000 bonus Loyalty Points after reaching 50,000 points, and another 10,000 after reaching 90,000 points within a status year.
• Up to $120 Back on Prepaid Car Rentals: Earn up to $120 in statement credits per year on eligible prepaid Avis® and Budget rentals booked directly at avis.com or budget.com.
• 25% Savings on Inflight Purchases: Get 25% back on inflight food and beverage purchases on American Airlines flights when you pay with your card.
• Save 10% on Vacation Packages: Get 10% off eligible American Airlines vacation packages when booking through AAVacations.com.
• Other Travel Benefits: Includes Auto Rental Coverage, Trip Cancellation/Interruption Insurance, Lost Luggage Reimbursement, and Trip Delay Reimbursement.

Exclusive Offers

• Citi Entertainment®: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
• Dedicated Concierge Service: Get personalized assistance with travel, shopping, entertainment, and dining arrangements.
• World Elite Mastercard® Benefits: Access exclusive offers on rideshares, food delivery, and online shopping, plus enjoy Priceless® experiences and events with your Mastercard®.

Additional Features

• Mastercard ID Theft Protection, Citi® Quick Lock, $0 Liability on Unauthorized Charges, Fraud Early Warning, Account Alerts, FICO® Score, Digital Wallets, and Contactless Pay.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn 80,000 bonus points after spending $2,000 in the first three months. That’s up to 2 nights at IHG Hotels & Resorts.

Rewards

• Up to 17x Points at IHG® Hotels and Resorts: 5x points for every $1 spent with the IHG One Rewards Traveler card + up to 10x points for being an IHG One Rewards member + up to 2x points with Silver Elite Status, a benefit of being an IHG One Rewards Traveler cardmember.
• 3x Points on Select Categories:
  • 3x Points on Dining.
  • 3x Points at Gas Stations.
  • 3x Points on Utilities.
  • 3x Points on Internet, Cable, and Phone Services.
  • 3x Points on Select Streaming Services.
• 2x Points on All Other Purchases.
• Annual Bonus: Earn 10,000 bonus points after spending $10,000 in purchases each calendar year.
• Discount on Points Purchases: Save 20% when you purchase points with your IHG One Rewards Traveler credit card.

Elite Hotel Status

• Automatic Silver Elite Status with IHG One Rewards: Enjoy automatic Silver Elite Status with benefits like Late Checkout (where available) and 20% more points on stays at participating IHG Hotels & Resorts. Status renews every account anniversary year.

Redemption Options

• Redeem rewards for free nights at IHG® Hotels and Resorts, travel, and more.
• Points will not expire as long as there is IHG One Rewards program activity for 12 consecutive months.

Fees and APR

• Annual Fee: $0.
• Regular APR: 19.99% - 28.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Redeem 3 Nights, Get 4th Night Free: Redeem points for a consecutive four-night stay at the same IHG® hotel and get the 4th night free.
• Early Access to Reward Night Sales: Get early booking access each year to IHG Reward Night sales.
• Other Travel Benefits: Includes Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, and Lost Luggage Reimbursement.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Early Access to IHG Reward Night Sales: IHG One Rewards Cardmembers enjoy exclusive early access to Reward Night sales each year.

Additional Features

• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Fraud protection.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn 60,000 bonus points after spending $5,000 on purchases in the first three months. That’s worth $900 when redeemed for travel through Chase Travel or $600 for cash.

Rewards

• 10x and 5x Points on Select Chase Travel Purchases (after spending $300 on travel annually):
  • 10x Points on Hotels (excluding The Edit℠).
  • 10x Points on Car Rentals.
  • 5x Points on Flights.
• 3x Points on Select Categories:
  • 3x Points on Other Travel Purchases after spending $300 on travel annually.
  • 3x Points on Dining, including takeout and eligible delivery services.
• 10x Points on Chase Dining Purchases with Ultimate Rewards®.
• 1x Points on All Other Purchases.

Partner Benefits

• $10 Monthly Lyft Credit: Earn $10 in Lyft credits each month (up to $120 annually) when you add your Sapphire Reserve card to the app. Offer valid through September 30, 2027.
• Lyft: Earn 5x Points on Lyft rides through September 2027.
• DoorDash: Enjoy complimentary DashPass membership for DoorDash and Caviar. Activate by December 31, 2027 to receive at least one year of benefits, including $0 delivery fees and lower service fees on eligible orders.
• Monthly DoorDash Credits: Available to DashPass members who activate the benefit through December 31, 2027:
  • $5 off one restaurant order per month (subtotal only; does not apply to taxes, fees, or tip)
  • Two $10 discounts on non-restaurant orders per month (like groceries or convenience items)
• Peloton: Earn 10x on Peloton equipment and accessory purchases over $150 when made directly through Peloton. There is a maximum earning limit of 50,000 points. Offer valid through December 31, 2027.

Lounge Access

• Complimentary Priority Pass™ Select membership: Enjoy unlimited access to over 1,300 lounges worldwide for you and up to two guests.
• Chase Sapphire Lounge by The Club: Relax and refresh with locally inspired menus, a curated selection of beverages, and an unforgettable atmosphere. To access these lounges, Sapphire Reserve cardmembers should enroll in their complimentary Priority Pass™ Select membership.
• Air Canada Lounges: Sapphire Reserve cardmembers enjoy access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada, and Europe. Simply present your Sapphire Reserve card and a same-day boarding pass for a Star Alliance flight. Exclusions apply.

Redemption Options

• Redeem your rewards for cash, gift cards, travel, products, services, and more.
• 50% More Value on Travel Redemption: Get 50% more value when you redeem points for travel through Chase Travel.
• 1:1 Point Transfer: Transfer your points to top airline and hotel loyalty programs at a 1:1 value. For example, 1,000 Chase Ultimate Rewards points equals 1,000 partner miles/points.

Fees and APR

• Annual Fee: $550, with an additional $75 per year for each authorized user.
• Regular APR: 20.24% - 28.74% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Annual Travel Credit: Receive a $300 credit for travel purchases charged to your card, annually on your account anniversary.
• Global Entry/TSA PreCheck®/NEXUS Fee Reimbursement: Get up to $120 every four years for the application fee.
• The Edit℠: Book through The Edit℠ to access a curated selection of exceptional accommodations, offering exclusive perks like daily breakfast for two, a $100 property credit, room upgrades (subject to availability), and more.
• Special Car Rental Benefits: Enroll in car rental rewards programs from National, Avis, and Silvercar to enjoy perks like upgrades, discounts on premium rentals, and exclusive promotions.
• Elite Hotel Benefits: Enjoy VIP treatment and complimentary daily breakfast at select luxury properties in over 60 countries through the Relais & Châteaux collection.
• Other Travel Benefits: Includes Auto Rental Coverage, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, Emergency Evacuation and Transportation, and Emergency Medical and Dental.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
• Return Protection: Reimburses for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item and $1,000 per year.

Exclusive Offers

• Reserved by Sapphire℠: Enjoy VIP access to exclusive sports, festivals, dining, and entertainment experiences, including exclusive lounges, early ticket sales, premium seating, and more.
• Private Dining Series: Enjoy memorable meal at sought-after restaurants in the country.
• Visa Infinite Concierge Service: Get assistance with dinner reservations, Broadway shows, concert tickets, and sporting events.

Additional Features

Zero liability protection, fraud protection, 24/7 customer service, contactless checkout, compatibility with digital wallets, and chip-enabled for enhanced security.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome offer

Earn 170,000 bonus points after spending $4,000 on purchases in the first three months from account opening.

• Earn up to 26x points at IHG® Hotels and Resorts: 10x points per $1 spent with this card, up to 10x points for being an IHG One Rewards member, and up to 6x points for Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember.
• Earn 5x points on travel, dining, and gas.
• Earn 3x points on all other purchases.
• Discount on point purchases: Save 20% when purchasing points with your IHG One Rewards Premier credit card.
• Annual fee: $99.
• No foreign transaction fees.
• Redeem your rewards: Use points for free nights at IHG® Hotels and Resorts, travel, and more. Get the fourth night free when redeeming points for a consecutive four-night stay at the same IHG® hotel. Points do not expire with IHG One Rewards program activity for 12 consecutive months.
• Anniversary free night: Receive a free night at IHG® Hotels & Resorts (up to 40,000 points value) on each account anniversary.
• $100 statement credit & 10,000 bonus points: Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year.
• Global Entry, TSA PreCheck® or NEXUS statement credit: Receive up to $100 statement credit every four years for Global Entry, TSA PreCheck®, or NEXUS application fee when charged to your card.
• Up to $50 United® Airlines TravelBank Cash each year: Earn up to $50 in United® TravelBank Cash annually after registering your IHG One Rewards Premier credit card with your MileagePlus® account.
• Elite status: Enjoy Platinum Elite Status as long as you remain an IHG One Rewards Premier cardmember.
• Chase offers: Access deals through the Chase Mobile app and at chase.com with no coupons or registration required. Simply select an offer, add it to your card, and use it for purchases.
• Purchase protection: Covers new purchases against damage or theft for 120 days, up to $500 per claim and $50,000 per account.
• Extended warranty protection: Extends eligible U.S. manufacturer warranties of three years or less by one additional year.

Partner Benefits

• DoorDash: Enjoy a free year of DashPass. Activate by January 31, 2025. Afterward, enrollment continues at the standard rate.
• Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders.

• Add an authorized user at no cost.
• Travel benefits: Include Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Cancellation/Trip Interruption Insurance, and Travel Accident Insurance.
• Fraud protection: 24/7 fraud monitoring.
• Regular APR: 20.49% - 27.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome offer: Earn 20,000 bonus miles after you spend $1,000 on purchases within the first three months of account opening.
• 5,000 Bonus Miles for an Authorized User: Earn 5,000 bonus miles after adding an authorized user to your account within the first three months of account opening.
• 7x Miles on United Flights: Earn 5x miles as a MileagePlus member and 2x miles with the United Gateway Card.
• 3x Miles on Hotel Stays Booked Through United Hotels: Earn 2x miles as a MileagePlus member and 1x mile with the United Gateway Card.
• 2x Miles on All Other United Purchases.
• 2x Miles at Gas Stations.
• 2x Miles on Local Transit and Commuting.
• 1x Mile on All Other Purchases.
• Annual Fee: None.
• Foreign Transaction Fees: None.
• 0% Intro APR on Purchases: For 12 months from account opening.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Regular APR: After the introductory period, a variable APR of 20.99% - 27.99% applies to purchases and balance transfers.
• Redeem Miles: Use your MileagePlus miles for travel on United or to enhance your travel with upgrades, inflight Wi-Fi, hotel stays, car rentals, and much more. MileagePlus miles do not expire.
• 25% Back on United Inflight and Club Premium Drink Purchases: Receive 25% back as a statement credit on United inflight and Club premium drink purchases.
• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends the time period of the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
• Travel Benefits: Include Auto Rental Collision Damage Waiver and Trip Cancellation and Interruption Insurance.
• Luxury Hotel & Resort Collection: Receive complimentary Cardmember benefits at luxury hotels and resorts worldwide.
• DoorDash: Get a one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After the first year, you will be automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
• Exclusive Cardmember Events: Use miles or make purchases for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.
• Visa Concierge: Enjoy complimentary Visa Signature® Concierge Service 24/7.
• Additional Features: Include digital wallets and contactless checkout.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome Offer: Earn 140,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That’s up to 4 nights at IHG Hotels & Resorts.
• Earn up to 26x total points at IHG® Hotels and Resorts: 10X with this card, plus up to 10x for being an IHG One Rewards member, and up to 6x for Platinum Elite Status, a benefit of this card.
• Earn 5x points on travel, dining, select business purchases, and gas.
• Earn 3x points on all other purchases.
• Complimentary Free Night Award (valued up to 40,000 points) every year on your account anniversary.
• Redeem 3 nights, get 4th night free: Enjoy a reward night when you redeem points for a consecutive four-night stay at an IHG® hotel. You will receive the fourth night free, redeemable at the same hotel during that stay.
• Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.
• Automatic Platinum Elite Status for as long as you have the IHG One Rewards Premier Business Credit Card.
• Save 20% when you purchase points with your IHG One Rewards Premier Business card.
• No foreign transaction fee.
• Redeem your rewards for free nights at IHG® Hotels and Resorts, travel, and more.
• Receive a credit of up to $100 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck®, or NEXUS when charged to your card.
• Earn an additional free night (up to 40,000 points) after spending $60,000 on your IHG One Rewards Credit Card each calendar year.
• Get up to $50 in United® TravelBank Cash each calendar year after registering your IHG One Rewards Premier Credit Card with your MileagePlus® account.
• Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
• Travel benefits include Trip Cancellation and Trip Interruption Insurance.
• Regular APR: 20.49% - 27.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the terms and conditions.

• Welcome offer: Earn 85,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
• Earn up to 18.5x total points at Marriott: Earn 6x points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy®. Additionally, earn up to 10x points from Marriott for being a Marriott Bonvoy® member, and up to 2.5x points from Marriott for Gold Elite Status, a benefit of being a Marriott Bonvoy Bountiful™ cardmember.
• Earn 4x points: For every $1 on the first $15,000 in combined purchases each year at grocery stores and dining.
• Earn 2x points: For every $1 spent on all other purchases.
• Additional Marriott Bonvoy® Stay Points: Earn 1,000 bonus points per eligible stay at hotels participating in Marriott Bonvoy®.
• Annual fee: $250.
• No foreign transaction fees.
• Redeem your rewards: For free nights at Marriott hotels. You can also redeem points for flights, experiences and more. Points will not expire as long as you make purchases on your credit card every 24 months.
• Free night award every year: Complimentary free night award (valued up to 50,000 points) after spending $15,000 in purchases each calendar year. Certain hotels have resort fees.
• Elite Status: Receive automatic Gold Elite status and 15 Elite Night Credits every calendar year.
• Chase Offers: Access great deals in the Chase Mobile app and at chase.com. There are no coupons, codes, or vouchers to remember, and no registration is required. Just choose an offer, add it to your card, and then use it to pay in stores, online, or through mobile apps and wallets.
• Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended warranty protection: Extends the time period of the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
• DoorDash: Complimentary DashPass membership from DoorDash for one year when you activate it with a Chase Marriott Bonvoy® card by December 31, 2024.
• Visa Concierge: Get complimentary Visa Signature® Concierge Service 24 hours a day.
• Hertz car rental: Rent a car through Marriott’s travel partner, Hertz and earn up to 20,000 points along with special savings when using Marriott Bonvoy® credit card.
• Add an authorized user at no cost.
• Travel benefits: Include Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Baggage Delay Insurance, Lost Luggage Reimbursement, and Trip Delay Reimbursement.
• Additional features: Include 24/7 customer service, digital wallet, zero liability protection, fraud protection, emergency cash advance or a card replacement, lost/stolen card reporting, account alerts, Credit Journey, embedded chip-enhanced security, and contactless checkout.
• Regular APR: 20.49% - 27.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the terms and conditions.

Welcome offer

• Earn a $150 statement credit after your first purchase within 12 months.
• Plus, earn 100,000 bonus points after spending $3,000 in the first three months.

• Earn up to 17x total points at Marriott: Get 6x points for every $1 spent at over 7,000 Marriott Bonvoy® hotels, up to 10x points for being a Marriott Bonvoy® member, and 1x point for Silver Elite Status, a benefit of being a Marriott Bonvoy Boundless® cardmember.
• 3x points for every $1 on the first $6,000 in combined purchases each year on groceries, gas, and dining.
• 2x points for every $1 spent on all other purchases.
• Annual Fee: $95
• Foreign Transaction Fees: None.
• Redeem Rewards: For free nights at Marriott hotels. You can also redeem points for flights, experiences, and more. Points will not expire as long as you make purchases on your credit card every 24 months.
• Annual Free Night Award: Complimentary Free Night Award (valued up to 35,000 points) every year after your account anniversary.
• Elite Status: Receive automatic Silver Elite Status and 15 Elite Night Credits every calendar year. Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
• Travel Benefits: Include Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, Auto Rental Collision Damage Waiver, and Travel and Emergency Assistance Services.
• Visa Concierge: Get complimentary Visa Signature® Concierge Service 24/7. Find tickets to top sports and entertainment events, make dinner reservations and get help sending the perfect gift.
• DoorDash: Enjoy complimentary DashPass membership from DoorDash for one year when activated by December 31, 2024.
• Hertz Car Rental: Rent a car through Marriott’s travel partner, Hertz, and earn up to 20,000 points along with special savings when using your Marriott Bonvoy credit card.
• Chase Offers: Browse and activate deals on things you love with the Chase Mobile® app or by logging in to chase.com.
• Add an Authorized User: Expand your earning potential by adding your friends and family as authorized users to your Marriott Bonvoy account.
• Additional Features: Include digital wallets, fraud protection, 24/7 customer service, emergency cash and card replacement, lost/stolen card reporting, account alerts, Credit Journey, embedded chip for enhanced security, and contactless checkout.
• Regular APR: 20.49% - 27.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

• Limited-time offer: Earn 75,000 bonus points after spending $4,000 on purchases within the first three months of account opening. Redeem them for travel rewards or $750 in gift cards at thankyou.com.
• 10x Points: On hotels, car rentals, and attractions when booked through the Citi Travel℠ portal.
• 3x Points: At restaurants, supermarkets, gas stations, EV charging stations, air travel, and other hotel purchases.
• 1x Points: On all other purchases.
• Annual Fee: $95.
• Foreign Transaction Fees: None.
• Redeem ThankYou® Points: For travel, gift cards, and more at thankyou.com. Shop with your ThankYou® Points at BestBuy.com and Amazon.com. You can transfer your points to your favorite airline loyalty program like TrueBlue®, Virgin Atlantic Flying Club, and Singapore Airlines KrisFlyer. ThankYou® Points don’t expire, and there’s no limit on the number of points you can earn with this card.
• Annual Hotel Savings Benefit: Enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, when booked through CitiTravel.com, once per calendar year.
• Authorized User: Add an authorized user to your account at no additional cost and earn points faster.
• Citi Entertainment®: Purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year’s most anticipated concerts, sporting events, dining experiences, and more.
• Travel Benefits: Include Trip Delay Reimbursement, Trip Cancellation and Interruption Insurance, Lost or Damaged Luggage Reimbursement, and MasterRental Coverage (car rental insurance).
• Additional Features: Include contactless pay, Digital Wallets, and free access to view your FICO Score.
• Regular APR: 20.24% - 28.24% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.

Welcome Offer

Earn 60,000 bonus points after spending $3,000 in the first 3 months - enough to redeem for up to 7 reward nights at Choice Hotels®.

Rewards

• 10x Points on stays at participating Choice Hotels® properties and on purchases of Choice Privileges points.
• 5x Points on Select Categories:
  • 5x Points on Grocery Stores.
  • 5x Points at Gas Stations.  
  • 5x Points on Home Improvement Stores.
  • 5x Points on Phone Plan Services.
• 1x Points on All Other Purchases.

Elite Hotel Status

Automatic Platinum Elite Membership with Choice Privileges® Rewards: Receive 20 Elite night credits each year, which qualifies you for Choice Platinum Elite status. Enjoy the perks of Elite Platinum Status and earn 25% bonus points every time you book a qualifying stay with Choice® hotels.

• Anniversary Bonus: Earn 30,000 bonus points every account anniversary, enough for at least one night at any eligible Choice Hotels property.
• Annual Fee: $95.
• Foreign Transaction Fees: None.
• Redeem Points at Choice Privileges.
• Global Entry®/TSA PreCheck®: Get up to $100 in Airport Security Statement Credits towards TSA PreCheck® or Global Entry Application fees every four years.
• Cell Phone Protection: Get up to $800 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
• Travel Benefits: Include Global Service™, Concierge Service, Mastercard Travel and Lifestyle Services, Mastercard Airport Concierge™, Mastercard Golf, Auto Rental Collision Damage Waiver, Trip Cancellation and Interruption Protection, Lost Baggage Reimbursement, and $1,000,000 Worldwide Automatic Common Carrier Travel Accident Insurance.
• Protection Benefits: Include Mastercard ID Theft Protection.
• Regular APR: 19.99% - 29.24% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Click ‘Apply Now’ to see the full terms and conditions.