U.S. Prime Rate

The prime rate is the base interest rate commercial banks charge their most creditworthy borrowers. It is the underlying index for most credit cards, home equity loans and lines of credit, auto loans, and personal loans.

The WSJ Prime Rate is defined by the Journal as the "base rate posted by at least 70% of the nation's largest banks."

• WSJ Prime Rate is 7.75% (as of 11/08/2024)