capital-one

Best Credit Cards

    • Quicksilver Rewards for Students: best for students who want simple, flat-rate cashback, offering 1.5% cashback on every purchase, a sign-up bonus, and no annual or foreign transaction fees.
    • Savor Rewards for Students: best for students who want to earn cash back on food and fun, with unlimited 3% cash back on dining, entertainment, streaming, and groceries, plus a sign-up bonus and no annual or foreign transaction fees.
    • Venture X Business: best for established businesses that spend heavily on travel and want up to 10x miles on travel, lounge access, and a generous sign-up bonus.
    • Savor Rewards: best for food and fun lovers, this card offes unlimited 3% cashback on dining, entertainment, streaming, and groceries, plus a sign-up bonus, a 0% intro APR, and no annual or foreign transaction fees.
    • Quicksilver: best for simple, unlimited rewards, this card offers 1.5% cashback on every purchase with no annual fee, no foreign transaction fees, a sign-up bonus, and a 0% intro APR period.
    • Venture One: best for no-annual-fee travel rewards, offers 1.25x miles on every purchase, a 0% intro APR and sign-up bonus.

    Quicksilver Rewards for Students

    Apply now

    On Capital One's Secure Website

    Quicksilver Rewards for Students
    4.5

    Annual fee:
    $0

    Intro APR

    Purchases: N/A

    Balance Transfers: N/A

    Regular APR

    18.74% - 28.74% Variable APR

    Buy Now, Pay Later N/A

    N/A

    Credit Score

    300-669 (Poor/Fair)

    Rewards Earn 5% cashback when you book hotels, vacation rentals, and rental cars through Capital One Travel. Earn 5% cashback on Capital One entertainment purchases. Plus, earn 1.5% unlimited cashback on all other purchases.

    1.5% - 5% Cashback

    Welcome Offer Earn a $50 bonus after spending $100 in the first 3 months.

    $50

    Exclusively for Students: This card is designed for students enrolled at a four-year university, community college, or another higher education institution.

    Welcome Offer

    • Earn a $50 bonus after spending $100 in the first 3 months.

    Rewards

    • 5% Cashback on Hotels, Vacation Rentals, and Rental Cars booked through Capital One Travel.
    • 5% Cashback on Capital One Entertainment purchases.
    • 1.5% Unlimited Cashback on All Other Purchases.

    Redemption Options

    • Flexible Redemption Options: Redeem rewards for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.

    Fees and APR

    • Annual Fee: $0.
    • Regular APR: 18.74% - 28.74% Variable APR.
    • Balance Transfer Fees: 4% of each transfer amount.
    • Foreign Transaction Fee: None.

    Exclusive Offers

    • Capital One Entertainment: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
    • Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
    • Complimentary Concierge Service: Get 24/7 personalized assistance with dining, entertainment, and travel—available every day of the year.
    • Capital One Shopping: An online shopping tool that automatically applies available coupon codes to help you save at checkout.
    • Capital One Travel: Get access to great prices on thousands of travel options, even after you book.
    • 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
    • Eno, Your Capital One Assistant: Eno monitors your account 24/7, sends alerts if something looks off, and can answer questions about your account instantly.
    • Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.

    Travel Benefits

    • Travel Accident Insurance: Get automatic insurance for covered losses at no extra cost when you use your card to purchase your fare.
    • Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
    • Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.

    Purchase Protections

    • Extended Warranty Protection: Doubles the original manufacturer’s or store warranty on eligible purchases, up to an additional two years.

    Additional Features

    • Build Your Credit History: Use your card responsibly to start building credit.
    • Emergency card replacement and a cash advance.
    • Instant Purchase Notifications: Stay on top of your spending with a push notification every time a purchase is approved on your account.
    • Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
    • Automatic Credit Line Reviews: Be automatically considered for a higher credit line in as little as six months.
    • Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
    • Flexible Payment Options: Choose a payment due date that works for you - whether it’s at the beginning, middle, or end of the month - and decide whether to pay your balance in full or just the minimum due.
    • Automatic Payments: Set up AutoPay to pay your balance automatically, so you don’t have to log in and pay manually each month.
    • Authorized Users: Add authorized users at no cost to maximize your earning potential.
    • 24/7 Customer Service.
    • Virtual Card Numbers: Make safer online payments without sharing your actual card number with merchants.
    • Card Lock: Instantly lock your card or an employee’s card if it’s misplaced, lost, or stolen.
    • Security Alerts: Get notified by text, email, or phone if Capital One detects potential suspicious activity on your account.
    • CreditWise: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
    • Recurring Transactions: Easily view a list of merchants that charge your card each month, such as subscriptions and recurring bills.

    Terms and Conditions

    Click Apply Now to see the terms and conditions.

    The Capital One Quicksilver® Rewards for Students Credit Card is a solid starter option for students who want simple, flat-rate cashback with no annual fee. You earn unlimited 1.5% cashback on every purchase, so there’s no need to track bonus categories, plus a small welcome bonus and no foreign transaction fees. With easy redemption and helpful credit-building tools from Capital One, it’s a great choice for students who want straightforward rewards while building credit responsibly.

    Savor Rewards for Students

    Apply now

    On Capital One's Secure Website

    Savor Rewards for Students
    4.5

    Annual fee:
    $0

    Intro APR

    Purchases: N/A

    Balance Transfers: N/A

    Regular APR

    18.74% - 28.74% Variable APR

    Buy Now, Pay Later N/A

    N/A

    Credit Score

    300-669 (Poor/Fair)

    Rewards Earn 3% cashback on grocery stores, dining, entertainment, and select streaming services. Earn 8% cashback on Capital One entertainment purchases and 5% cashback when you book hotels, vacation rentals, and rental cars through Capital One Travel. Plus, 1% cashback on all other purchases.

    1% - 8% Cashback

    Welcome Offer Earn a $50 bonus after spending $100 in the first 3 months.

    $50

    Exclusively for Students: This card is designed for students enrolled at a four-year university, community college, or another higher education institution.


    Welcome Offer

    • Earn a $50 bonus after spending $100 in the first 3 months.

    Rewards

    • 3% Cashback on Grocery Stores.
    • 3% Cashback on Dining.
    • 3% Cashback on Entertainment.
    • 3% Cashback on Select Streaming Services.
    • 8% Cashback on Capital One Entertainment purchases.
    • 5% Cashback on Hotels, Vacation Rentals, and Rental Cars booked through Capital One Travel.
    • 1% Cashback on All Other Purchases.

    Redemption Options

    • Flexible Redemption Options: Redeem rewards for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.

    Fees and APR

    • Annual Fee: $0.
    • Regular APR: 18.74% - 28.74% Variable APR.
    • Balance Transfer Fees: 4% of each transfer amount.
    • Foreign Transaction Fee: None.

    Exclusive Offers

    • Capital One Entertainment: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
    • Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
    • Complimentary Concierge Service: Get 24/7 personalized assistance with dining, entertainment, and travel—available every day of the year.
    • Capital One Shopping: An online shopping tool that automatically applies available coupon codes to help you save at checkout.
    • Capital One Travel: Get access to great prices on thousands of travel options, even after you book.
    • 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
    • Eno, Your Capital One Assistant: Eno monitors your account 24/7, sends alerts if something looks off, and can answer questions about your account instantly.
    • Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.

    Travel Benefits

    • Travel Accident Insurance: Get automatic insurance for covered losses at no extra cost when you use your card to purchase your fare.
    • Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
    • Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.

    Purchase Protections

    • Extended Warranty Protection: Doubles the original manufacturer’s or store warranty on eligible purchases, up to an additional two years.

    Additional Features

    • Build Your Credit History: Use your card responsibly to start building credit.
    • Emergency card replacement and a cash advance.
    • Instant Purchase Notifications: Stay on top of your spending with a push notification every time a purchase is approved on your account.
    • Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
    • Automatic Credit Line Reviews: Be automatically considered for a higher credit line in as little as six months.
    • Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
    • Flexible Payment Options: Choose a payment due date that works for you - whether it’s at the beginning, middle, or end of the month - and decide whether to pay your balance in full or just the minimum due.
    • Automatic Payments: Set up AutoPay to pay your balance automatically, so you don’t have to log in and pay manually each month.
    • Authorized Users: Add authorized users at no cost to maximize your earning potential.
    • 24/7 Customer Service.
    • Virtual Card Numbers: Make safer online payments without sharing your actual card number with merchants.
    • Card Lock: Instantly lock your card or an employee’s card if it’s misplaced, lost, or stolen.
    • Security Alerts: Get notified by text, email, or phone if Capital One detects potential suspicious activity on your account.
    • CreditWise: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
    • Recurring Transactions: Easily view a list of merchants that charge your card each month, such as subscriptions and recurring bills.

    Terms and Conditions

    Click Apply Now to see the terms and conditions.

    The Capital One Savor Rewards for Students Credit Card is a great starter card for students who spend on dining, groceries, entertainment, and streaming and want simple cashback with no annual fee. It offers solid everyday rewards, easy redemption, and helpful credit-building tools, making it an excellent option for students learning to manage credit responsibly. New cardholders can earn a $50 welcome bonus after spending $100 in the first 3 months, and with no foreign transaction fees, it’s also a smart choice for students who travel or study abroad.

    Venture X Business

    Apply now

    On Capital One's Secure Website

    Venture X Business
    4.5

    Annual fee:
    $395

    Intro APR

    Purchases: N/A

    Balance Transfers: N/A

    Regular APR

    No APR since the balance is due in full every month

    Buy Now, Pay Later N/A

    N/A

    Credit Score

    740-850 (Excellent)

    Rewards Earn 10x miles on hotels and rental cars and 5x miles on flights and vacation rentals booked through Capital One Business Travel. Plus, earn 2x miles on all other purchases.

    2x - 10x Miles

    Welcome Offer Earn 400,000 bonus miles total: Get 200,000 miles after spending $30,000 in the first 3 months, plus an additional 200,000 miles after spending $150,000 in the first 6 months.

    400,000 Miles

    Welcome Offer

    • Earn 400,000 bonus miles total: Get 200,000 miles after spending $30,000 in the first 3 months, plus an additional 200,000 miles after spending $150,000 in the first 6 months.

    Rewards

    • 10x Miles on Hotels and Rental Cars booked through Capital One Business Travel.
    • 5x Miles on Flights and Vacation Rentals booked through Capital One Business Travel.
    • 2x Miles on All Other Purchases.
    • Annual Bonus: Earn 10,000 bonus miles every year starting on your first card anniversary.

    Lounge Access

    • Priority Pass™: Cardholders receive a Priority Pass™ membership with access to more than 1,300 participating airport lounges worldwide on a pay-per-visit basis.
    • Capital One Lounge Access: Relax at Capital One Lounges with all-inclusive amenities like wellness and workspaces, high-speed Wi-Fi, and locally inspired food you can enjoy in the lounge or grab to go.

    Redemption Options

    • Redeem miles for flights, hotels, vacation rentals, and more, with no blackout dates or redemption restrictions.
    • 1:1 Mile Transfer: Transfer your miles to top airline and hotel loyalty programs at a 1:1 value.

    Fees and APR

    • Annual Fee: $395.
    • Your balance must be paid in full every month, as this card does not allow carrying a balance.
    • Foreign Transaction Fee: None.

    Business Perks

    • Free Employee Cards: Issue employee cards at no extra cost and earn rewards on their purchases while keeping spending easy to track.
    • Spend Limits: Set custom spending limits for employee cards and view transactions as soon as they post.
    • Virtual Card Numbers: Make safer online payments without sharing your actual card number with merchants.
    • Flexible Spend Capacity: This card has no preset spending limit and adjusts based on your spending patterns, payment history, and credit profile.
    • Automatic Payments: Set up AutoPay to pay your balance automatically, so you don’t have to log in and pay manually each month.
    • Year-End Summaries: Get an itemized report of your spending to make budgeting and tax time easier.
    • Account Managers: Assign account managers to make purchases and payments, review transactions, and help resolve issues.
    • Purchase Records: Easily and securely download your purchase records in multiple formats, including Quicken®, QuickBooks®, and Excel®.
    • Transaction Details: Stay on top of your spending with detailed merchant information like addresses, logos, phone numbers, and maps when available.
    • Recurring Transactions: Easily view a list of merchants that charge your business card each month, such as subscriptions and recurring bills.
    • Capital One Business Travel: Manage business travel in one place by adding employees and setting travel policies, all through Capital One Business Travel.
    • 24/7 Customer Support: Get help from Capital One Business representatives who are specially trained to support business owners and answer your questions.
    • Easy Vendor Payments: Manage vendor bills by sending and tracking payments directly from your Capital One Business account. Pay by card or ACH bank transfer from any bank, and choose how your vendors receive payments.

    Travel Benefits

    • Annual Travel Credit: Get a $300 credit each year for travel booked through Capital One Business Travel.
    • Global Entry/TSA PreCheck®: Get up to $120 every four years for the application fee.
    • Premier Collection: Upgrade your stays at luxury hotels, resorts, and vacation rentals in the Premier Collection. Enjoy a $100 experience credit and other premium benefits with every booking.
    • Hertz President’s Circle® Status: Enjoy top-tier rental car perks just for being a Venture X Business cardholder. Skip the counter at select locations, choose from the widest selection of vehicles, and enjoy faster, more flexible rentals.

    Purchase Protections

    • Purchase Protection: Covers eligible new purchases against damage or theft.
    • Extended Warranty Protection: Get extra warranty protection at no cost on eligible items you purchase with your card.

    Additional Features

    • Flexible Payment Options: Choose a payment due date that works for you - whether it’s at the beginning, middle, or end of the month - and decide whether to pay your balance in full or just the minimum due.
    • Emergency card replacement and a cash advance.
    • Security Alerts: Get notified by text, email, or phone if Capital One detects potential suspicious activity on your account.
    • Fraud alerts: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
    • Card Lock: Instantly lock your card or an employee’s card if it’s misplaced, lost, or stolen.
    • Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.

    Terms and Conditions

    Click Apply Now to see the terms and conditions.

    The Capital One Venture X Business is a premium travel credit card designed for business owners who spend heavily on travel and want luxury perks without complicated rewards structures. With unlimited 2X miles on every purchase, a generous sign-up bonus, no foreign transaction fees, valuable travel credits, lounge access, Global Entry or TSA PreCheck®, and strong purchase protections, it offers excellent value that can justify the annual fee. It’s best suited for established businesses that prioritize simple earning, premium travel benefits, and convenient business management tools.

    Savor Rewards

    Apply now

    On Capital One's Secure Website

    Savor Rewards
    4.7

    Annual fee:
    $0

    Intro APR

    Purchases: 0%, 12 months

    Balance Transfers: 0%, 12 months

    Regular APR

    18.74% - 28.74% Variable APR

    Buy Now, Pay Later N/A

    N/A

    Credit Score

    740-850 (Excellent)

    Rewards Earn 3% cashback on grocery stores, dining, entertainment, and select streaming services. Earn 8% cashback on Capital One entertainment purchases and 5% cashback when you book hotels and rental cars through Capital One Travel. Plus, 1% cashback on all other purchases.

    1% - 8% Cashback

    Welcome Offer Earn a $200 bonus after spending $500 in the first 3 months.

    $200

    Welcome Offer

    • Enjoy a $100 travel credit to use toward flights, hotels, or rental cars booked through Capital One Travel during your first year as a cardholder.
    • Earn a $200 bonus after spending $500 in the first 3 months.

    Rewards

    • 3% Cashback on Select Categories:
      • 3% Cashback on Grocery Stores.
      • 3% Cashback on Dining.
      • 3% Cashback on Entertainment.
      • 3% Cashback on Select Streaming Services.
    • 8% Cashback on Capital One Entertainment purchases.
    • 5% Cashback on Hotels and Rental Cars: Earn 5% cashback when you book hotels and rental cars through Capital One Travel.
    • 1% Cashback on All Other Purchases.

    Redemption Options

    • Flexible Redemption Options: Redeem rewards for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.

    Fees and APR

    • Annual Fee: $0.
    • 0% Intro APR on Purchases and Balance Transfers: For 12 months from account opening.
    • Regular APR: After the introductory period, a variable APR of 18.74% - 28.74% applies to purchases and balance transfers.
    • Intro Balance Transfer Fees: $3% of each transferred amount that posts to your account within the first 12 months of account opening.
    • Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
    • Foreign Transaction Fee: None.

    Exclusive Offers

    • Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
    • 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
    • Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.
    • Complimentary Concierge Service: Get 24/7 personalized assistance with dining, entertainment, and travel—available every day of the year.
    • Hertz Five Star® Status: Enjoy complimentary Hertz Five Star® status just for being cardholder. Skip the rental counter at selected locations, get access to a wider range of vehicle, and enjoy faster service and special upgrades when available.

    Travel Benefits

    • Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
    • Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.
    • Travel Benefits: Includes Auto Rental Coverage, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Lost Luggage Reimbursement, Mastercard Airport Concierge, Mastercard Travel and Lifestyle Services, and Mastercard Golf.

    Purchase Protections

    • Extended Warranty Protection: Doubles the original manufacturer’s or store warranty on eligible purchases, up to an additional two years.

    Additional Features

    • Authorized Users: Add authorized users at no cost to maximize your earning potential.
    • Flexible Payment Options: Choose a payment due date that works for you — whether it’s at the beginning, middle, or end of the month.
    • Emergency card replacement, zero liability protection, automatic account alerts, 24/7 customer service, free credit score monitoring with CreditWise, and Card Lock to quickly lock your card if ever misplaced, lost, or stolen. Benefit from Mastercard ID Theft Protection for added peace of mind.

    Terms and Conditions

    Click Apply Now to see the terms and conditions.

    The Capital One Savor Rewards Credit Card is a great pick for people who want to earn strong rewards on everyday spending without paying an annual fee. It offers unlimited 3% cashback on dining, entertainment, popular streaming services, and grocery store purchases (excluding superstores), plus 1% on all other purchases. New cardholders can also enjoy a $200 welcome bonus after spending $500 in the first 3 months, along with a 0% intro APR on purchases and balance transfers for 12 months. With no foreign transaction fees and well-rounded benefits, this card is ideal for social spenders who want to earn meaningful rewards while keeping costs low.

    Quicksilver

    Apply now

    On Capital One's Secure Website

    Quicksilver
    4.7

    Annual fee:
    $0

    Intro APR

    Purchases: 0%, 15 months

    Balance Transfers: 0%, 15 months

    Regular APR

    18.74% - 28.74% Variable APR

    Buy Now, Pay Later N/A

    N/A

    Credit Score

    740-850 (Excellent)

    Rewards Earn 5% cashback when you book hotels and rental cars through Capital One Travel. Earn 5% cashback on Capital One entertainment purchases through December 31, 2025. Plus, earn 1.5% unlimited cashback on all other purchases.

    1.5% - 5% Cashback

    Welcome Offer Earn a $200 bonus after spending $500 in the first 3 months.

    $200

    Welcome Offer

    • Enjoy a $100 travel credit to use toward flights, hotels, or rental cars booked through Capital One Travel during your first year as a cardholder.
    • Earn a $200 bonus after spending $500 in the first 3 months.

    Rewards

    • 5% Cashback on Hotels and Rental Cars: Earn 5% cashback when you book hotels and rental cars through Capital One Travel.
    • 5% Cashback on Capital One Entertainment purchases.
    • 1.5% Unlimited Cashback on All Other Purchases.

    Redemption Options

    • Flexible Redemption Options: Redeem rewards for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.

    Fees and APR

    • Annual Fee: $0.
    • 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
    • Regular APR: After the introductory period, a variable APR of 18.74% - 28.74% applies to purchases and balance transfers.
    • Intro Balance Transfer Fees: $3% of each transferred amount that posts to your account within the first 15 months of account opening.
    • Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
    • Foreign Transaction Fee: None.

    Exclusive Offers

    • Capital One Entertainment: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
    • Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
    • 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
    • Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.
    • Complimentary Concierge Service: Get 24/7 personalized assistance with dining, entertainment, and travel—available every day of the year.
    • Hertz Five Star® Status: Enjoy complimentary Hertz Five Star® status just for being cardholder. Skip the rental counter at selected locations, get access to a wider range of vehicle, and enjoy faster service and special upgrades when available.

    Travel Benefits

    • Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
    • Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.
    • Travel Benefits: Includes Auto Rental Coverage, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Lost Luggage Reimbursement, Mastercard Airport Concierge, Mastercard Travel and Lifestyle Services, and Mastercard Golf.

    Purchase Protections

    • Extended Warranty Protection: Doubles the original manufacturer’s or store warranty on eligible purchases, up to an additional two years.

    Additional Features

    • Authorized Users: Add authorized users at no cost to maximize your earning potential.
    • Flexible Payment Options: Choose a payment due date that works for you — whether it’s at the beginning, middle, or end of the month.
    • Emergency card replacement, zero liability protection, automatic account alerts, 24/7 customer service, free credit score monitoring with CreditWise, and Card Lock to quickly lock your card if ever misplaced, lost, or stolen. Benefit from Mastercard ID Theft Protection for added peace of mind.

    Terms and Conditions

    Click Apply Now to see the terms and conditions.

    The Capital One Quicksilver® Rewards Credit Card is a straightforward, no-annual-fee card perfect for people who want simple, unlimited cashback without tracking categories. It offers 1.5% cashback on all purchases, a generous welcome bonus, and 0% intro APR on purchases and balance transfers for 15 months. With no foreign transaction fees and easy-to-redeem rewards, this card is ideal for everyday spenders who value consistency and convenience in their cashback earnings.

    Venture One

    Apply now

    On Capital One's Secure Website

    Venture One
    4.5

    Annual fee:
    $0

    Intro APR

    Purchases: 0%, 15 months

    Balance Transfers: 0%, 15 months

    Regular APR

    18.74% - 28.74% Variable APR

    Buy Now, Pay Later N/A

    N/A

    Credit Score

    740-850 (Excellent)

    Rewards Earn 5x miles when you book hotels and rental cars through Capital One Travel. Earn 5x miles on Capital One entertainment purchases through December 31, 2025. Plus, earn 1.25x miles on all other purchases.

    1.25x - 5x Miles

    Welcome Offer Earn $20,000 bonus miles after spending $500 in the first 3 months. That's worth $200 when redeemed for cash.

    20,000 Miles

    Welcome Offer

    • Earn 20,000 bonus miles after spending $500 in the first 3 months. That’s worth $200 when redeemed for cash.

    Rewards

    • 5x Miles on Hotels and Rental Cars: Earn 5x miles when you book hotels and rental cars through Capital One Travel.
    • 5x Miles on Capital One Entertainment purchases through December 31, 2025.
    • 1.25x Miles on All Other Purchases.

    Redemption Options

    • Redeem miles for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.
    • 1:1 Mile Transfer: Transfer your miles to top airline and hotel loyalty programs at a 1:1 value.

    Fees and APR

    • Annual Fee: $0.
    • 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
    • Regular APR: After the introductory period, a variable APR of 18.74% - 28.74% applies to purchases and balance transfers.
    • Intro Balance Transfer Fees: $3% of each transferred amount that posts to your account within the first 15 months of account opening.
    • Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
    • Foreign Transaction Fee: None.

    Exclusive Offers

    • Capital One Entertainment: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
    • Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
    • 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
    • Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.

    Travel Benefits

    • Global Entry/TSA PreCheck®: Get up to $120 every four years for the application fee.
    • Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
    • Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.
    • Travel Benefits: Includes Mastercard Airport Concierge, Mastercard Global Service™, and Mastercard Travel and Lifestyle Services.

    Purchase Protections

    • Extended Warranty Protection: Doubles the original manufacturer’s warranty on eligible purchases, providing up to one extra year of coverage.

    Additional Features

    • Authorized Users: Add authorized users at no cost to maximize your earning potential.
    • Emergency card replacement, zero liability protection, automatic account alerts, 24/7 customer service, free credit score monitoring with CreditWise, and Card Lock to quickly lock your card if ever misplaced, lost, or stolen. Benefit from Mastercard ID Theft Protection for added peace of mind.

    Terms and Conditions

    Click Apply Now to see the terms and conditions.

    The Capital One VentureOne Rewards Credit Card is a great travel card for people who want to earn rewards on every purchase without paying an annual fee. It offers unlimited 1.25 miles per dollar on all purchases, plus 5 miles per dollar on hotels and rental cars booked through Capital One Travel. New cardholders can enjoy a welcome bonus and a 0% intro APR on purchases and balance transfers for 15 months. With no foreign transaction fees and flexible redemption options, this card is best suited for occasional travelers looking to earn and use miles without added fees or complicated rules.