The Best Chase Credit Cards

JPMorgan Chase is one of the largest and most influential financial institutions in the United States. With a history spanning over 200 years, it offers a comprehensive range of banking and financial services to individuals, businesses, and institutions worldwide. JPMorgan Chase operates in multiple segments, including consumer banking, corporate and investment banking, asset management, and commercial banking.

The Best Credit Cards

  • United Business: low-fee business card for frequent United Airlines travelers + premium travel benefits and perks
  • Marriott Bonvoy Bold®: no-annual-fee card for frequent Marriott guests, offering up to 14x total point at Marriott properties + sign-up bonus, and standout travel protections.
  • Ink Business Unlimited®: best rated overall business card for earning unlimited flat-rate cashback + sign-up bonus, simplicity, no annual fee, and 0% Intro APR on purchases for 12 months
  • United Club Business: best rated overall business card for United Airlines travelers + unlimited lounge access, 7x miles on United flights, and standout travel protections
  • Ink Business Cash®: best for up to 5% cashback on everyday business expenses and sign-up bonus

Amazon Visa

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Amazon Visa
4.9

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.99% - 28.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3% cashback at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases. Earn 2% cashback at restaurants, gas stations, on local transit and commuting. Earn 1% cashback on all other purchases.

1% - 3% Cashback

Welcome Offer Earn a $50 Amazon Gift Card instantly upon approval.

$50 Amazon Gift Card

Welcome Offer

Earn a $50 Amazon gift card instantly upon approval.


Rewards

  • 3% Cashback at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases.
  • 2% Cashback at restaurants, gas stations, and on local transit and commuting.
  • 1% Cashback on all other purchases.

  • No annual fee.
  • No foreign transaction fees.
  • Interest-free payments: Choose 3% cashback or 0% intro APR for 6-12 months on purchases $50 or more at Amazon.com or eligible retailers with Amazon Pay.
  • Redeem your points: For cashback, gift cards, travel, or purchases at Amazon.com. Points can be redeemed the next day.
  • Chase offers: Access great deals without needing coupons, codes, or registration. Just add the offer to your card and use it.
  • Authorized users: Add users for free and share your credit line while earning rewards on their purchases.
  • Extended Warranty Protection: Adds one year to the manufacturer’s U.S. warranty on eligible warranties of three years or less.
  • Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Travel benefits: Includes Auto Rental Collision Damage Waiver, Baggage Delay Insurance, Lost Luggage Reimbursement, Roadside Dispatch®, Travel Accident Insurance, and Travel and Emergency Assistance Services.
  • Visa Signature® Experiences: Access to Luxury Hotel Collection and Concierge Services.
  • Additional features: Digital Wallet, fraud protection, zero liability protection, 24/7 customer service, automatic accounts alerts, Chase Credit Journey, chip-enabled for enhanced security, and contactless checkout.
  • Regular APR: 19.99% - 28.74% Variable APR.
  • Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
If you are an Amazon shopper who buys groceries at Whole Foods Market but doesn't have an Amazon Prime membership, this card could be a great option for you. You can earn 3% cashback at Amazon.com and Whole Foods Market, making it highly rewarding for frequent shoppers. Additionally, the card offers standout travel benefits, an extended warranty, and purchase protection against damage or theft. these features making it a strong choice for those who shop and travel frequently. However, be aware of the potentially high APR on purchases and balance transfers.

United Business

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United Business
5.0

Annual fee:
$99, fee waived for the first year

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

21.49% - 28.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 7x miles on United flights: 5x miles as a MileagePlus member + 2x miles with the United Business Card. Earn 3x miles on hotel stays through United Hotels: 2x miles as a MileagePlus member + 1x mile with the United Business Card. Earn 2x miles on other United purchases. Earn 2x miles on gas, dining, office supplies, and local transit. Earn 1x miles on all other purchases.

1x - 2x Miles

Welcome Offer Earn 75,000 bonus miles after spending $5,000 in the first three months.

75,000 Miles

Welcome Offer

Earn 75,000 bonus miles after spending $5,000 in the first three months.


Rewards

  • Up to 7x Miles on United Purchases:
    • 7x Miles on United Flights: 5x miles as a MileagePlus member + 2x miles with the United Business Card.
    • 3x Miles on Hotel Stays Booked Through United Hotels: 2x miles as a MileagePlus member + 1x mile with the United Business Card.
    • 2x Miles on Other United Purchases.
  • 2x Miles on Select Categories:
    • 2x Miles at Gas Stations.
    • 2x Miles on Dining, including eligible delivery services.
    • 2x Miles at Office Supply Stores.
    • 2x Miles on Local Transit, including rideshares, taxicabs, train tickets, tolls, and mass transit.
  • 1x Miles on All Other Purchases.

Partner Benefits

DoorDash: Enjoy a free year of DashPass. Activate by January 31, 2025. Afterward, enrollment continues at the standard rate.


Lounge Access

United Club℠ Access: Receive 2 one-time passes per year (worth over $100), with free drinks, snacks, and high-speed Wi-Fi.


Redemption Options

Redeem your miles for flights, hotel stays, car rentals, shopping, and more.


Fees and APR

  • Annual Fee: $99 (waived for the first 12 months).
  • Regular APR: 21.49% - 28.49% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: None.

Business Perks

Employee cards at no additional cost.


Travel Benefits

  • Free Checked Bags: The Primary Cardmember and one companion receive their first checked bag free, saving up to $160 per round trip.
  • Annual United Travel Credit: Receive a $100 United travel credit each account anniversary year after making seven United flight purchases of $100 or more.
  • Priority Boarding: The Primary Cardmember and their companions can board United-operated flights before general boarding.
  • Better-Together Anniversary Bonus: Receive 5,000 bonus miles each year when you hold both the United Business Card and a personal United credit card.
  • Premier Qualifying Points (PQP): Earn 25 PQP for every $500 spent, up to 1,000 PQP toward your MileagePlus Premier status per year.
  • In-Flight and Lounge Discounts: Receive 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United-operated flights and Club premium drinks.
  • Other Travel Benefits: Includes Auto Rental Collision Damage Waiver, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, and Trip Delay Reimbursement.

Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

  • Exclusive Cardmember Events: Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.

Additional Features

Emergency card replacement, zero liability protection, fraud protection, 24/7 customer service, contactless checkout, and Visa Signature® concierge service.


Terms and Conditions

Click Apply Now to see the terms and conditions.

The United℠ Business Card is a solid choice for business owners and frequent United Airlines travelers seeking versatile travel rewards. This card offers robust rewards, including up to 7x miles on United purchases and 2x miles on select categories. With a generous welcome bonus and valuable perks like two complimentary one-time United Club passes, priority boarding, free checked bags, and extensive travel protections, it’s ideal for those looking to enhance their travel experience while earning valuable rewards. Additional benefits further increase its overall value, making the United℠ Business Card a great blend of rewards and travel perks.

IHG One Rewards Traveler

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IHG One Rewards Traveler
4.8

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.99% - 27.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 17x total points at IHG® Hotels and Resorts: Get 5x points for every $1 spent with this card, plus up to 10x points for being an IHG One Rewards member, and up to 2x points for Silver Elite Status, a benefit of being an IHG One Rewards Traveler cardmember. Earn 3x points on dining, gas, utilities, internet, cable, phone services, and select streaming services. Additionally, earn 2x points on all other purchases.

2x - 5x Points

Welcome Offer Earn 100,000 bonus points after spending $2,000 in the first three months.

100,000 Points

Welcome Offer

Earn 100,000 bonus points after spending $2,000 in the first three months. That’s up to 2 nights at IHG Hotels & Resorts.


  • Up to 17x Points at IHG® Hotels and Resorts: Get 5x points for every $1 spent with this card, plus up to 10x points for being an IHG One Rewards member, and up to 2x points for Silver Elite Status, a benefit of being an IHG One Rewards Traveler cardmember.
  • 3x Points: On dining, gas, utilities, internet, cable, phone services, and select streaming services.
  • 2x Points: On all other purchases.
  • Automatic Silver Elite status: Enjoy Silver Elite Status as long as you remain an IHG One Rewards Traveler Cardmember.
  • Annual bonus: Earn 10,000 bonus points after you spend $10,000 each calendar year.
  • Discount on Points Purchases: Save 20% when you purchase points with your IHG One Rewards Traveler credit card.
  • Annual Fee: None.
  • Authorized Users: Add authorized users at no cost.
  • Foreign Transaction Fees: None.
  • Redeem Rewards: For free nights at IHG® Hotels and Resorts, travel, and more. Points will not expire as long as there is IHG One Rewards program activity for 12 consecutive months.
  • Redeem 3 Nights, Get 4th Night Free: Redeem points for a consecutive four-night stay at the same IHG® hotel and get the 4th night free.
  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends the manufacturer’s U.S. warranty period by one additional year on eligible warranties of three years or less.
  • Travel Benefits: Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Cancellation/Trip Interruption Insurance, Travel Accident Insurance, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.
  • Additional Benefits: Fraud protection.
  • Regular APR: 20.99% - 27.99% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
The IHG One Rewards Traveler card offers a generous welcome bonus, complimentary Silver Elite Status, and enhanced rewards on IHG® Hotels and Resorts, dining, utilities, select streaming services, and gas, with 2x points on all other purchases. It provides competitive purchase and travel benefits, making it a great option for frequent IHG® travelers.

DoorDash Rewards Mastercard

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DoorDash Rewards Mastercard
4.8

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.74% - 28.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 4% cashback on DoorDash and Caviar orders, 3% on dining, 2% on grocery stores, and 1% on all other purchases.

1% - 4% Cashback

Welcome Offer Approved applicants receive a free year of DashPass membership ($96 value), which will auto-renew at the current rate. Cancel anytime.

Free Year of DashPass Membership ($96 value)

Welcome Offer

Approved applicants receive a free year of DashPass membership ($96 value), which will be auto-renewed at the current rate. DashPass members enjoy $0 delivery fees, reduced service fees, and exclusive benefits on every eligible order. Cancel anytime.


Rewards (if applicable)

  • 4% Cashback on DoorDash and Caviar orders.
  • 3% Cashback on Dining.
  • 2% Cashback on Grocery Stores.
  • 1% Cashback on All Other Purchases.

DoorDash Benefits and Offers

  • DashPass Anniversary Bonus: Receive a complimentary DashPass membership every year with $10,000 in annual card spend.
  • Monthly 10% Off: Get 10% off one Convenience, Grocery, Alcohol, Retail or DashMart order every month through December 31, 2024, on DoorDash only. Maximum value of discount is $15 each month.
  • Lyft Credits: Receive a $5 Lyft credit after paying for 3 Lyft rides in a calendar month with your card. Offer valid through September 30, 2025.
  • Priceless®: Immerse yourself in virtual and in-person experiences with Mastercard Priceless Experiences®.

Redemption Options

Redeem rewards for DoorDash and Caviar orders, cash, and gift cards.


Fees and APR

  • Annual Fee: $0.
  • Regular APR: 19.74% - 28.49% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: None.

Travel Benefits

Includes Auto Rental Collision Damage Waiver and Trip Cancellation/Interruption Insurance.


Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
  • Cell Phone Protection: Coverage effective when the monthly bill is paid with the eligible card.

Exclusive Offers

  • Exclusive World Elite Mastercard Offers: Exclusive discounts and more.
  • Chase Offers: Access great deals in the Chase Mobile app and at chase.com with no coupons, codes, or vouchers required.

Additional Features

  • Authorized Users: Add authorized users at no cost to maximize your earning potential.
  • Contactless checkout, fraud alerts, automatic account alerts, 24/7 customer service, digital wallets, and World Elite concierge service.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The DoorDash Rewards Mastercard® is an excellent option for frequent DoorDash and Caviar users, offering 4% cashback on these services. It also includes a complimentary year of DashPass membership (valued at $96), which provides $0 delivery fees and reduced service fees on eligible orders. Beyond that, the card delivers competitive cashback on dining and groceries, as well as valuable benefits like purchase protection, extended warranty, and travel insurance. It's an ideal choice for those who regularly order takeout, shop for groceries, and appreciate added financial protections.

Freedom Flex

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Freedom Flex
4.5

Annual fee:
$0

Intro APR

Purchases: 0%, 15 months

Balance Transfers: 0%, 15 months

Regular APR

19.99% - 28.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback on different categories like gas stations, grocery stores (excluding Target® and Walmart®), and select online merchants on up to $1,500 in total combined purchases each quarter you activate, 5% on travel purchased through Chase Travel, 3% on dining and drugstore purchases, plus 1% on all other purchases.

1% - 5% Cashback

Welcome Offer Earn a $200 bonus after spending $500 in the first 3 months.

$200

Welcome Offer

Earn a $200 bonus after spending $500 in the first 3 months.


  • 5% Cashback on Quarterly Bonus Categories: Earn 5% cashback on purchases in quarterly bonus categories such as gas stations, grocery stores (excluding Target® and Walmart®), car rental agencies, movie theaters, purchases made using PayPal, and select online merchants, up to $1,500 in total combined purchases. You must activate your 5% bonus cash back each quarter by the activation deadline.
  • Earn 5% cashback on travel purchased through Chase Travel.
  • Earn 3% cashback on dining and drugstore purchases.
  • Earn 1% cashback on all other purchases.
  • Lyft: 5% on qualifying Lyft rides through 03/31/2025.
  • Annual Fee: None.
  • Foreign Transaction Fees: 3% of each transaction in U.S. dollars.
  • 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
  • Balance Transfer Fees: Introductory period: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days. Regular: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
  • Regular APR: After the introductory period, a variable APR of 19.99% - 28.74% applies to purchases and balance transfers.
  • Redeem Your Rewards: For cash, travel, gift cards, products, services, and more. Cashback rewards do not expire.
  • DoorDash: Get a complimentary three-months DashPass membership. After that, you’ll be automatically enrolled in DashPass at 50% discount for the next 9 months. Activate by January 31, 2024. Plus, get up to $10 off quarterly on non-restaurant DoorDash orders.
  • Cell phone protection: Receive up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when paid with your eligible credit card. Maximum of 2 claims in a 12-month period with a $50 deductible per claim.
  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of 3 years or less.
  • Travel benefits: Include Travel and Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Trip Cancellation and Interruption Insurance.
  • Additional Features: Include free credit score and identity restoration services with Chase Credit Journey, 24/7 fraud monitoring, and zero liability protection.
  • Click ‘Apply Now’ to see the full terms and conditions.
Chase Freedom Flex℠ offers 5% cashback on rotating quarterly bonus categories like gas stations, grocery stores, and more. It comes with a generous welcome bonus, introductory 0% APR offers on purchases and balance transfers, along with valuable cell phone protection, purchase, and travel benefits. This card is ideal for individuals who frequently spend in varied categories and seek rewards flexibility, as well as for those looking to benefit from strong introductory APR offers and comprehensive purchase and travel protections.

Freedom Unlimited®

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Freedom Unlimited®
4.8

Annual fee:
$0

Intro APR

Purchases: 0%, 15 months

Balance Transfers: 0%, 15 months

Regular APR

19.99% - 28.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback on travel purchased through Chase Travel℠. Earn 3% cashback on drugstores and dining. Earn 1.5% cashback on all other purchases.

1.5% - 5% Cashback

Welcome Offer Earn a $200 bonus after spending $500 in the first 3 months.

$200

Welcome Offer

Earn a $200 bonus after spending $500 in the first 3 months.


  • Cashback: Earn 5% cashback on travel purchased through Chase Travel℠, 3% cashback on drugstore purchases and dining at restaurants, 1.5% cashback on all other purchases.
  • Lyft: Earn 5% on qualifying Lyft rides through March 31, 2025.
  • Annual Fee: None.
  • Foreign Transaction Fees: 3% of the amount of each transaction in U.S. dollars.
  • 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
  • Balance Transfer Fees: Introductory period: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days. Regular: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
  • Regular APR: After the introductory period, a variable APR of 19.99% – 28.74% applies to purchases and balance transfers.
  • Redeem Your Rewards: For cash, travel, gift cards, purchases, and more. Cashback rewards do not expire.
  • DoorDash: Get a complimentary three-months DashPass membership. After that, you’ll be automatically enrolled in DashPass at 50% discount for the next 9 months. Activate by January 31, 2024. Plus, get up to $10 off quarterly on non-restaurant DoorDash orders.
  • Travel Benefits: Includes Auto Rental Collision Damage Waiver, Trip Cancellation and Interruption Insurance, and Travel and Emergency Assistance Services.
  • Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended warranty protection: Extends the warranty period by one additional year on eligible warranties of three years or less.
  • Additional features: Zero liability protection, 24/7 fraud monitoring, free credit score and identity restoration with Chase Credit Journey, digital wallet technology, and contactless checkout.
  • Click ‘Apply Now’ to see the full terms and conditions.
The Chase Freedom Unlimited® is a versatile cashback credit card offering unlimited 1.5% cashback on all purchases and extra cashback on travel, drugstores, and dining. With a generous welcome bonus, valuable purchase protection benefits, 0% APR intro offers, and a straightforward rewards structure, it's perfect for maximizing your rewards potential while keeping things simple.

Sapphire Preferred®

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Sapphire Preferred®
4.7

Annual fee:
$95

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.99% - 27.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5x points on travel through Chase Travel and 2x points on other travel purchases. Earn 3x points on dining, eligible online grocery purchases, and select streaming services. Earn 1x point on all other purchases.

1x - 5x Points

Welcome Offer Earn 60,000 bonus points after spending $4,000 in the first three months. That's worth $750 when redeemed for travel through Chase Travel or $600 for cash. Plus, get up to $300 in Chase Travel statement credits during the first year for purchases made on Chase Travel.

60,000 Points + $300 Chase Travel℠ Credit

Welcome offer

Earn 60,000 bonus points after spending $4,000 in the first three months. That’s worth $750 when redeemed for travel through Chase Travel or $600 for cash. Plus, get up to $300 in Chase Travel statement credits during the first year for purchases made on Chase Travel.


  • Points on travel: 5x points on travel through Chase Travel, 2x points on other travel purchases.
  • Points on dining and more: 3x points on dining, eligible online grocery purchases (excluding Target, Walmart, and wholesale clubs), and select streaming services.
  • Points on other purchases:: 1x point on all other purchases.
  • Lyft rides: Earn 5x points on qualifying Lyft rides through 03/2025.
  • Peloton purchases: Earn 5x total points on Peloton equipment and accessory purchases over $150 through March 31, 2025.
  • Annual fee: $95.
  • Foreign transaction fees: None.
  • Authorized user fee: None.
  • Annual travel credit: Get up to $50 in statement credits each year for hotel stays through Chase Travel.
  • Anniversary points bonus: Earn bonus points equal to 10% of your total spend in points from the previous year, at a rate of 1 point for each $1 spent.
  • Redeem your rewards: For cash, gift cards, travel, or pay with points. Get 25% more value when redeemed for travel.
  • Points transfer: 1:1 points transfer for Chase’s airline and hotel partners.
  • DoorDash: Complimentary DoorDash Pass membership for one year (a $120 value) when activated by December 31, 2024.
  • Exclusive offers: Early-access tickets, priority seating, and exclusive access to events with Sapphire offers, Chase Dining℠, and more.
  • Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended warranty protection: Extends U.S. manufacturer’s warranty by an additional year on eligible warranties of three years or less.
  • Travel benefits: Includes Auto Rental Collision Damage Waiver, Trip Cancellation and Interruption Insurance, Baggage Delay Insurance, Trip Delay Reimbursement, Travel and Emergency Assistance Services, Travel Accident Insurance, Lost Luggage Reimbursement, and Roadside Assistance.
  • Ennismore hotel benefits: VIP access to benefits at Delano, Hyde, Mondrian, Morgans Originals and SLS hotels and resorts. Enjoy complimentary 4th night, room upgrades, late checkouts, priority cabana reservations, a $30 food and beverage credit, and more.
  • Visa Concierge: Get complimentary Visa Signature® Concierge Service 24 hours a day.
  • Additional card features: 24/7 customer service, digital wallets, fraud protection, zero liability protection, chip-enabled for enhanced security, and contactless checkout.
  • Regular APR: 20.99% - 27.99% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
Chase Sapphire Preferred® is a premium travel rewards credit card that stands out among its peers. With a generous sign-up bonus, flexible redemption options, purchase protection benefits, and valuable travel benefits, it's the go-to choice for frequent travelers and adventurers. Enjoy earning valuable points on travel, dining, and online grocery purchases. Benefit from no foreign transaction fees and access to exclusive travel perks. Maximize your rewards and enjoy added peace of mind with Chase Sapphire Preferred®.

Marriott Bonvoy Bold®

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Marriott Bonvoy Bold®
4.9

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.99% - 27.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 14x total points at Marriott: 3x points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy®, up to 10x points as a Marriott Bonvoy® member, and 1x points with Silver Elite Status, a benefit of being a Marriott Bonvoy Bold® cardmember. Earn 2x points for every $1 at grocery stores, on rideshares and select food delivery, select streaming services, and internet, cable, and phone services. Earn 1x points for every $1 spent on all other purchases.

1x - 3x Points

Welcome Offer Earn 60,000 bonus points plus 1 free night award (valued up to 50,000 points) after spending $2,000 on purchases in the first three months from account opening.

60,000 Points + 1 Free Night Award

Welcome Offer

Earn 60,000 bonus points + 1 free night award (valued up to 50,000 points) after spending $2,000 in the first three months.


Rewards

  • Up to 14x Points on Marriott Stays: 3x points for every $1 spent with the Marriott Bonvoy Bold® Card + up to 10x points as a Marriott Bonvoy® member + 1x point with Silver Elite Status, a benefit of being a Marriott Bonvoy Bold® cardmember.
  • 2x Points on Select Categories:
    • 2x Points on Grocery Stores.
    • 2x Points on Rideshare and Select Food Delivery.
    • 2x Points on Select Streaming Services.
    • 2x Points on Internet, Cable, and Phone Services.
  • 1x Points on All Other Purchases.

Partner Benefits

DoorDash: Enjoy a free year of DashPass. Activate by December 31, 2024. Afterward, enrollment continues at the standard rate.


Elite Hotel Status

  • Automatic Silver Elite Status with Marriott Bonvoy®: Enjoy automatic Silver Elite Status with benefits like priority late checkout (where available) and 10% more points on stays at participating Marriott Bonvoy® hotels. Status renews every account anniversary year.
  • Elite Night Credits: Receive 5 elite night credits every calendar year, helping you work toward higher status tiers.

Redemption Options

Redeem points for free nights at Marriott hotels, flights, experiences and more.


Fees and APR

  • Annual Fee: $0.
  • Regular APR: 20.99% - 27.99% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: None.

Travel Benefits

  • Hertz Car Rental: Rent a car through Marriott’s travel partner, Hertz, and earn up to 20,000 points along with special savings using your Marriott Bonvoy Credit card.
  • Other Travel Benefits: Includes Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, Travel Accident Insurance, Travel and Emergency Assistance, Roadside Dispatch, and Auto Rental Collision Damage Waiver.

Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Additional Features

  • Authorized Users: Add authorized users at no cost to maximize your earning potential.
  • Zero liability protection, 24/7 customer service, emergency cash replacement, lost/stolen card reporting, personalized account alerts, Credit Journey, embedded chip for enhanced security, digital wallet, contactless checkout, and Visa Signature® concierge service.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The Marriott Bonvoy Bold® card is perfect for frequent Marriott guests who want to maximize rewards without paying an annual fee. It stands out for its welcome offer, high earning rates at Marriott properties, offering Elite Status benefits and useful travel perks. Additionally, it provides 2x points for everyday spending. While it may still be outperformed by other cards in specific categories like dining, it offers unique advantages for Marriott loyalists and those who frequently spend in these specific areas. The card also includes purchase protection, extended warranty, and no foreign transaction fees, making it a solid choice for shoppers and travelers.

Ink Business Unlimited®

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Ink Business Unlimited®
5.0

Annual fee:
$0

Intro APR

Purchases: 0%, 12 months

Balance Transfers: N/A

Regular APR

17.99% - 23.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn unlimited 1.5% cashback on all purchases.

1.5% Cashback

Welcome Offer Earn a $900 cashback bonus after spending $6,000 on purchases in the first three months after account opening.

$900

Welcome Offer

Earn a $900 cashback bonus after spending $6,000 in the first three months.


Rewards

Earn unlimited 1.5% cashback on all purchases.


Partner Benefits

Lyft: Earn 5% cashback on Lyft rides through March 2025.


Redemption Options

Redeem rewards for cash, gift cards, travel, and more through Chase Ultimate Rewards®.


Fees and APR

  • Annual Fee: $0.
  • 0% Intro APR on Purchases: For 12 months from account opening.
  • Regular APR: After the introductory period, a variable APR of 17.99% - 23.99% applies to purchases and balance transfers.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars.

Business Perks

Separate business and personal expenses, cash flow management tools, credit limit increases as your business grows, employee cards at no additional cost, and 24/7 access to account details.


Travel Benefits

Roadside Dispatch®, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.


Purchase Protections

  • Purchase Protection: Covers your new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends the warranty coverage by one additional year on original eligible warranties of three years or less.

Additional Features

Contactless payments, fraud protection, and zero liability protection.


Terms and Conditions

Click Apply Now to see the terms and conditions.

The Ink Business Unlimited® is an excellent choice for businesses looking for straightforward cashback rewards. With unlimited 1.5% cashback on all purchases and no annual fee, it’s a simple yet rewarding option. The card offers a generous welcome bonus and a 0% intro APR on purchases for 12 months, making it ideal for businesses that want flexibility with their spending. Plus, valuable protections like purchase protection and extended warranty coverage enhance its appeal, providing peace of mind alongside strong earning potential.

United Club Business

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United Club Business
5.0

Annual fee:
$450

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

21.49% - 28.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 7x miles on United flights: 5x miles as a MileagePlus member + 2x miles with the United Club Business Card. Earn 2x miles on other United purchases. Earn 3.5x miles on hotel stays through United Hotels: 2x miles as a MileagePlus member + 1.5x miles with the United Club Business Card. Earn 1.5x miles on all other purchases.

1.5x - 2x Miles

Welcome Offer Earn 50,000 bonus miles + 1,000 Premier qualifying points (PQP) after spending $5,000 on purchases in the first 3 months of account opening.

50,000 Miles + 1,000 Premier qualifying points (PQP)

Welcome Offer

Earn 50,000 bonus miles + 1,000 Premier Qualifying Points (PQP) after spending $5,000 in the first three months.


Rewards

  • 7x Miles on United Flights: 5x miles as a MileagePlus member + 2x miles with the United Club Business Card.
  • 2x Miles on Other United Purchases.
  • 3.5x Miles on Hotel Stays booked through United Hotels: 2x miles as a MileagePlus member + 1.5x miles with the card.
  • 1.5x Miles on All Other Purchases.

Partner Benefits

DoorDash: Enjoy a free year of DashPass. Activate by December 31, 2024. Afterward, enrollment continues at the standard rate.


Lounge Access

Complimentary United Club membership (worth up to $650/year) with access to all United Club locations and participating Star Alliance™ lounges with free drinks and snacks.


Redemption Options

Redeem miles for flights, hotel stays, car rentals, shopping, and more.


Fees and APR

  • Annual Fee: $450.
  • Regular APR: 21.49% - 28.49% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: None.

Business Perks

Employee cards at no additional cost.


Travel Benefits

  • Free Checked Bags: The Primary Cardmember and one companion receive the first and second checked bags free, saving up to $360 per round trip.
  • Premier Access® Travel Services: Enjoy priority check-in, security screening, boarding, and baggage handling privileges where available.
  • Premier Qualifying Points (PQP): Earn 25 PQP for every $500 spent, up to 1,000 PQP toward your MileagePlus Premier status per year.
  • Premier Upgrades on Award Tickets: The Primary Cardmember with MileagePlus® Premier status and one companion on the same reservation are eligible for complimentary upgrades on select United- and United Express-operated flights.
  • In-Flight and Lounge Discounts: Receive 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United-operated flights and Club premium drinks.
  • Avis President’s Club: Complimentary enrollment offering benefits such as two-car class upgrades, guaranteed availability, expedited rental service, and more.
  • Other Travel Benefits: Includes Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Travel Accident Insurance, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, and Emergency Evacuation and Transportation.

Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
  • Return Protection: Reimburses for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item and $1,000 per year.

Exclusive Offers

Exclusive Cardmember Events: Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.


Additional Features

Emergency card replacement, zero liability protection, fraud protection, 24/7 customer service, contactless checkout, and Visa Signature® concierge service.


Terms and Conditions

Click Apply Now to see the terms and conditions.

The United Club℠ Business card is a strong choice for business owners and frequent United Airlines travelers who value premium travel benefits. This card offers substantial rewards, including 7x miles on United flights and 1.5x miles on all other purchases. It provides a generous welcome bonus and perks like complimentary United Club membership and free checked bags. With robust travel protections and valuable purchase protection, this card enhances the overall travel experience, making it ideal for those seeking to maximize rewards while enjoying exclusive privileges.

Slate Edge®

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Slate Edge®
4.5

Annual fee:
$0

Intro APR

Purchases: 0%, 18 months

Balance Transfers: 0%, 18 months

Regular APR

19.99% - 28.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards N/A

N/A

Welcome Offer N/A

N/A

  • Annual fee: None.
  • Foreign transaction fees: 3% of the amount of each transaction in U.S. dollars.
  • 0% Intro APR on Purchases and Balance Transfers: For 18 months from account opening.
  • Balance Transfer Fees: Introductory period: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days. Regular: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
  • Regular APR: After the introductory period, a variable APR of 19.99% - 28.74% applies to purchases and balance transfers.
  • Lower your interest rate: You will be automatically considered for an APR reduction by 2% when you pay on time and spend at least $1,000 on your card each year until your APR reaches the Prime Rate plus 9.74%.
  • Raise your credit limit: Get an automatic, one-time review for a higher credit limit when you pay on time and spend $500 in your first six months.
  • DoorDash: Get a complimentary three months of DashPass. After that, you are automatically enrolled in DashPass at 50% off for the next nine months. Activate by January 31, 2025. Plus, get up to $10 off quarterly on non-restaurant DoorDash orders.
  • Chase Offers: Access great deals in the Chase Mobile app and at chase.com. No coupons, codes, or vouchers needed. Just choose an offer, add it to your card, and then use it to pay in stores, online, or through mobile apps and wallets.
  • Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended warranty protection: Extends the warranty period by one additional year on eligible warranties of 3 years or less.
  • Travel benefits: Includes Roadside Dispatch® and Auto Rental Collision Damage Waiver.
  • Additional features: Includes Chase Credit Journey, zero liability protection, 24/7 fraud monitoring, embedded chip for enhanced security, contactless checkout, digital wallet, automatic accounts alerts, card replacement, and 24/7 customer service.
  • Click ‘Apply Now’ to see the full terms and conditions.
Slate Edge℠ Credit Card offers 0% intro APR on purchases and balance transfers for 18 months, making it a good option for those who need extra time to pay off an existing balance. However, this card does not come with a reward program. If Chase is not your preferred choice for banking, there are some other card options with even better offers and a longer 0% APR term.

World of Hyatt Business

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World of Hyatt Business
4.6

Annual fee:
$199

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.99% - 27.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 9x total points per $1 spent at Hyatt Hotels: 4x points per $1 on qualifying purchases at Hyatt Hotels and 5x points from Hyatt per $1 spent as a World of Hyatt member. Earn 2x points per $1 in your top three eligible spend categories each quarter through 12/31/24, then your top two categories each quarter. Earn 2x points per $1 on fitness club and gym memberships. Earn 1x point per $1 on all other purchases.

1x - 4x Points

Welcome Offer Earn 60,000 bonus points after spending $5,000 in the first 3 months from account opening. That's enough for 4 free nights at Category 4 hotels.

60,000 Points

  • Welcome offer: Earn 60,000 bonus points after spending $5,000 in the first 3 months from account opening. That’s enough for 4 free nights at Category 4 hotels.
  • Points at Hyatt Hotels: Earn up to 9x points per $1 spent at Hyatt Hotels: 4x points per $1 on qualifying purchases at Hyatt Hotels and 5x points from Hyatt per $1 spent as a World of Hyatt member.
  • Points in top categories: Earn 2x points per $1 in your top three eligible spend categories each quarter through 12/31/24, then your top two categories each quarter. Eligible categories are dining, shipping, airline tickets (when purchased directly with the airline), local transit & commuting, social media & search engine advertising, car rental agencies, gas stations, and internet, cable & phone services.
  • Points on fitness: Earn 2x points per $1 on fitness club and gym memberships.
  • Points on other purchases: Earn 1x point per $1 on all other purchases.
  • Annual fee: $199.
  • Foreign transaction fees: None.
  • Redeem your rewards: For hotels, resorts, and more.
  • Elite status: Receive complimentary World of Hyatt Discoverist status for you and up to 5 employees as long as your account is open.
  • Faster path to status: Earn 5 Tier-Qualifying night credits toward status for every $10,000 you spend in a calendar year.
  • Hyatt statement credits: Up to $100 in Hyatt statement credits each anniversary year: Spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
  • Redemption bonus: Spend $50,000 and receive 10% of the points you redeemed back for the rest of the year on up to 200,000 points redeemed.
  • Hyatt Leverage membership: Discounts on standard room rates at all participating Hyatt hotels, with savings up to 15% off standard rates worldwide.
  • Employee cards: Get employee cards at no additional cost and earn points on every purchase made by you or your employees.
  • DoorDash: Get a one-year complimentary DashPass, providing unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
  • Purchase protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
  • Extended warranty protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
  • Travel benefits: Includes Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel and Emergency Assistance Services, and Trip Cancellation and Trip Interruption Insurance.
  • Additional features: Contactless checkout.
  • Regular APR: 20.99% - 27.99% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
The World of Hyatt Business Card offers a generous welcome bonus, complimentary World of Hyatt Discoverist status, and up to 9x points per $1 spent at Hyatt Hotels. It provides enhanced rewards in your top eligible spend categories each quarter, including dining, shipping, and airline tickets. With competitive purchase and travel benefits, no foreign transaction fees, and up to $100 in Hyatt statement credits each anniversary year, this card is an excellent choice for frequent Hyatt travelers.

IHG One Rewards Premier Business

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IHG One Rewards Premier Business
4.4

Annual fee:
$99

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.99% - 27.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 26x total points at IHG® Hotels and Resorts: 10X with this card, plus up to 10x for being an IHG One Rewards member, and up to 6x for Platinum Elite Status, a benefit of this card. Earn 5x points on travel, dining, select business purchases, and gas. Earn 3x points on all other purchases.

3x - 10x Points

Welcome Offer 140,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's up to 4 nights at over 5,100 IHG Hotels & Resorts properties worldwide.

140,000 Points

  • Welcome Offer: Earn 140,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That’s up to 4 nights at IHG Hotels & Resorts.
  • Earn up to 26x total points at IHG® Hotels and Resorts: 10X with this card, plus up to 10x for being an IHG One Rewards member, and up to 6x for Platinum Elite Status, a benefit of this card.
  • Earn 5x points on travel, dining, select business purchases, and gas.
  • Earn 3x points on all other purchases.
  • Complimentary Free Night Award (valued up to 40,000 points) every year on your account anniversary.
  • Redeem 3 nights, get 4th night free: Enjoy a reward night when you redeem points for a consecutive four-night stay at an IHG® hotel. You will receive the fourth night free, redeemable at the same hotel during that stay.
  • Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.
  • Automatic Platinum Elite Status for as long as you have the IHG One Rewards Premier Business Credit Card.
  • Save 20% when you purchase points with your IHG One Rewards Premier Business card.
  • No foreign transaction fee.
  • Redeem your rewards for free nights at IHG® Hotels and Resorts, travel, and more.
  • Receive a credit of up to $100 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck®, or NEXUS when charged to your card.
  • Earn an additional free night (up to 40,000 points) after spending $60,000 on your IHG One Rewards Credit Card each calendar year.
  • Get up to $50 in United® TravelBank Cash each calendar year after registering your IHG One Rewards Premier Credit Card with your MileagePlus® account.
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
  • Travel benefits include Trip Cancellation and Trip Interruption Insurance.
  • Regular APR: 20.99% - 27.99% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the terms and conditions.
The IHG One Rewards Premier Business card offers a generous welcome bonus, complimentary Platinum Elite Status, and enhanced rewards on IHG® Hotels and Resorts, travel, dining, select business purchase, and gas, with 3x points on all other purchases. It provides competitive purchase and travel benefits, making it an excellent option for frequent IHG® travelers.

Southwest Rapid Rewards® Premier Business

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Southwest Rapid Rewards® Premier Business
4.7

Annual fee:
$99

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.99% - 27.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3x points per $1 spent on Southwest Airlines® purchases. Earn 2x points per $1 spent on Rapid Rewards hotel and car rental partner purchases. Earn 2x points per $1 spent on local transit and commuting, including ride-share services. Earn 1x point per $1 spent on everyday purchases.

1x - 3x Points

Welcome Offer Earn 60,000 points after spending $3,000 in the first 3 months.

60,000 Points

  • Welcome offer: Earn 60,000 points after spending $3,000 in the first 3 months.
  • Earn 3x points per $1 spent on Southwest Airlines® purchases.
  • Earn 2x points per $1 spent on Rapid Rewards hotel and car rental partner purchases.
  • Earn 2x points per $1 spent on local transit and commuting, including ride share services.
  • Earn 1x point per $1 spent on everyday purchases.
  • Annual fee: $99.
  • No foreign transaction fees.
  • Redeem points: Use points for flights, hotel stays, car rentals, shopping, and more.
  • Anniversary points: Receive 6,000 bonus points each year after your cardmember anniversary.
  • In-flight discount: Receive 25% back on Southwest in-flights purchases.
  • Tier qualifying points (TQPs): Earn unlimited TQPs with 1,500 TQPs for every $5,000 spent.
  • Fee credit for points transfers: $500 fee credit per year for points transfers.
  • Companion pass boost: Receive a boost of 10,000 Companion Pass® qualifying points every year.
  • EarlyBird Check-In®: Get 2 EarlyBird Check-In® each year.
  • Employee cards: Get employee cards at no additional cost.
  • DoorDash: Enjoy a one-year complimentary DashPass. After that, you are automatically enrolled at the current monthly rate. Activate by December 31, 2024.
  • Purchase protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
  • Extended warranty protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
  • Travel benefits: Includes Auto Rental Collision Damage Waiver, Lost Luggage Reimbursement, Travel and Emergency Assistance Services, Roadside Dispatch, Baggage Delay Insurance, and Travel Accident Insurance.
  • Contactless checkout: Provides convenient and secure contactless checkout options.
  • Regular APR: 20.99% - 27.99% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
The Southwest Rapid Rewards® Premier Business Card is an excellent choice for small business owners who want to earn rewards on their business expenses and travel with Southwest Airlines. This card offers high rewards on Southwest Airlines and other travel-related purchases. With a generous welcome bonus and standout travel benefits and perks, this card is ideal for those looking to earn rewards and enjoy travel perks without a high annual fee.

Southwest Rapid Rewards® Performance Business

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Southwest Rapid Rewards® Performance Business
4.7

Annual fee:
$199

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.99% - 27.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 4x points per $1 spent on Southwest Airlines® purchases. Earn 3x points per $1 spent on Rapid Rewards hotel and car rental partner purchases. Earn 2x points per $1 spent on social media and search engine advertising, internet, cable, and phone services. Earn 2x points per $1 spent on local transit and commuting, including ride-share services. Earn 1x point per $1 spent on everyday purchases.

1x - 4x Points

Welcome Offer Earn 80,000 after spending $5,000 in the first 3 months.

80,000 Points

  • Welcome offer: Earn 80,000 after spending $5,000 in the first 3 months.
  • Earn 4x points per $1 spent on Southwest Airlines® purchases.
  • Earn 3x points per $1 spent on Rapid Rewards hotel and car rental partner purchases.
  • Earn 2x points per $1 spent on social media and search engine advertising, internet, cable, and phone services.
  • Earn 2x points per $1 spent on local transit and commuting, including ride share services.
  • Earn 1x point per $1 spent on everyday purchases.
  • Annual fee: $199.
  • No foreign transaction fees.
  • Redeem points: For flights, hotel stays, car rentals, shopping, and more.
  • Anniversary points: Receive 9,000 bonus points each year after your cardmember anniversary.
  • Upgraded boardings: Get 4 upgraded boardings per year when available.
  • Inflight WiFi credits: Receive inflight WiFi credits as statement credits for WiFi purchases on Southwest® aircraft, up to 365 $8 credits per year.
  • Tier qualifying points (TQPs): Earn unlimited tier qualifying points (TQPs) with 1,500 TQPs for every $5,000 spent.
  • Fee credit for points transfers: $500 fee credit per year for points transfers.
  • Companion pass boost: Get a boost of 10,000 Companion Pass® qualifying points every year.
  • Global Entry/TSA PreCheck®/NEXUS fee credit: Receive a statement credit of up to $100 every four years for the application fee for Global Entry, TSA PreCheck® or NEXUS.
  • Employee cards: Get employee cards at no additional cost.
  • DoorDash: Enjoy a one-year complimentary DashPass. After that, you are automatically enrolled at the current monthly rate. Activate by December 31, 2024.
  • Purchase protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
  • Extended warranty protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
  • Travel benefits: Includes Auto Rental Collision Damage Waiver, Lost Luggage Reimbursement, Travel and Emergency Assistance Services, Roadside Dispatch, Baggage Delay Insurance, and Travel Accident Insurance.
  • Contactless checkout: Provides convenient and secure contactless checkout options.
  • Regular APR: 20.99% - 27.99% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
The Southwest Rapid Rewards® Performance Business Card is perfect for business owners with higher spending and frequent Southwest Airlines travelers who want to maximize their travel benefits and earn the highest possible rewards. This card offers high rewards on Southwest Airlines and other travel purchases, as well as select business expenses. With a generous welcome bonus and standout travel benefits and perks, this card is ideal for those who want to enhance their travel experience and earn valuable rewards.

Ink Business Cash®

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Ink Business Cash®
4.8

Annual fee:
$0

Intro APR

Purchases: 0%, 12 months

Balance Transfers: N/A

Regular APR

17.99% - 23.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback on the first $25,000 spent at office supply stores and on internet, cable and phone services each year. Earn 2% cashback on the first $25,000 spent at gas stations and restaurants each year. Earn 1% cashback on everything else, with no limit.

1% - 5% Cashback

Welcome Offer Earn $350 when you spend $3,000 in the first 3 months and another $400 when you spend $6,000 in the first 6 months after account opening. Earn 10% Business Relationship Bonus: If you have the Ink Business Cash card plus a Chase Business Checking, you'll get a 10% bonus on all cashback you earn in the first year. For example, if you earn $2,500 in cashback, you'll get an extra $250. This offer is only for cards opened between March and November 2024.

up to $750 + 10% Business Relationship Bonus

  • Welcome offer: Earn $350 when you spend $3,000 in the first 3 months and another $400 when you spend $6,000 in the first 6 months after account opening.
  • 10% Business Relationship Bonus: If you have the Ink Business Cash card plus a Chase Business Checking, you’ll get a 10% bonus on all cashback you earn in the first year. For example, if you earn $2,500 in cashback, you’ll get an extra $250. This offer is only for cards opened between March and November 2024.
  • Earn 5% cashback on the first $25,000 spent at office supply stores and on internet, cable and phone services each year.
  • Earn 2% cashback on the first $25,000 spent at gas stations and restaurants each year.
  • Earn 1% cashback on everything else, with no limit.
  • Earn 5% cashback on Lyft Rides through March 2025.
  • No annual fee.
  • Foreign transactions: 3% fee of the amount of each transaction in U.S. dollars.
  • 0% Intro APR on Purchases: For 12 months from account opening.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Regular APR: After the introductory period, a variable APR of 17.99% - 23.99% applies to purchases and balance transfers.
  • Redeem your rewards: For cash, gift cards, travel, and more through Chase Ultimate Rewards®.
  • Business Perks: Include tools to manage cash flow, credit limit increases as your business grows, and 24/7 access to account details.
  • Employee cards at no additional cost.
  • Purchase protection: Covers new purchases against damage or theft for 120 days, up to $10,000 per claim and $50,000 per account.
  • Extended warranty protection: Adds an extra year to U.S. manufacturer’s warranty of 3 years or less.
  • Travel benefits: Include Roadside Dispatch®, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.
  • Additional features: Include automatic account alerts, contactless payments, 24/7 fraud monitoring, and zero liability protection.
  • Click ‘Apply Now’ to see the full terms and conditions.
The Ink Business Cash® card is a powerful reward credit card designed for businesses with strong earning potential. Highlights include a generous welcome bonus, an introductory 0% APR on purchases, extended warranty protection, and coverage for new purchases against damage and theft. This card is ideal for businesses that want to maximize their cashback rewards and take advantage of valuable perks.

Instacart Mastercard®

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On Chase's Secure Website

Instacart Mastercard®
4.7

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.74% - 28.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback on Instacart purchases. Earn 5% cashback on Chase Travel purchases. Earn 2% cashback at restaurants, gas stations, and on select streaming services. Earn 1% cashback on all other purchases.

1% - 5% Cashback

Welcome Offer Get a $50 Instacart credit automatically upon approval.

$50 Instacart Credit

  • Welcome offer: Get a $50 Instacart credit automatically upon approval.
  • Earn 5% cashback on Instacart purchases.
  • Earn 5% cashback on Chase Travel purchases.
  • Earn 2% cashback at restaurants, gas stations, and on select streaming services.
  • Earn 1% cashback on all other purchases.
  • Redeem rewards: For cash, travel, or Instacart orders.
  • No annual fee.
  • No foreign transaction fees.
  • Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended warranty protection: Extends the U.S. manufacturer’s warranty by an additional year on eligible warranties of three years or less.
  • Travel benefits: Includes Auto Rental Collision Damage Waiver, Baggage Delay Insurance, Lost Luggage Reimbursement, Roadside Assistance, Travel and Emergency Assistance Services, and Travel Accident Insurance.
  • World Elite® Concierge: 24/7 concierge service for personal assistance like reserving tables and locating hard-to-find items.
  • Authorized users: Add authorized users at no cost to maximize your earning potential.
  • Additional features: Contactless checkout and digital wallets.
  • Regular APR: 19.74% - 28.49% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
The Instacart Mastercard® offers unbeatable 5% cashback rewards on Instacart purchases, making it highly beneficial for saving on groceries and household items. It also provides 5% cashback on Chase Travel purchases, competitive travel benefits, purchase protection, and extended warranty coverage. This card is ideal for individuals who frequently use Instacart, travel often, and value added benefits and protections.

Iberia Visa Signature®

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Iberia Visa Signature®
4.3

Annual fee:
$95

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.99% - 27.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3 Avios per $1 spent on Iberia, British Airways, and Aer Lingus flight purchases. Earn 2 Avios per $1 spent on hotels. Earn 1 Avios per $1 spent on all other purchases.

1x - 3x Avios Points

Welcome Offer Earn 85,000 Avios points after spending $5,000 within the first 3 months of account opening.

85,000 Avios points

  • Welcome Offer: Earn 85,000 Avios points after spending $5,000 within the first 3 months of account opening.
  • 3x Avios: Earn 3 Avios per $1 spent on Iberia, British Airways, and Aer Lingus flight purchases.
  • 2x Avios: Earn 2 Avios per $1 spent on hotels.
  • 1x Avios: Earn 1 Avios per $1 spent on all other purchases.
  • Annual Fee: $95.
  • Foreign Transaction Fee: None.
  • Redeem Avios: Use Avios for flights on Iberia and its airline partners, flight upgrades, hotel stays, car rental, and more. Avios will not expire as long as you remain an active member in the Iberia Plus Program for 36 consecutive months.
  • 10% Discount on Iberia Flights: Receive 10% off Iberia flights.
  • $1,000 Airfare Discount Voucher Each Calendar Year: Earn a $1,000 discount voucher each calendar year when you spend $30,000 on your card, which can be used toward two tickets on the same Iberia flight.
  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
  • Travel benefits: Includes Baggage Delay Insurance and Lost Luggage Reimbursement.
  • DoorDash: Enjoy complimentary DashPass membership from DoorDash for one year when you activate it by December 31, 2024.
  • Additional Features: Include digital wallets and contactless checkout.
  • Regular APR: 20.99% - 27.99% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.

The Iberia Visa Signature® Card is an excellent choice for frequent Iberia travelers. It provides a substantial welcome bonus, offers 3 Avios per $1 spent on flights with Iberia, British Airways, and Aer Lingus, and includes exclusive benefits such as a 10% discount on airfare and a $1,000 airfare discount voucher. It’s particularly appealing for frequent Iberia fliers who want to maximize their travel rewards and enjoy valuable airline perks.

IHG One Rewards Premier

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IHG One Rewards Premier
4.7

Annual fee:
$99

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.99% - 27.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 26x points at IHG® Hotels and Resorts: 10x points per $1 spent with this card, up to 10x points for being an IHG One Rewards member, and up to 6x points for Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember. Earn 5x points on travel, dining, and gas. Earn 3x points on all other purchases.

3x - 10x Points

Welcome Offer Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. That's up to 4 nights at IHG Hotels & Resorts.

140,000 Points

  • Welcome offer: Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. That’s up to 4 nights at IHG Hotels & Resorts.
  • Earn up to 26x points at IHG® Hotels and Resorts: 10x points per $1 spent with this card, up to 10x points for being an IHG One Rewards member, and up to 6x points for Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember.
  • Earn 5x points on travel, dining, and gas.
  • Earn 3x points on all other purchases.
  • Discount on point purchases: Save 20% when purchasing points with your IHG One Rewards Premier credit card.
  • Annual fee: $99.
  • No foreign transaction fees.
  • Redeem your rewards: Use points for free nights at IHG® Hotels and Resorts, travel, and more. Get the fourth night free when redeeming points for a consecutive four-night stay at the same IHG® hotel. Points do not expire with IHG One Rewards program activity for 12 consecutive months.
  • Anniversary free night: Receive a free night at IHG® Hotels & Resorts (up to 40,000 points value) on each account anniversary.
  • $100 statement credit & 10,000 bonus points: Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year.
  • Global Entry, TSA PreCheck® or NEXUS statement credit: Receive up to $100 statement credit every four years for Global Entry, TSA PreCheck®, or NEXUS application fee when charged to your card.
  • Up to $50 United® Airlines TravelBank Cash each year: Earn up to $50 in United® TravelBank Cash annually after registering your IHG One Rewards Premier credit card with your MileagePlus® account.
  • Elite status: Enjoy Platinum Elite Status as long as you remain an IHG One Rewards Premier cardmember.
  • Chase offers: Access deals through the Chase Mobile app and at chase.com with no coupons or registration required. Simply select an offer, add it to your card, and use it for purchases.
  • Purchase protection: Covers new purchases against damage or theft for 120 days, up to $500 per claim and $50,000 per account.
  • Extended warranty protection: Extends eligible U.S. manufacturer warranties of three years or less by one additional year.
  • DoorDash: Get a complimentary one-year DashPass membership when you activate with the IHG One Rewards Premier card by December 31, 2024.
  • Add an authorized user at no cost.
  • Travel benefits: Include Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Cancellation/Trip Interruption Insurance, and Travel Accident Insurance.
  • Fraud protection: 24/7 fraud monitoring.
  • Regular APR: 20.99% - 27.99% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
The IHG One Rewards Premier card offers a generous welcome bonus, complimentary Platinum Elite Status, and enhanced rewards on IHG® Hotels and Resorts, travel, dining, and gas, with 3x points on all other purchases. It provides competitive purchase and travel benefits, making it an excellent option for frequent IHG® travelers.

Marriott Bonvoy Bountiful

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Marriott Bonvoy Bountiful
4.7

Annual fee:
$250

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.99% - 27.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 18.5x total points at Marriott: Earn 6x points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy®. Additionally, earn up to 10x points for being a Marriott Bonvoy® member, and up to 2.5x points for Gold Elite Status, a benefit of being a Marriott Bonvoy Bountiful™ cardmember. Earn 4x points for every $1 on the first $15,000 in combined purchases each year at grocery stores and dining. Plus, earn 2x points for every $1 spent on all other purchases.

2x - 6x Points

Welcome Offer Earn 85,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

85,000 Points

  • Welcome offer: Earn 85,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
  • Earn up to 18.5x total points at Marriott: Earn 6x points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy®. Additionally, earn up to 10x points from Marriott for being a Marriott Bonvoy® member, and up to 2.5x points from Marriott for Gold Elite Status, a benefit of being a Marriott Bonvoy Bountiful™ cardmember.
  • Earn 4x points: For every $1 on the first $15,000 in combined purchases each year at grocery stores and dining.
  • Earn 2x points: For every $1 spent on all other purchases.
  • Additional Marriott Bonvoy® Stay Points: Earn 1,000 bonus points per eligible stay at hotels participating in Marriott Bonvoy®.
  • Annual fee: $250.
  • No foreign transaction fees.
  • Redeem your rewards: For free nights at Marriott hotels. You can also redeem points for flights, experiences and more. Points will not expire as long as you make purchases on your credit card every 24 months.
  • Free night award every year: Complimentary free night award (valued up to 50,000 points) after spending $15,000 in purchases each calendar year. Certain hotels have resort fees.
  • Elite Status: Receive automatic Gold Elite status and 15 Elite Night Credits every calendar year.
  • Chase Offers: Access great deals in the Chase Mobile app and at chase.com. There are no coupons, codes, or vouchers to remember, and no registration is required. Just choose an offer, add it to your card, and then use it to pay in stores, online, or through mobile apps and wallets.
  • Purchase protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended warranty protection: Extends the time period of the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
  • DoorDash: Complimentary DashPass membership from DoorDash for one year when you activate it with a Chase Marriott Bonvoy® card by December 31, 2024.
  • Visa Concierge: Get complimentary Visa Signature® Concierge Service 24 hours a day.
  • Hertz car rental: Rent a car through Marriott’s travel partner, Hertz and earn up to 20,000 points along with special savings when using Marriott Bonvoy® credit card.
  • Add an authorized user at no cost.
  • Travel benefits: Include Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Baggage Delay Insurance, Lost Luggage Reimbursement, and Trip Delay Reimbursement.
  • Additional features: Include 24/7 customer service, digital wallet, zero liability protection, fraud protection, emergency cash advance or a card replacement, lost/stolen card reporting, account alerts, Credit Journey, embedded chip-enhanced security, and contactless checkout.
  • Regular APR: 20.99% - 27.99% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the terms and conditions.
The Marriott Bonvoy Bountiful™ card offers a generous welcome bonus, complimentary Gold Elite status, and enhanced rewards on Marriott, grocery, and dining purchases. Cardholders can earn up to 18.5 total points at Marriott hotels, 4x points on the first $15,000 spent each year at grocery stores and dining, and 2x points on all other purchases. With no foreign transaction fees, extensive travel and purchase protections, and additional perks like a free night award and access to exclusive offers, this card is an excellent option for frequent Marriott travelers looking to maximize their rewards.

Marriott Bonvoy Boundless®

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Marriott Bonvoy Boundless®
4.6

Annual fee:
$95

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.99% - 27.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 17x total points at Marriott: Get 6x points for every $1 spent at over 7,000 Marriott Bonvoy® hotels, up to 10x points for being a Marriott Bonvoy® member, and 1x point for Silver Elite Status, a benefit of being a Marriott Bonvoy Boundless® cardmember. Earn 3x points for every $1 spent on the first $6,000 in combined purchases each year on groceries, gas, and dining. Earn 2x points for every $1 spent on all other purchases.

2x - 6x Points

Welcome Offer Earn 125,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.

125,000 Points

  • Welcome offer: Earn 125,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.
  • Earn up to 17x total points at Marriott: Get 6x points for every $1 spent at over 7,000 Marriott Bonvoy® hotels, up to 10x points for being a Marriott Bonvoy® member, and 1x point for Silver Elite Status, a benefit of being a Marriott Bonvoy Boundless® cardmember.
  • 3x points for every $1 on the first $6,000 in combined purchases each year on groceries, gas, and dining.
  • 2x points for every $1 spent on all other purchases.
  • Annual Fee: $95
  • Foreign Transaction Fees: None.
  • Redeem Rewards: For free nights at Marriott hotels. You can also redeem points for flights, experiences, and more. Points will not expire as long as you make purchases on your credit card every 24 months.
  • Annual Free Night Award: Complimentary Free Night Award (valued up to 35,000 points) every year after your account anniversary.
  • Elite Status: Receive automatic Silver Elite Status and 15 Elite Night Credits every calendar year. Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
  • Travel Benefits: Include Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, Auto Rental Collision Damage Waiver, and Travel and Emergency Assistance Services.
  • Visa Concierge: Get complimentary Visa Signature® Concierge Service 24/7. Find tickets to top sports and entertainment events, make dinner reservations and get help sending the perfect gift.
  • DoorDash: Enjoy complimentary DashPass membership from DoorDash for one year when activated by December 31, 2024.
  • Hertz Car Rental: Rent a car through Marriott’s travel partner, Hertz, and earn up to 20,000 points along with special savings when using your Marriott Bonvoy credit card.
  • Chase Offers: Browse and activate deals on things you love with the Chase Mobile® app or by logging in to chase.com.
  • Add an Authorized User: Expand your earning potential by adding your friends and family as authorized users to your Marriott Bonvoy account.
  • Additional Features: Include digital wallets, fraud protection, 24/7 customer service, emergency cash and card replacement, lost/stolen card reporting, account alerts, Credit Journey, embedded chip for enhanced security, and contactless checkout.
  • Regular APR: 20.99% - 27.99% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
The Marriott Bonvoy Boundless® card offers a generous welcome bonus of 3 Free Night Awards, complimentary Silver Elite Status, and enhanced rewards on Marriott stays, groceries, gas, and dining purchases. Additionally, it includes valuable travel benefits, purchase protection, and no foreign transaction fees, making it an excellent option for frequent Marriott travelers.

Prime Visa

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Prime Visa
4.8

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.99% - 28.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership. Earn 2% cashback at restaurants, gas stations, and on local transit and commuting. Earn 1% cashback on all other purchases.

1% - 5% Cashback

Welcome Offer Get a $150 Amazon Gift Card instantly upon approval.

$150 Amazon Gift Card

Welcome Offer

Get a $150 Amazon gift card instantly upon approval.


  • Earn 5% cashback at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership.
  • Earn 2% cashback at restaurants, gas stations, and on local transit and commuting.
  • Earn 1% cashback on all other purchases.
  • Annual Fee: None.
  • Foreign Transaction Fees: None.
  • Prime Membership Required: You must have an Amazon Prime membership to apply.
  • Redeem Rewards: Redeem for purchases at Amazon.com, cashback, gift cards, or travel. Points post and can be redeemed as soon as the next day.
  • Prime Exclusive Offers: Earn 10% or more on a rotating selection of items and categories at Amazon with an eligible Prime membership.
  • Get it Now, Pay over Time: Enjoy 0% intro APR for 6-12 months on eligible Amazon purchases of $50 or more or at eligible retailers with Amazon Pay. Note: you won’t earn rewards if you choose equal monthly payments at checkout.
  • Chase Offers: Access deals in the Chase Mobile app and at chase.com. No coupons, codes, or vouchers are needed.
  • Free Authorized Users: Add authorized users at no cost to maximize your reward-earning potential.
  • Extended Warranty Protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of 3 years or less.
  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Travel benefits: Includes Auto Rental Collision Damage Waiver, Baggage Delay Insurance, Lost Luggage Reimbursement, Roadside Dispatch®, Travel Accident Insurance, and Travel and Emergency Assistance Services.
  • Visa Signature® Experiences: Enjoy Luxury Hotel Collection and Concierge Services.
  • Additional features: Digital wallets, fraud protection, zero liability protection, 24/7 customer service, automatic accounts alerts, Chase Credit Journey, chip-enabled for enhanced security, and contactless checkout.
  • Regular APR: 19.99% - 28.74% Variable APR.
  • Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
If you're an active Amazon Prime shopper and frequently buy groceries at Whole Foods Market, this card is a must-have. It offers unbeatable rewards for shopping at Amazon.com and Whole Foods Market, plus excellent travel and purchase protection benefits. The welcome bonus adds extra value for savvy shoppers.

United Club℠ Infinite

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United Club℠ Infinite
4.8

Annual fee:
$525

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

21.49% - 28.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

740-850 (Excellent)

Rewards Earn 9x Miles on United Flights: 5x miles as a MileagePlus member and an additional 4x miles with the card. Earn 4x miles on all other United purchases. Ear 4x miles on hotels booked through United Hotels: 2x miles as a MileagePlus member and an additional 2x miles with the card. Earn 2x miles on all other travel and dining. Earn 1x mile on all other purchases.

1x - 4x Miles

Welcome Offer Earn 80,000 bonus miles after spending $5,000 in the first three months from account opening. Additionally, earn 5,000 bonus miles after adding an authorized user to your account within the first 3 months of your account opening.

80,000 Miles

  • Welcome Offer: Earn 80,000 bonus miles after spending $5,000 in the first three months from account opening.
  • 5,000 Bonus Miles for Authorized Users: Earn 5,000 bonus miles after adding an authorized user to your account within the first 3 months of your account opening.
  • 9x Miles on United Flights: Earn 5x miles on United flights as a MileagePlus member, plus an additional 4x miles with the United Club card.
  • 4x Miles on All Other United Purchases: Earn 4x miles on tickets, Economy Plus®, inflight food, beverages and Wi-Fi.
  • 4x Miles on Hotels Booked Through United Hotels: Earn 2x miles on hotels booked through United Hotels as a MileagePlus member, plus an additional 2x miles with the United Club card.
  • 2x Miles on All Other Travel: Earn 2x miles on airfare, trains, local transit, cruise lines, hotels, car rentals, taxis, resorts, ride-share services, and tolls.
  • 2x Miles on Dining: Earn 2x miles on eligible dining purchases, including delivery services.
  • 1x Mile on All Other Purchases.
  • Annual Fee: $525.
  • Foreign Transaction Fees: None.
  • Redeem Miles: Use miles for travel on United, upgrades, inflight Wi-Fi, hotel stays, car rentals, and more. MileagePlus miles do not expire.
  • United Club Membership: Enjoy complimentary United Club membership (up to $650 value per year). Relax with complimentary beverages, snacks, high-speed Wi-Fi, and more while waiting for your flight.
  • Free Checked Bags: Get the first and second checked bags free for you and a companion traveling on the same reservation (save up to $360 per round trip).
  • Global Entry/TSA PreCheck®/NEXUS Fee Reimbursement: Receive up to $100 every four years as reimbursement for the application fee.
  • $75 IHG Statement Credit: Receive up to $75 in statement credits per calendar year for IHG® Hotels and Resorts purchases charged to your card in 2024.
  • Premier Access® Travel Services: Enjoy priority check-in, security screening, boarding, and baggage handling privileges where available.
  • In-Flight and Lounge Discounts: Receive 25% back as a statement credit on premium drink purchases onboard United flights and in United Club lounges.
  • Premier Upgrades on Award Tickets: The primary Cardmember with MileagePlus® Premier® status and one companion on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights.
  • Platinum Elite Status in IHG One Rewards: Eligible for this exclusive status.
  • Avis President’s Club®: Enjoy complimentary two-car class upgrades, guaranteed car availability, expedited rental service, and more.
  • Exclusive Cardmember Events: Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.
  • DashPass Membership: Get a one-year complimentary DashPass. After that, you will be automatically enrolled at the current monthly rate. Activate by December 31, 2024.
  • Premier Qualifying Points (PQP): Earn up to 10,000 PQP toward your MileagePlus Premier status. Earn 25 PQP for every $500 spent, up to 10,000 PQP per year.
  • 10% Discount on United Economy Saver Awards: Within the continental U.S. and Canada. Book award flights with 10% fewer miles as the primary Cardmember.
  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
  • Return Protection: Reimburses for eligible items the store won’t take back within 90 days of purchase. Up to $500 per item, $1,000 per year.
  • Extended Warranty Protection: Extends the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
  • Travel Benefits: Include Auto Rental Collision Damage Waiver (primary coverage), Trip Cancellation and Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, Emergency Evacuation and Transportation, Travel Accident Insurance, and Travel and Emergency Assistance Services.
  • Visa Infinite® Concierge Service: Complimentary 24/7 service, available 365 days a year, from home or abroad.
  • Additional Card Features: Include zero liability protection, fraud alerts, emergency card replacement, 24/7 customer service, digital wallets, and contactless checkout.
  • Regular APR: 21.49% - 28.49% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
The Chase United Club℠ Infinite Card is tailored for frequent United travelers seeking premium benefits and exclusive airport lounge access. It offers a generous sign-up bonus and the opportunity to earn up to 9x miles on United purchases. Cardholders enjoy complimentary United Club membership, which provides access to lounges, along with priority airport services, free checked bags for themselves and a companion, and reimbursement for Global Entry/TSA PreCheck®/NEXUS fees. The card also includes extensive purchase and travel protections, such as purchase protection, return protection, extended warranty coverage, and primary rental car insurance. With an annual fee of $525, it's ideal for those who will take full advantage of its broad range of benefits.

United Gateway℠

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United Gateway℠
4.7

Annual fee:
$0

Intro APR

Purchases: 0%, 12 months

Balance Transfers: N/A

Regular APR

21.49% - 28.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

670-850 (Good/Excellent)

Rewards Earn 2x MileagePlus miles on United purchases, gas, local transit and commuting, plus 1x mile on all other purchases.

1x - 2x Miles

Welcome Offer Earn 20,000 bonus miles after you spend $1,000 on purchases within the first three months of account opening.

20,000 Miles

  • Welcome offer: Earn 20,000 bonus miles after you spend $1,000 on purchases within the first three months of account opening.
  • 5,000 Bonus Miles for an Authorized User: Earn 5,000 bonus miles after adding an authorized user to your account within the first three months of account opening.
  • 7x Miles on United Flights: Earn 5x miles as a MileagePlus member and 2x miles with the United Gateway Card.
  • 3x Miles on Hotel Stays Booked Through United Hotels: Earn 2x miles as a MileagePlus member and 1x mile with the United Gateway Card.
  • 2x Miles on All Other United Purchases.
  • 2x Miles at Gas Stations.
  • 2x Miles on Local Transit and Commuting.
  • 1x Mile on All Other Purchases.
  • Annual Fee: None.
  • Foreign Transaction Fees: None.
  • 0% Intro APR on Purchases: For 12 months from account opening.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Regular APR: After the introductory period, a variable APR of 21.49% - 28.49% applies to purchases and balance transfers.
  • Redeem Miles: Use your MileagePlus miles for travel on United or to enhance your travel with upgrades, inflight Wi-Fi, hotel stays, car rentals, and much more. MileagePlus miles do not expire.
  • 25% Back on United Inflight and Club Premium Drink Purchases: Receive 25% back as a statement credit on United inflight and Club premium drink purchases.
  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends the time period of the manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less.
  • Travel Benefits: Include Auto Rental Collision Damage Waiver and Trip Cancellation and Interruption Insurance.
  • Luxury Hotel & Resort Collection: Receive complimentary Cardmember benefits at luxury hotels and resorts worldwide.
  • DoorDash: Get a one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After the first year, you will be automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
  • Exclusive Cardmember Events: Use miles or make purchases for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.
  • Visa Concierge: Enjoy complimentary Visa Signature® Concierge Service 24/7.
  • Additional Features: Include digital wallets and contactless checkout.
  • Click ‘Apply Now’ to see the full terms and conditions.
The United Gateway℠ Card is ideal for occasional United Airlines travelers or those seeking a straightforward card with no annual fee. It offers several attractive benefits, including no foreign transaction fees, 2x miles on United purchases, gas stations, local transit, and commuting, a generous sign-up bonus, and 0% intro APR for the first 12 months on purchases. The card also provides valuable perks such as complimentary DoorDash DashPass for a year, 25% back on United inflight and Club premium drink purchases, and various purchase and travel protections. It's a solid choice for those seeking entry-level rewards without a high annual fee or complex requirements.

Sapphire Reserve®

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Sapphire Reserve®
4.8

Annual fee:
$550

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

21.99% - 28.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

740-850 (Excellent)

Rewards Earn 10x points on hotels (excluding The Edit℠) and car rentals purchased through Chase Travel after spending $300 on travel annually. Earn 5x points on flights purchased through Chase Travel after spending $300 on travel annually. Earn 3x points on other travel purchases after spending $300 on travel annually. Earn 10x points on Chase Dining purchases and 3x points on other dining purchases. Earn 1x points on all other purchases.

1x - 10x Points

Welcome Offer Earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. These points are worth $900 for travel through Chase Travel or $600 for cash.

60,000 Points

  • Earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. These points are worth $900 for travel through Chase Travel or $600 for cash.
  • Earn 10x points on hotels (excluding The Edit℠) and car rentals purchased through Chase Travel after spending $300 on travel annually.
  • Earn 5x points on flights purchased through Chase Travel after spending $300 on travel annually.
  • Earn 3x points on other travel purchases after spending $300 on travel annually.
  • Earn 10x points on Chase Dining purchases and 3x points on other dining purchases.
  • Earn 1x points on all other purchases.
  • Annual fee is $550. Adding an authorized user costs $75.
  • No foreign transaction fees: Enjoy purchases abroad without extra charges.
  • Redeem your rewards: For cash, gift cards, travel, products, services, and more. Get 50% more value when redeemed for travel booked through Chase Travel.
  • Complimentary Airport Lounge Access: Unlimited access to over 1,300 lounges worldwide with up to two guests. Plus, enjoy access to every Chase Sapphire Lounge by The Club location after a one-time enrollment in your complimentary Priority Pass™ Select membership.
  • Sapphire Lounge by The Club: Refresh with locally inspired menus in a memorable atmosphere.
  • Annual travel credit: Receive a $300 credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Global Entry/TSA PreCheck®/NEXUS fee reimbursement: Receive up to $100 every four years for the application fee.
  • Private Dining Series: Enjoy memorable meal at sought-after restaurants in the country.
  • Reserved by Sapphire℠: Get VIP access to sports, festivals, dining and entertainment with exclusive lounges, early ticket sales, premium seating, and more.
  • DashPass membership: Get a one-year complimentary DashPass. After that, auto-enrolls at the current rate. Activate by December 31, 2024. Earn $5 in monthly DoorDash Credits through December 31, 2024.
  • Lyft Pink Membership: Get two years of complimentary Lyft Pink All Access, a value of $199/year. Activate by December 31, 2024. Includes 10% off Lux rides, free Priority Pickup upgrades, bikeshare discounts, and more. Auto-renews annually. Earn 10x points on Lyft rides through March 2025.
  • Instacart+ membership: Get a one-year complimentary Instacart+ membership. After that, auto-enrolls at the current rate. Activate by July 31, 2024. Receive up to $15 in statement credits each month through July 31, 2024.
  • The Edit℠: Book through The Edit℠ and explore a curated selection of exceptional accommodations, featuring exclusive benefits such as daily breakfast for two, a $100 property credit, room upgrades (subject to availability), and more.
  • 10x on Peloton purchases: Earn 10x on Peloton equipment and accessory purchases over $150. Maximum earning limit of 50,000 total points through March 31, 2025.
  • Visa Infinite Experiences: Include Concierge Service, the Luxury Hotel and Resort Collection℠, exclusive reservations, the Hit List dinner series, VIP access to events, special car rental privileges, and more.
  • Travel benefits: 1:1 point transfer, Trip Cancellation and Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Reimbursement, Trip Delay Reimbursement, Emergency Evacuation and Transportation Coverage, Baggage Delay Insurance, Travel Accident Insurance, Roadside Assistance, Travel and Emergency Assistance Services, and Emergency Medical and Dental Benefits.
  • Purchase protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
  • Return protection: Reimburses for eligible items the store won’t accept back within 90 days of purchase. Up to $500 per item, $1,000 per year.
  • Extended warranty protection: Extends the duration of the U.S. manufacturer’s warranty by one additional year for eligible warranties of three years or less.
  • Additional card features: 24/7 customer service, digital wallets, zero liability protection, fraud protection and fraud alerts, chip-enabled for enhanced security, and contactless checkout.
  • Regular APR: 21.99% - 28.99% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the terms and conditions.
Chase Sapphire Reserve® is a premium credit card offering elevated rewards on travel and dining, along with a generous welcome bonus. It features standout travel benefits and exclusive perks, making it ideal for frequent travelers.

Freedom Rise℠

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On Chase's Secure Website

Freedom Rise℠
4.6

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

26.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time℠

Credit Score

New To Credit

Rewards Earn unlimited 1.5% cashback on all your purchases.

1.5% Cashback

Welcome Offer Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account.

$25

  • $25 for Enrolling in Autopay: Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account.
  • Improve Your Approval Chances: Applicants who have never had a credit card can increase their chances of getting approved for Chase Freedom Rise℠ by maintaining a Chase checking or savings account with at least $250 before applying.
  • Earn unlimited 1.5% cashback on all your purchases.
  • Lyft: Earn 5% cashback on qualifying Lyft rides through 03/31/2025.
  • Credit Limit Increase: Your credit will be evaluated for a potential increase after just six months of having the Chase Freedom Rise℠ card.
  • Card Upgrade: You will be automatically evaluated each year to upgrade to your first Chase Freedom Unlimited® card.
  • Annual Fee: None.
  • Foreign Transaction Fees: 3% of each transaction in U.S. dollars.
  • Redeem Rewards: For cashback, travel, gift cards, or shop with points at Amazon.com, and more.
  • DoorDash: Receive a complimentary 3-month DashPass membership. After that, you’ll be automatically enrolled in DashPass at a 50% discount for the following 9 months. Activate by December 31, 2024.
  • Purchase Protection: Covers new purchases for 120 days against damage or theft, with coverage up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends the time period of warranty coverage by one additional year on original eligible warranties of 3 years or less.
  • Travel Benefits: Include Trip Cancellation and Interruption Insurance.
  • Additional features: Include Chase Credit Journey, zero liability protection, 24/7 fraud monitoring, lock/unlock feature, contactless pay, and digital wallets.
  • Regular APR: 26.49% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Click ‘Apply Now’ to see the full terms and conditions.
Chase Freedom Rise℠ is an excellent choice for individuals looking to establish their credit history while earning rewards on everyday purchases. With features like unlimited cashback, valuable purchase protection benefits, and a focus on card simplicity, it provides a solid foundation for building credit and maximizing rewards.