Best Citi Credit Cards in June 2026
Updated: Jun 6, 2026 at 10:05 PM EST
On Citi's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.49% - 28.49% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn 2X miles on eligible American Airlines purchases, telecommunications merchants, cable and satellite providers, car rental merchants, and gas stations, plus earn 1X mile on all other purchases.
1x - 2x Miles
Welcome Offer Earn 65,000 bonus miles after spending $4,000 in the first 4 months.
65,000 Miles
On Citi's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.49% - 29.49% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn up to 5X miles on American Airlines purchases: 4X miles on eligible American Airlines purchases, increasing to 5X after spending $150,000 in a calendar year for the remainder of that year. Additionally, earn 10X miles on eligible AAdvantage Hotels™ and AAdvantage Cars™ bookings, plus 1X mile on all other purchases.
1x - 10x Miles
Welcome Offer Earn 70,000 bonus miles after spending $7,000 in the first three months.
70,000 Miles
On Citi's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.49% - 29.49% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn 3X miles on eligible American Airlines purchases, 6X miles on eligible AAdvantage Hotels™ bookings, 2X miles at restaurants, including takeout and delivery, 2X miles on eligible Rides and Rails™ purchases, including taxis, rideshares and public transit, plus 1X mile on all other purchases.
1x - 6x Miles
Welcome Offer Earn 90,000 bonus miles after spending $5,000 in the first four months.
90,000 Miles
On Citi's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.49% - 27.49% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn 10x points on hotels, car rentals, and attractions booked through Citi Travel®. Additionally, earn 3x points on air travel and other hotel purchases. Plus, earn 3x points at restaurants, supermarkets, gas & EV charging stations, and 1x point on all other purchases.
1x - 10x Points
Welcome Offer Earn 60,000 bonus points after spending $4,000 in the first three months.
60,000 Points
On Citi's Secure Website
Intro APR
Purchases: 0%, 15 months
Balance Transfers: 0%, 15 months
Regular APR
18.49% - 28.49% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn 5x points on hotels, car rentals, and attractions booked through Citi Travel®. Additionally, earn 3x points at supermarkets, gas/EV charging stations, and on local transit. Plus, earn 3x points on the category of your choice, 2x points at restaurants, and 1x point on all other purchases.
1x - 5x Points
Welcome Offer Earn 20,000 bonus points after spending $1,000 in the first three months.
20,000 Points
On Citi's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: 0%, 18 months
Regular APR
17.49% - 27.49% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn 5% cashback on up to $500 in purchases per billing cycle in your top eligible spend category. Additionally, earn 4% cashback on hotels, car rentals, and attractions booked through Citi Travel®, plus unlimited 1% cashback on all other purchases.
1% - 5% Cashback
Welcome Offer Earn a $200 bonus after spending $1,500 in the first six months.
$200
On Citi's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
18.47% - 26.74% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn 5% cashback on gas at Costco and 4% on other gas and EV charging for the first $7,000 per year. Earn 3% cashback on restaurants and travel purchases, including Costco travel. Earn 2% cashback on all other Costco purchases, plus 1% on all other non-Costco purchases.
1% - 5% Cashback
Welcome Offer N/A
N/A
On Citi's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
20.49% - 28.49% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn 12x points on hotels, car rentals, and attractions booked through Citi Travel®. Additionally, earn 6x points on flights booked via Citi Travel® and at restaurants on Citi Nights℠, Friday and Saturday, 6 p.m. to 6 a.m. ET. You’ll earn 3x points on restaurants at all other times, plus 1.5x points on all other purchases.
1.5x - 12x Points
Welcome Offer Earn 75,000 bonus points after spending $6,000 in the first three months.
75,000 Points
On Citi's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: 0%, 18 months
Regular APR
17.49% - 27.49% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn 2% unlimited cashback on every purchase - 1% when you buy and 1% as you pay - with no categories to track or quarterly activations. Plus, earn 5% cashback on hotels, car rentals, and attractions booked on Citi Travel®.
2% - 5% Cashback
Welcome Offer Earn $200 cashback after spending $1,500 in the first six months.
$200
On Citi's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
25.99% Variable APR
Credit Score
300-669 (Poor/Fair)
Rewards N/A
N/A
Welcome Offer N/A
N/A
On Citi's Secure Website
Intro APR
Purchases: 0%, 12 months
Balance Transfers: 0%, 21 months
Regular APR
17.49% - 28.24% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards N/A
N/A
Welcome Offer N/A
N/A
On Citi's Secure Website
Intro APR
Purchases: 0%, 12 months
Balance Transfers: 0%, 21 months
Regular APR
16.49% - 27.24% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards N/A
N/A
Welcome Offer N/A
N/A
On Citi's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
18.74% - 26.74% Variable APR
Credit Score
670-850 (Good/Excellent)
Rewards Earn 5% cashback on gas at Costco and 4% on other eligible gas and EV charging for the first $7,000 per year. Earn 3% cashback on restaurants and eligible travel purchases, including Costco Travel. Earn 2% cashback on all other purchases from Costco and Costco.com. Earn 1% cashback on all other purchases.
1% - 5% Cashback
Welcome Offer N/A
N/A