Altitude® Connect Visa Signature®
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On U.S. Bank's Secure Website
4.8
Annual fee:
$0
Intro APR
Purchases: 0%, 15 months
Balance Transfers: 0%, 15 months
Regular APR
18.24% - 28.24% Variable APR
Buy Now, Pay Later Make equal monthly payments on purchases of $100 or more — with no interest, just a small fixed monthly fee. Repayment options of 3, 6, 12, 18, and 24 months are available.
U.S. Bank Extendpay® Plan
Credit Score
670-850 (Good/Excellent)
Rewards Earn 5x points on prepaid hotels and car rentals booked through the Altitude Rewards Center. Earn 4x points on travel and gas stations/EV charging stations, 2x points on dining, select streaming services, and grocery store purchases, and 1x point on all other eligible purchases.
1x - 5x Points
Welcome Offer Earn 20,000 bonus points after spending $1,000 in the first three months.
20,000 Points
Welcome Offer
Earn 20,000 bonus points after spending $1,000 in the first three months.
Rewards
- 5x Points on Prepaid Travel: Earn 5x points on prepaid hotels and car rentals booked directly through the Altitude Rewards Center with your card.
- 4x Points on Travel.
- 4x Points at Gas Stations and EV Charging Stations: Earn 4x points on the first $1,000 in combined purchases each quarter at gas stations and EV charging stations.
- 2x Points on Dining.
- 2x Points on Select Streaming Services.
- 2x Points on Grocery Stores.
- 1x Points on All Other Purchases.
Lounge Access
- Priority Pass™ Select Membership: Enjoy complimentary membership with 4 free visits per year to 1,700+ airport lounges and experiences worldwide.
- SmartDelay Airport Lounge Access: If your flight is delayed by more than two hours, enjoy complimentary access to 1,500+ airport lounges across 500 airports in 100+ countries.
Redemption Options
- Flexible Redemption Options: Redeem points for travel, gift cards, merchandise, statement credits, or deposits to an eligible U.S. Bank account. You can also donate to charity with a 100% match. Maximum point value applies to travel and U.S. Bank account deposit redemptions.
- Real-Time Rewards: Instantly redeem your rewards at the point of purchase, turning everyday spending into immediate savings.
Fees and APR
- Annual Fee: $0.
- 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for Intro APR on balance transfer, you must make balance transfer within the first 60 days.
- Regular APR: After the introductory period, a variable APR of 18.24% - 28.24% applies to purchases and balance transfers.
- Balance Transfer Fees: $5 or 3% of each transfer amount, whichever is greater.
- Foreign Transaction Fee: None.
Exclusive Offers
- Shopping Deals: Earn extra cashback when you shop online at 1,100+ stores through the Rewards Center using your U.S. Bank Cash+® Visa Signature credit card.
- Visa Infinite® Golf Benefit by Troon®: Play at 20+ private Troon Privé clubs for $99 per player with up to 3 guests. Enjoy complimentary Platinum Troon Rewards® status and save 20% or more on golf fees, merchandise, and lessons.
- Sofar Sounds Access: Enjoy 7-day Visa Exclusive Presale access to select Sofar Sounds shows, plus get one free ticket with the purchase of at least one ticket during the presale window.
- Universal Studios Hollywood Offers: Get special benefits when you use your eligible Visa® card at Universal Studios Hollywood, Visa is the preferred way to pay. Offers are subject to availability and terms and conditions.
- Universal Orlando Resort Offers: Use your eligible Visa® card, the preferred way to pay at Universal Orlando, to unlock special benefits during your visit. Offers are subject to availability and terms and conditions.
- Discounted Gift Cards: Receive 5% off a select assortment of name-brand gift cards when you shop at The Gift Card Shop using your U.S. Bank card.
Travel Benefits
- Global Entry/TSA PreCheck® Fee Reimbursement: Get up to $100 every four years for the application fee.
- GigSky Global Mobile Data: Stay connected while traveling with a complimentary 5GB/15 day global mobile data plan via the GigSky app, available in 125+ countries. One plan can be activated at a time, and the benefit must be redeemed by November 11, 2025.
- Visa Signature® Car Rental Privileges: Get up to 25% off base rates at Avis and Budget when you book with your Visa Signature® card. Enjoy perks like complimentary upgrades (when available), waived additional driver fees, and 10% off XM Satellite Radio during your rental.
- Visa Signature® Luxury Hotel Collection: Enjoy premium benefits when booking through the Visa Signature Luxury Hotel Collection with your Premium Rewards® card.
- Trip Cancellation & Interruption Insurance: Get reimbursed for non-refundable travel costs if you need to cancel or cut your trip short due to a covered reason. Applies to airfare, ferry, train, bus, and cruise tickets when purchased with your card.
- Trip Delay Reimbursement: Get reimbursed up to $300 per ticket if your air travel is delayed more than 12 hours or requires an overnight stay. Coverage applies to delays caused by weather, mechanical issues, and more, even if the airline provides vouchers.
- Visa Signature® Concierge: Enjoy 24/7 complimentary concierge service to help with booking flights, hotels, transportation, event tickets, dining reservations, golf tee times, and more.
- Travel & Emergency Assistance: Get access to legal, medical, and other emergency assistance services while traveling. (You are responsible for the cost of any goods or services obtained.)
- Roadside Assistance: In the event of a roadside emergency, call for dispatch service anytime. Any applicable service fees will be charged to your card at the time of assistance.
Additional Features
- U.S. Bank ExtendPay® Plan: Split eligible purchases into predictable monthly payments with no interest, just a small fixed monthly fee.
- Authorized Users: Add authorized users at no cost to maximize your earning potential.
- Paze℠: Simplify online checkout by keeping all your eligible cards in one secure place. Your card number is replaced with a unique identifier for added protection, no new passwords or enrollment required.
- Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
- 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
- Free Credit Score Access: View your credit score for free, updated monthly in your Mobile Banking app or Online Banking.
- Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
Terms and Conditions
Click Apply Now to see the terms and conditions.
The U.S. Bank Altitude® Connect Visa Signature® Card is a strong option for travelers who want to earn rewards on both everyday purchases and trips. It offers 5x points on prepaid hotels and car rentals booked through the Altitude Rewards Center, 4x on travel, gas stations, and EV charging stations, 2x on groceries, dining, and streaming, and 1x on everything else. New cardholders can earn a 20,000-point bonus after spending $1,000 in the first three months. The card has no annual fee, includes 0% intro APR for 15 months, and comes with useful travel perks like four complimentary visits per year to Priority Pass™ airport lounges, Global Entry or TSA PreCheck® fee reimbursement, and protections like trip cancellation and delay coverage. With no foreign transaction fees, it's a well-rounded card for people who want to travel more comfortably without the high cost of a premium card.
Cash+® Visa Signature®
Apply now
On U.S. Bank's Secure Website
4.2
Annual fee:
$0
Intro APR
Purchases: 0%, 15 months
Balance Transfers: 0%, 15 months
Regular APR
18.49% - 28.74% Variable APR
Buy Now, Pay Later Make equal monthly payments on purchases of $100 or more — with no interest, just a small fixed monthly fee. Repayment options of 3, 6, 12, 18, and 24 months are available.
U.S. Bank Extendpay® Plan
Credit Score
670-850 (Good/Excellent)
Rewards Earn 5% cashback on the first $2,000 in combined purchases each quarter in two categories you choose. Activation is required each quarter by the stated deadline. Earn 5% cashback on prepaid airfare, hotels, and car rentals booked through the Rewards Center with your card. Earn 2% cashback each quarter on one everyday category you choose, such as gas stations and EV charging stations, grocery stores, or restaurants. Activation is required each quarter by the stated deadline. Plus, earn 1% cashback on all other purchases.
1% - 5% Cashback
Welcome Offer Earn a $200 cash rewards bonus after spending $1,000 in the first three months.
$200
Welcome Offer
Earn a $200 cash rewards bonus after spending $1,000 in the first three months.
Rewards
- 5% Cashback on Two Quarterly Categories: Earn 5% cashback on the first $2,000 in combined purchases each quarter in two categories you choose. Activation is required each quarter by the stated deadline.
- 5% Cashback on Prepaid Travel: Earn 5% cashback on prepaid airfare, hotels, and car rentals booked through the Rewards Center with your card.
- 2% Cashback on One Everyday Category: Earn 2% cashback each quarter on one everyday category you choose, such as gas stations and EV charging stations, grocery stores, or restaurants.
- 1% Cashback on All Other Purchases.
Redemption Options
- Flexible Redemption Options: Redeem rewards for cash, gift cards, purchases at Amazon.com, PayPal checkout, and more.
- Real-Time Rewards: Instantly redeem your rewards at the point of purchase, turning everyday spending into immediate savings.
Fees and APR
- Annual Fee: $0.
- 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for Intro APR on balance transfer, you must make balance transfer within the first 60 days.
- Regular APR: After the introductory period, a variable APR of 18.49% - 28.74% applies to purchases and balance transfers.
- Balance Transfer Fees: $5 or 3% of each transfer amount, whichever is greater.
- Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.
Exclusive Offers
- Shopping Deals: Earn extra cashback when you shop online at 1,100+ stores through the Rewards Center using your U.S. Bank Cash+® Visa Signature credit card.
Travel Benefits
- Visa Signature® Car Rental Privileges: Get up to 25% off base rates at Avis and Budget when you book with your Visa Signature® card. Enjoy perks like complimentary upgrades (when available), waived additional driver fees, and 10% off XM Satellite Radio during your rental.
- Visa Signature® Luxury Hotel Collection: Enjoy premium benefits when booking through the Visa Signature Luxury Hotel Collection with your Premium Rewards® card.
- Other Travel Benefits: Includes Roadside Assistance and Travel and Emergency Assistance Services.
Additional Features
- Authorized Users: Add authorized users at no cost to maximize your earning potential.
- Zero liability protection, fraud protection, automatic account alerts, compatibility with digital wallets, free access to Credit Score, and Visa Signature® concierge service.
Terms and Conditions
Click Apply Now to see the terms and conditions.
The U.S. Bank Cash+® Visa Signature® Card is a flexible cashback card that puts you in control of your rewards. Each quarter, you can earn 5% cashback on two categories you choose, like fast food, home utilities, or streaming services, on up to $2,000 in combined purchases. You also get 2% back on one everyday category you pick, such as grocery stores, restaurants, or gas and EV charging stations, and 1% on everything else. There’s no annual fee, and new cardholders get a $200 bonus after spending $1,000 in the first 90 days, plus an intro 0% APR on purchases and balance transfers for 15 months. This card is a great fit for people who want to earn more where they spend most and like having the flexibility to choose their top categories.
Shield™ Visa®
Apply now
On U.S. Bank's Secure Website
4.3
Annual fee:
$0
Intro APR
Purchases: 0%, 24 months
Balance Transfers: 0%, 24 months
Regular APR
17.74% - 28.74% Variable APR
Buy Now, Pay Later Make equal monthly payments on purchases of $100 or more — with no interest, just a small fixed monthly fee. Repayment options of 3, 6, 12, 18, and 24 months are available.
U.S. Bank Extendpay® Plan
Credit Score
670-850 (Good/Excellent)
Rewards Earn 4% cashback on prepaid air, hotel, and car reservations booked directly through the Rewards Center with your card. Plus, earn a $20 credit after making purchases for 11 consecutive months each year.
0% - 4% Cashback
Welcome Offer N/A
N/A
Rewards
- Earn 4% cashback on prepaid air, hotel, and car reservations booked directly through the Rewards Center with your card.
- $20 Annual Statement Credit: Earn a $20 credit after making purchases for 11 consecutive months each year.
Redemption Options
- Flexible Redemption Options: Redeem cashback as a statement credit, direct deposit to a U.S. Bank checking or savings account, a rewards card, and more.
- Real-Time Rewards: Instantly redeem your U.S. Bank Shield™ Visa® cash rewards at the point of purchase using your mobile device.
Fees and APR
- Annual Fee: $0.
- 0% Intro APR on Purchases and Balance Transfers: For 24 months from account opening. To qualify for Intro APR on balance transfer, you must make balance transfer within the first 60 days.
- Regular APR: After the introductory period, a variable APR of 17.74% - 28.74% applies to purchases and balance transfers.
- Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
- Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.
Travel Benefits
- Travel Benefits: Includes Auto Rental Coverage.
Purchase Protections
- Purchase Protection: Covers new purchases for 90 days against damage or theft, up to $500 per claim and $50,000 per account.
- Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
- Cell Phone Protection: Get up to $600 of protection against damage or theft (one claim per year, $100 deductible) when you pay your monthly cell phone bill with your eligible card.
Exclusive Offers
- Shopping Deals: Earn extra cashback when you shop online at 1,100+ stores through the Rewards Center using your U.S. Bank Shield™ Visa® credit card.
Additional Features
- Free access to Credit Score and contactless checkout.
Terms and Conditions
Click Apply Now to see the terms and conditions.
The U.S. Bank Shield™ Visa® Credit Card is an excellent choice for budget-conscious individuals looking to pay down debt or finance big purchases with breathing room. It offers one of the longest 0% intro APR periods available, 24 billing cycles on purchases and balance transfers (if completed within 60 days), making it especially appealing for those seeking long-term interest relief. While rewards are limited, cardholders earn 4% cash back on travel booked through the U.S. Bank Travel Rewards Center and receive a $20 annual statement credit after 11 consecutive months of purchases. With no annual fee and added perks like cell phone protection, this card is best for those who value extended interest-free financing and low-cost financial tools over premium rewards.