Best U.S. Bank Credit Cards in June 2026

Intro APR

Regular APR

17.49% - 27.49% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn 4X points on dining, including takeout and delivery, on up to $2,000 each quarter. Additionally, earn 2X points on gas/EV charging stations, select streaming, and groceries, plus 1X on all other eligible purchases.

1x - 4x Points

Welcome Offer Earn 20,000 bonus points after spending $1,000 in the first three months.

20,000 Points

Intro APR

Regular APR

17.49% - 27.49% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5x points on prepaid hotels and car rentals booked through the travel portal. Additionally, earn 4x points on other travel, 4x points at gas/EV charging stations on up to $1,000 each quarter, 2x points on dining, select streaming, and groceries, plus 1x on all other eligible purchases.

1x - 5x Points

Welcome Offer Earn 20,000 bonus points after spending $1,000 in the first three months.

20,000 Points

Intro APR

Regular APR

16.99% - 27.99% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn 4% cashback on prepaid air, hotel, and car rentals booked through the Travel Center.

0% - 4% Cashback

Welcome Offer N/A

N/A

Intro APR

Regular APR

17.74% - 27.99% Variable APR

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback on the first $2,000 in combined purchases each quarter in two categories you choose. Activation is required each quarter by the stated deadline. Earn 5% cashback on prepaid airfare, hotels, and car rentals booked through the Rewards Center with your card. Earn 2% cashback each quarter on one everyday category you choose, such as gas stations and EV charging stations, grocery stores, or restaurants. Activation is required each quarter by the stated deadline. Plus, earn 1% cashback on all other purchases.

1% - 5% Cashback

Welcome Offer Earn a $200 cash rewards bonus after spending $1,000 in the first three months.

$200