Capital One Student Credit Cards Get Limited-Time $100 Welcome Bonus
Capital One student cards now offer a limited-time $100 welcome bonus after spending $300 in the first three months.
Photo: big4credit.com
Students looking to build credit now have an extra incentive to apply for a Capital One student credit card. For a limited time, new cardholders can earn a one-time $100 cash bonus after spending $300 on purchases within the first three months from account opening. The promotion launched on June 9, 2026 and is available on both the Capital One Savor Rewards for Students and the Capital One Quicksilver Rewards for Students. It replaces the previous welcome offer of $50 after spending $100 in the first three months, effectively doubling the bonus while increasing the spending requirement.
Why This Offer Stands Out
Unlike many student credit cards that focus solely on helping young adults establish credit, Capital One is sweetening the deal with a welcome bonus that’s easy to earn. Requiring just $300 in purchases over three months, the offer is attainable for most students through everyday spending on groceries, dining, transportation, and school supplies.
Which Student Card Should You Choose?
Capital One Savor Rewards for Students
The Savor Rewards for Students is designed for students who spend heavily on everyday lifestyle purchases. Cardholders earn:
- 3% Cashback:
- Grocery Stores (excluding superstores like Walmart® and Target®)
- Dining
- Entertainment
- Popular Streaming Services
- 5% Cashback on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- 8% Cashback on Capital One Entertainment
- 1% Cashback on all other purchases.
This card is an excellent choice for students who regularly eat out, stream music or video, and shop for groceries.
On Capital One's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
18.49% - 28.49% Variable APR
Credit Score
New To Credit
Rewards Earn 3% cashback on grocery stores, dining, entertainment, and select streaming services. Additionally, earn 8% cashback on Capital One entertainment purchases and 5% cashback when you book hotels, vacation rentals, and rental cars through Capital One Travel. Plus, 1% cashback on all other purchases.
1% - 8% Cashback
Welcome Offer Earn a $50 bonus after spending $100 in the first 3 months.
$50
Capital One Quicksilver Rewards for Students
Students who prefer simplicity may find the Quicksilver Rewards for Students a better fit. It offers:
- 5% Cashback on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- 5% Cashback on Capital One Entertainment
- 1.5% Cashback on all other purchases.
With a flat rewards rate, there’s no need to track bonus categories – every purchase earns the same cash back.
On Capital One's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
18.49% - 28.49% Variable APR
Credit Score
New To Credit
Rewards Earn 5% cashback when you book hotels, vacation rentals, and rental cars through Capital One Travel. Additionally, earn 5% cashback on Capital One Entertainment purchases, plus 1.5% cashback on all other purchases.
1.5% - 5% Cashback
Welcome Offer Earn a $100 bonus after spending $300 in the first 3 months.
$100
Additional Benefits
Both student cards have no annual fee and no foreign transaction fees, making them excellent choices for everyday spending, international travel, or studying abroad. Combined with the limited-time $100 welcome bonus, now is an especially attractive time for eligible students to apply.
» LEARN MORE: about the Capital One Savor Rewards for Students and apply here.
» LEARN MORE: about the Capital One Quicksilver Rewards for Students and apply here.
Should Students Apply Now?
If you’re planning to open your first credit card, the limited-time $100 welcome bonus makes these offers more attractive than usual. Since the spending requirement is relatively low, many students can qualify for the bonus through regular expenses without changing their spending habits.
Whether you prefer the higher rewards on dining, entertainment, and groceries with the Savor Rewards for Students or the simplicity of unlimited 1.5% cashback with the Quicksilver Rewards for Students, this limited-time promotion adds meaningful value for new cardholders.
The Bottom Line
Capital One’s limited-time student card promotion offers $100 after spending just $300 in the first three months, making it one of the more appealing welcome offers currently available for students. Combined with no annual fee, no foreign transaction fees, and solid everyday rewards, both student cards are worth considering for anyone beginning their credit journey.
Related articles
Best Credit Cards for Students
Best Credit Cards for Bad Credit
Best Credit Cards for Groceries
Best Credit Cards for Sign-up Bonuses
Best Credit Cards for Online Shopping
Best Credit Cards with No Foreign Transaction Fees
21 Months of 0% Intro APR on Purchases
Capital One Savor Limited-Time Offer: $250 Cash Bonus After $500 Spend
The information about the credit cards has been collected independently by big4credit.com. The card details have not been reviewed or approved by the card issuer.